UWM Holdings Corporation

UWMC Financial Mortgage Finance

UWM Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.4 billion, up 11.1% from fiscal 2024.

Revenue
−81.1%
EPS
−318.2%
Free cash flow
+64.6%
Total debt
+38.4%

Quarter to June 2026, against a year earlier

1.52 0.11 −6.75%
Market cap
$2.6B
P/E
0.0×
Fwd P/E
−29.2×
Dividend yield
19.7%
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

UWM Holdings Corporation (UWMC) Net margin

Alert me on Net margin

UWM Holdings Corporation's net margin over the twelve months to 30 June 2026 was −1.66%, down 2.8 percentage points from fiscal 2025 (1.14%). Over the past ten years it has ranged from −1.01% (fiscal 2023) to 68.5% (fiscal 2020); the current reading is higher than 43% of that period. That is in line with the Mortgage Finance industry median of −1.66% and below the Financial sector median of 14.3%.

Net margin, annual

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Annual newest first

Period Net margin Change (points)
FY2025 1.14% 0.47
FY2024 0.67% 1.68
FY2023 −1.01% (2.77)
FY2022 1.76% (1.55)
FY2021 3.31% (65.18)
FY2020 68.5% 36.02
FY2019 32.5% —

Quarterly newest first

Period Net margin Change (points)
Jun 2026 −49.7% (53.07)
Mar 2026 3.36% 0.80
Dec 2025 2.56% 2.78
Sep 2025 −0.22% (2.90)
24 more quarters

Against its own ten years

Low −1.01% High 68.5%
Ten-year median 1.76%
Current reading's percentile 4

Net margin against peers

Company Net margin
PFSI PennyMac Financial Services, Inc. compare 11.7%
RKT Rocket Companies, Inc. compare 11.3%
ONIT Onity Group Inc. compare 10.8%
VEL Velocity Financial, Inc. compare 0.00%
UWMC UWM Holdings Corporation −1.66%
WD Walker & Dunlop, Inc. compare −2.68%
LDI loanDepot, Inc. compare −5.52%
GHI Greystone Housing Impact Investors LP compare −7.74%
BETR Better Home & Finance Holding Company compare −75.7%
Mortgage Finance industry median −1.66%
Financial sector median 14.3%
Market median 1.14%

What Net margin is

Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.

Net Income Allotted to Shareholders ÷ Revenue

The full definition of Net margin →

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