stockrowAlly Financial Inc.
ALLY Financial Credit Services
Ally Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $15.3 billion, down 6.89% from fiscal 2024.
- Revenue
- +4.53%
- EPS
- +10.9%
- Free cash flow
- +32.7%
- Total debt
- +12.1%
Quarter to September 2026, against a year earlier
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Ally Financial Inc. (ALLY) Gross margin
Ally Financial Inc.'s gross margin over the twelve months to 30 September 2026 was 61.8%, up 3.7 percentage points from fiscal 2025 (58.0%). Over the past ten years it has ranged from 54.4% (fiscal 2024) to 82.1% (fiscal 2021); the current reading is higher than 27% of that period. That is below the Credit Services industry median of 76.6% and below the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 58.0% | 3.60 |
| FY2024 | 54.4% | (2.41) |
| FY2023 | 56.8% | (19.76) |
| FY2022 | 76.6% | (5.52) |
| FY2021 | 82.1% | 12.18 |
| FY2020 | 69.9% | 6.44 |
| FY2019 | 63.5% | (1.77) |
| FY2018 | 65.3% | (5.79) |
| FY2017 | 71.0% | (2.23) |
| FY2016 | 73.3% | (1.27) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 62.8% | (0.06) |
| Jun 2026 | 62.8% | 1.85 |
| Mar 2026 | 61.0% | 0.60 |
| Dec 2025 | 60.4% | 0.11 |
| 43 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| CACC Credit Acceptance Corporation compare | 100.0% |
| SYF Synchrony Financial compare | 83.2% |
| OMF OneMain Holdings, Inc. compare | 79.8% |
| SOFI SoFi Technologies, Inc. compare | 77.4% |
| ALLY Ally Financial Inc. | 61.8% |
| KLAR Klarna Group plc compare | 58.2% |
| FCFS FirstCash Holdings, Inc. compare | 50.2% |
| SEZL Sezzle Inc. compare | 0.00% |
| AFRM Affirm Holdings, Inc. compare | 0.00% |
| Credit Services industry median | 76.6% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on ALLY
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement