UWM Holdings Corporation (UWMC) vs Velocity Financial, Inc. (VEL)
- UWM Holdings Corporation UWMC 1.05 −8.70%
- Velocity Financial, Inc. VEL 14.71 −0.68%
UWM Holdings Corporation and Velocity Financial, Inc. are both Mortgage Finance companies. UWM Holdings Corporation is the larger, with a market value of $1.9B against $584.7M — 3.2× the size. UWM Holdings Corporation has negative trailing earnings, so its P/E is not meaningful; Velocity Financial, Inc. trades at 5.3×. Velocity Financial, Inc. grew revenue faster over the last twelve months: 32.4% against 3.22%. Velocity Financial, Inc. has the higher net margin (0.00% vs −1.66%) and the lower return on invested capital (0.00% vs 1.91%). Across the 18 metrics below, Velocity Financial, Inc. leads on 12 and UWM Holdings Corporation on 6.
Valuation
Profitability
| Metric | UWMC | VEL | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 81.01% | 0.00% | 84.40% |
| Operating margin | 20.72% | 0.00% | 12.51% |
| Net margin | (1.66%) | 0.00% | (0.83%) |
| Free cash flow margin | (147.01%) | 0.00% | (45.06%) |
| Return on equity | (2.72%) | 16.02% | (1.16%) |
| Return on assets | (0.23%) | 1.47% | 0.38% |
| Return on invested capital | 1.91% | 0.00% | 0.36% |
Growth
Health
Dividend
Size
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