Friday 6 November 2026 Export ALLY’s income statement to Excel — free account

Ally Financial Inc.

Ally Financial Inc.’s revenue for fiscal 2025 (year ended December 2025) was $15.3 billion, down 6.89% from fiscal 2024.

Revenue: +4.53%
EPS: +10.9%
Free cash flow: +32.7%
Total debt: +12.1%

Quarter to September 2026, against a year earlier

38.89 0.47 −1.19%

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Market cap: $11.7B
P/E: 8.8×
Fwd P/E: 8.1×
Dividend yield: 3.21%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Segments Valuation Filings

Ally Financial Inc. (ALLY) revenue by segment, product and region

Revenue by product or service $m

Line	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019
Noninsurance contracts	966 77.65%	909 75.88%	686 70.87%	655 72.14%	627 73.59%	584 77.56%	542 74.55%
Remarketing fee income	116 9.32%	112 9.35%	117 12.09%	107 11.78%	107 12.56%	73 9.69%	74 10.18%
Brokerage commissions and other revenue	82 6.59%	88 7.35%	89 9.19%	64 7.05%	58 6.81%	52 6.91%	61 8.39%
Banking fees and interchange income	39 3.14%	47 3.92%	44 4.55%	44 4.85%	18 2.11%	12 1.59%	16 2.20%
Other	27 2.17%	22 1.84%	19 1.96%	24 2.64%	26 3.05%	16 2.12%	20 2.75%
Brokered/agent commissions	14 1.13%	20 1.67%	13 1.34%	14 1.54%	16 1.88%	16 2.12%	14 1.93%
Revenue	1,244	1,198	968	908	852	753	727

Revenue by segment $m

Line	FY2025	FY2021	FY2020	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010
Insurance operations	982 78.94%	643 75.47%	601 79.81%	1,035 17.83%	1,118 19.39%	1,097 20.18%	1,090 22.42%	1,185 25.48%	1,253 29.39%	1,214 27.19%	1,398 40.97%	1,801 31.48%
Automotive Finance operations	138 11.09%	129 15.14%	88 11.69%	4,038 69.57%	4,068 70.56%	3,971 73.04%	3,664 75.38%	3,585 77.08%	3,427 80.39%	3,149 70.53%	2,952 86.52%	3,421 59.79%
Corporate Finance operations	0 0.00%	0 0.00%	0 0.00%	242 4.17%	212 3.68%	147 2.70%	114 2.35%	91 1.96%	—	—	—	—
Mortgage Finance	—	0 0.00%	0 0.00%	186 3.20%	136 2.36%	97 1.78%	—	—	—	—	—	—
Corporate and Other	—	—	64 8.50%	—	—	—	(64) (1.32%)	(246) (5.29%)	(493) (11.56%)	(1,206) (27.01%)	(1,497) (43.87%)	(2,087) (36.47%)
Mortgage Finance Operations Member	—	—	—	—	—	—	57 1.17%	36 0.77%	—	—	—	—
Mortgage Operations Member	—	—	—	—	—	—	—	—	76 1.78%	1,308 29.29%	559 16.38%	2,587 45.21%
Other, not broken out	124 9.97%	80 9.39%	—	303 5.22%	231 4.01%	125 2.30%	—	—	—	—	—	—
Revenue	1,244	852	753	5,804	5,765	5,437	4,861	4,651	4,263	4,465	3,412	5,722

Revenue by region $m

Line	FY2015	FY2014
Domestic	4,762 97.96%	4,525 97.29%
Canada	98 2.02%	124 2.67%
Europe	1 0.02%	2 0.04%
Asia Pacific	0 0.00%	0 0.00%
Latin America	0 0.00%	0 0.00%
Foreign	99	126
Revenue	4,861	4,651

Operating figures as reported in each quarter’s results release or filing

Figure	Quarter	Latest	A year before	Change
Average retail deposit portfolio yield	Q3 FY2026	3.05%	3.48%	—
Common equity tier 1 capital ratio	Q3 FY2026	10.2%	10.1%	—
Consumer auto applications	Q3 FY2026	4.8M	4.0M	+20.00%
Consumer auto originations	Q3 FY2026	$12.9B	$11.7B	+10.26%
Criticized assets percentage	Q3 FY2026	8.00%	9.00%	—
Customers	Q2 FY2026	9.6M	—	—
Deposits as a share of funding portfolio	Q3 FY2026	86.0%	88.0%	—
Estimated retail auto originated yield	Q3 FY2026	9.44%	9.72%	—
Insurance written premiums	Q3 FY2026	$388.0M	$385.0M	+0.78%
Lease	Q3 FY2026	$474.0M	$1.5B	−68.40%
Net new deposit customers	Q3 FY2026	59.0K	44.0K	+34.09%
New retail volume	Q3 FY2026	$4.2B	$3.1B	+35.48%
Non-accrual loans as a share of portfolio	Q1 FY2026	1.00%	1.00%	—
Originations in highest credit quality tier	Q3 FY2026	44.0%	42.0%	—
Retail auto delinquencies 30+ days past due	Q3 FY2026	4.96%	4.90%	—
Retail auto net charge-off rate	Q3 FY2026	1.89%	1.88%	—
Retail auto portfolio yield	Q3 FY2026	9.20%	9.21%	—
Retail deposit customers	Q3 FY2026	3.6M	—	—
Retail deposits FDIC insured	Q3 FY2026	92.0%	92.0%	—
Used retail volume	Q3 FY2026	$8.2B	$7.0B	+17.14%
Used retail volume as a share of total originations	Q3 FY2026	64.0%	60.0%	—

	Q3 FY2026	Q2 FY2026	Q1 FY2026	Q4 FY2025	Q3 FY2025	Q2 FY2025	Q1 FY2025	Q4 FY2024	Q3 FY2024	Q2 FY2024	Q1 FY2024	Q4 FY2023
Average retail deposit portfolio yield	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Common equity tier 1 capital ratio	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Consumer auto applications	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Consumer auto originations	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Criticized assets percentage	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Customers	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Deposits as a share of funding portfolio	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Estimated retail auto originated yield	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Insurance written premiums	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Lease	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Net new deposit customers	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
New retail volume	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Non-accrual loans as a share of portfolio	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Originations in highest credit quality tier	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Retail auto delinquencies 30+ days past due	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Retail auto net charge-off rate	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Retail auto portfolio yield	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Retail deposit customers	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Retail deposits FDIC insured	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Used retail volume	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡
Used retail volume as a share of total originations	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡	‡

As each company reports them in its 10-K and 10-Q filings, in US dollars. Where a later filing recast a year's segments, the year is shown as recast; a period whose breakdown does not add up to the company's revenue is left out.