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Friday 6 November 2026
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F.N.B. Corporation
F.N.B. Corporation’s revenue for fiscal 2025 (year ended December 2025) was $2.7 billion, up 4.95% from fiscal 2024.
- Revenue
- −0.72%
- EPS
- +4.88%
- Free cash flow
- +67.8%
- Total debt
- −14.1%
Quarter to September 2026, against a year earlier
17.92
0.53
−2.87%
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F.N.B. Corporation (FNB) Gross margin
F.N.B. Corporation's gross margin over the twelve months to 30 September 2026 was 68.1%, up 2.6 percentage points from fiscal 2025 (65.5%). Over the past ten years it has ranged from 62.2% (fiscal 2024) to 93.2% (fiscal 2015); the current reading is higher than 18% of that period. That is in line with the Banks Regional industry median of 69.8% and in line with the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 65.5% | 3.34 |
| FY2024 | 62.2% | (8.39) |
| FY2023 | 70.5% | (19.20) |
| FY2022 | 89.7% | (2.92) |
| FY2021 | 92.7% | 7.27 |
| FY2020 | 85.4% | 6.80 |
| FY2019 | 78.6% | (4.95) |
| FY2018 | 83.5% | (5.58) |
| FY2017 | 89.1% | (3.27) |
| FY2016 | 92.4% | (0.76) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 68.1% | (0.52) |
| Jun 2026 | 68.6% | 0.41 |
| Mar 2026 | 68.2% | 0.83 |
| Dec 2025 | 67.4% | 1.50 |
| 43 more quarters | Free account |
Against its own ten years
Low 62.2%
High 93.2%
Ten-year median
85.4%
Current reading's percentile
26
Gross margin against peers
| Company | Gross margin |
|---|---|
| GBCI Glacier Bancorp, Inc. compare | 76.9% |
| HOMB Home BancShares, Inc. compare | 75.5% |
| HWC Hancock Whitney Corporation compare | 75.2% |
| ABCB Ameris Bancorp compare | 73.8% |
| UBSI United Bankshares, Inc. compare | 70.2% |
| AUB Atlantic Union Bankshares Corporation compare | 70.0% |
| FNB F.N.B. Corporation | 68.1% |
| ASB Associated Banc-Corp compare | 63.6% |
| OZK Bank OZK compare | 63.2% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on FNB
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement