UWM Holdings Corporation

UWMC Financial Mortgage Finance

UWM Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.4 billion, up 11.1% from fiscal 2024.

Revenue
−81.1%
EPS
−318.2%
Free cash flow
+64.6%
Total debt
+38.4%

Quarter to June 2026, against a year earlier

1.52 0.11 −6.75%
Market cap
$2.6B
P/E
0.0×
Fwd P/E
−29.2×
Dividend yield
19.7%
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

UWM Holdings Corporation (UWMC) Return on invested capital

Alert me on Return on invested capital

UWM Holdings Corporation's return on invested capital over the twelve months to 30 June 2026 was 1.91%, down 1.5 percentage points from fiscal 2025 (3.40%). Over the past ten years it has ranged from 0.00% (fiscal 2019) to 24.1% (fiscal 2020); the current reading is higher than 43% of that period. That is above the Mortgage Finance industry median of 0.00% and below the Financial sector median of 4.69%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 3.40% (0.36)
FY2024 3.76% 2.19
FY2023 1.57% (5.13)
FY2022 6.70% 1.04
FY2021 5.66% (18.41)
FY2020 24.1% 24.07
FY2019 0.00% —

Against its own ten years

Low 0.00% High 24.1%
Ten-year median 3.76%
Current reading's percentile 43

Return on invested capital against peers

Company Return on invested capital
RKT Rocket Companies, Inc. compare 2.91%
GHI Greystone Housing Impact Investors LP compare 2.87%
UWMC UWM Holdings Corporation 1.91%
PFSI PennyMac Financial Services, Inc. compare 1.51%
LDI loanDepot, Inc. compare 0.72%
BETR Better Home & Finance Holding Company compare 0.00%
ONIT Onity Group Inc. compare 0.00%
WD Walker & Dunlop, Inc. compare −0.85%
VEL Velocity Financial, Inc. compare −3.59%
Mortgage Finance industry median 0.00%
Financial sector median 4.69%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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