UWM Holdings Corporation

UWMC Financial Mortgage Finance

UWM Holdings Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.4 billion, up 11.1% from fiscal 2024.

Revenue
−81.1%
EPS
−318.2%
Free cash flow
+64.6%
Total debt
+38.4%

Quarter to June 2026, against a year earlier

1.52 0.11 −6.75%
Market cap
$2.6B
P/E
0.0×
Fwd P/E
−29.2×
Dividend yield
19.7%
F-score
3/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

UWM Holdings Corporation (UWMC) Free cash flow margin

Alert me on Free cash flow margin

UWM Holdings Corporation's free cash flow margin over the twelve months to 30 June 2026 was −147.0%, down 134.6 percentage points from fiscal 2025 (−12.4%). Over the past ten years it has ranged from −328.5% (fiscal 2021) to 402.6% (fiscal 2022); the current reading is higher than 57% of that period. That is below the Mortgage Finance industry median of −15.0% and below the Financial sector median of 10.7%.

Free cash flow margin, annual

Embed this chart

Annual newest first

Period Free cash flow margin Change (points)
FY2025 −12.4% 152.55
FY2024 −165.0% (316.13)
FY2023 151.2% (251.45)
FY2022 402.6% 731.16
FY2021 −328.5% (334.37)
FY2020 5.84% 234.14
FY2019 −228.3% —

Against its own ten years

Low −328.5% High 402.6%
Ten-year median −12.4%
Current reading's percentile 57

Free cash flow margin against peers

Company Free cash flow margin
WD Walker & Dunlop, Inc. compare 123.4%
GHI Greystone Housing Impact Investors LP compare 21.7%
RKT Rocket Companies, Inc. compare 19.4%
VEL Velocity Financial, Inc. compare 0.00%
PFSI PennyMac Financial Services, Inc. compare −15.0%
LDI loanDepot, Inc. compare −20.3%
BETR Better Home & Finance Holding Company compare −69.8%
UWMC UWM Holdings Corporation −147.0%
ONIT Onity Group Inc. compare −153.6%
Mortgage Finance industry median −15.0%
Financial sector median 10.7%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

More on UWMC