UWM Holdings Corporation
UWMC Financial Mortgage Finance
UWM Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.4 billion, up 11.1% from fiscal 2024.
- Revenue
- −81.1%
- EPS
- −318.2%
- Free cash flow
- +64.6%
- Total debt
- +38.4%
Quarter to June 2026, against a year earlier
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UWM Holdings Corporation (UWMC) Operating margin
UWM Holdings Corporation's operating margin over the twelve months to 30 June 2026 was 20.7%, down 11.6 percentage points from fiscal 2025 (32.3%). Over the past ten years it has ranged from 18.6% (fiscal 2023) to 71.9% (fiscal 2020); the current reading is higher than 29% of that period. That is above the Mortgage Finance industry median of 1.91% and above the Financial sector median of 0.00%.
Operating margin, annual
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Annual newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| FY2025 | 32.3% | (5.61) |
| FY2024 | 38.0% | 19.35 |
| FY2023 | 18.6% | (34.69) |
| FY2022 | 53.3% | (9.32) |
| FY2021 | 62.6% | (9.31) |
| FY2020 | 71.9% | 26.62 |
| FY2019 | 45.3% | — |
Quarterly newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| Jun 2026 | −192.9% | (235.51) |
| Mar 2026 | 42.6% | 1.48 |
| Dec 2025 | 41.1% | 15.53 |
| Sep 2025 | 25.6% | (28.72) |
| 23 more quarters | Free account |
Against its own ten years
Operating margin against peers
| Company | Operating margin |
|---|---|
| GHI Greystone Housing Impact Investors LP compare | 69.1% |
| RKT Rocket Companies, Inc. compare | 25.4% |
| UWMC UWM Holdings Corporation | 20.7% |
| PFSI PennyMac Financial Services, Inc. compare | 20.4% |
| LDI loanDepot, Inc. compare | 5.49% |
| WD Walker & Dunlop, Inc. compare | 1.91% |
| BETR Better Home & Finance Holding Company compare | 0.00% |
| VEL Velocity Financial, Inc. compare | 0.00% |
| ONIT Onity Group Inc. compare | 0.00% |
| Mortgage Finance industry median | 1.91% |
| Financial sector median | 0.00% |
| Market median | 0.00% |
What Operating margin is
EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.
EBIT ÷ Revenue
More on UWMC
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement