loanDepot, Inc. (LDI) vs UWM Holdings Corporation (UWMC)
loanDepot, Inc. and UWM Holdings Corporation are both Mortgage Finance companies. UWM Holdings Corporation is the larger, with a market value of $2.0B against $223.8M — 8.8× the size. loanDepot, Inc. grew revenue faster over the last twelve months: 11.4% against 3.22%. UWM Holdings Corporation has the higher net margin (−1.66% vs −5.52%) and the higher return on invested capital (1.91% vs 0.72%). Both pay a dividend; loanDepot, Inc. yields more (18.7% vs 5.81%). Across the 21 metrics below, UWM Holdings Corporation leads on 12 and loanDepot, Inc. on 9.
Valuation
Profitability
| Metric | LDI | UWMC | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 87.54% | 81.01% | 84.40% |
| Operating margin | 5.49% | 20.72% | 12.51% |
| Net margin | (5.52%) | (1.66%) | (0.83%) |
| Free cash flow margin | (20.34%) | (147.01%) | (45.06%) |
| Return on equity | (17.97%) | (2.72%) | (1.16%) |
| Return on assets | (1.08%) | (0.23%) | 0.38% |
| Return on invested capital | 0.72% | 1.91% | 0.36% |
Growth
Health
Dividend
Size
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