stockrowUWM Holdings Corporation (UWMC) vs Velocity Financial, Inc. (VEL)
- UWM Holdings Corporation UWMC 1.52 −6.75%
- Velocity Financial, Inc. VEL 17.63 +1.03%
UWM Holdings Corporation and Velocity Financial, Inc. are both Mortgage Finance companies. UWM Holdings Corporation is the larger, with a market value of $2.6B against $689.0M — 3.8× the size. UWM Holdings Corporation has negative trailing earnings, so its P/E is not meaningful; Velocity Financial, Inc. trades at 6.3×. Velocity Financial, Inc. grew revenue faster over the last twelve months: 32.4% against 3.22%. Velocity Financial, Inc. has the higher net margin (0.00% vs −1.66%) and the lower return on invested capital (−3.59% vs 1.91%). Across the 18 metrics below, Velocity Financial, Inc. leads on 11 and UWM Holdings Corporation on 7.
Valuation
Profitability
| Metric | UWMC | VEL | Mortgage Finance median |
|---|---|---|---|
| Gross margin | 81.01% | 0.00% | 81.25% |
| Operating margin | 20.72% | 0.00% | 1.91% |
| Net margin | (1.66%) | 0.00% | (1.66%) |
| Free cash flow margin | (147.01%) | 0.00% | (15.01%) |
| Return on equity | (2.72%) | 0.00% | (1.94%) |
| Return on assets | (0.23%) | 0.00% | (0.23%) |
| Return on invested capital | 1.91% | (3.59%) | 0.00% |
Growth
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Size
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