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Friday 6 November 2026
Export OZK’s income statement to Excel — free account
Bank OZK
Bank OZK’s revenue for fiscal 2025 (year ended December 2025) was $2.8 billion, up 1.15% from fiscal 2024.
- Revenue
- −5.02%
- EPS
- −6.25%
- Free cash flow
- +47.6%
- Total debt
- +58.9%
Quarter to September 2026, against a year earlier
51.15
0.64
−1.24%
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Bank OZK (OZK) Gross margin
Bank OZK's gross margin over the twelve months to 30 September 2026 was 63.2%, up 1.6 percentage points from fiscal 2025 (61.6%). Over the past ten years it has ranged from 59.8% (fiscal 2024) to 94.6% (fiscal 2015); the current reading is higher than 18% of that period. That is below the Banks Regional industry median of 69.8% and below the Financial sector median of 70.1%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 61.6% | 1.81 |
| FY2024 | 59.8% | (9.63) |
| FY2023 | 69.4% | (21.63) |
| FY2022 | 91.0% | (2.10) |
| FY2021 | 93.1% | 9.34 |
| FY2020 | 83.8% | 5.71 |
| FY2019 | 78.1% | (4.60) |
| FY2018 | 82.7% | (6.42) |
| FY2017 | 89.1% | (2.92) |
| FY2016 | 92.0% | (2.62) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Sep 2026 | 63.3% | (0.65) |
| Jun 2026 | 63.9% | 0.71 |
| Mar 2026 | 63.2% | 0.66 |
| Dec 2025 | 62.5% | 1.00 |
| 43 more quarters | Free account |
Against its own ten years
Low 59.8%
High 94.6%
Ten-year median
83.8%
Current reading's percentile
23
Gross margin against peers
| Company | Gross margin |
|---|---|
| HOMB Home BancShares, Inc. compare | 75.5% |
| HWC Hancock Whitney Corporation compare | 75.2% |
| EBC Eastern Bankshares, Inc. compare | 74.9% |
| ABCB Ameris Bancorp compare | 73.8% |
| AUB Atlantic Union Bankshares Corporation compare | 70.0% |
| AX AXOS FINANCIAL, INC compare | 68.3% |
| IFS Intercorp Financial Services Inc. compare | 65.5% |
| ASB Associated Banc-Corp compare | 63.6% |
| OZK Bank OZK | 63.2% |
| Banks Regional industry median | 69.8% |
| Financial sector median | 70.1% |
| Market median | 45.1% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on OZK
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement