stockrowAlly Financial Inc. (ALLY) vs Klarna Group plc (KLAR)
- Ally Financial Inc. ALLY 38.89 −1.19%
- Klarna Group plc KLAR 13.54 −2.52%
Ally Financial Inc. and Klarna Group plc are both Credit Services companies. Ally Financial Inc. is the larger, with a market value of $11.7B against $7.7B — 1.5× the size. Klarna Group plc has negative trailing earnings, so its P/E is not meaningful; Ally Financial Inc. trades at 8.8×. Klarna Group plc grew revenue faster over the last twelve months: 34.2% against 4.45%. Ally Financial Inc. has the higher net margin (8.47% vs −3.52%) and the higher return on invested capital (4.56% vs 0.00%). Across the 16 metrics below, Ally Financial Inc. leads on 13 and Klarna Group plc on 3.
Valuation
Profitability
| Metric | ALLY | KLAR | Credit Services median |
|---|---|---|---|
| Gross margin | 61.75% | 58.18% | 76.61% |
| Operating margin | 0.00% | (1.21%) | 0.34% |
| Net margin | 8.47% | (3.52%) | 8.35% |
| Free cash flow margin | 30.90% | (94.31%) | 8.73% |
| Return on equity | 10.54% | (5.67%) | 9.05% |
| Return on assets | 0.69% | (0.77%) | 1.94% |
| Return on invested capital | 4.56% | 0.00% | 4.56% |
Growth
Health
Dividend
Size
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