Saturday 17 October 2026 Export TFIN’s income statement to Excel — free account

Triumph Financial, Inc.

Triumph Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $518.9 million, up 6.34% from fiscal 2024. In the quarter to June 2026, revenue grew 13.5%, EPS grew 193.3%, free cash flow grew 372.5% and total debt rose 1.54%, each against the same quarter a year earlier. Insiders bought in the last twelve months.

61.52 0.37 −0.60%

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Market cap: $1.5B
P/E: 41.6×
Fwd P/E: 40.6×
Dividend yield: —
F-score: 5/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.97

Total sells 0.92

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	1	—	—	1	—	—	—	—	—
Sell	—	1	—	—	1	—	1	—	—	2	—	—

Insider Ownership 5.80%

Capital & Financial Ratios $m

Market Cap 1,480.00

Revenue 539.25

Net Income 38.65

Free Cash Flow 154.85

Net Debt (853.49)

Current Ratio 1.01

Debt/Equity 0.05

P/E ratio 41.57

Fwd P/E 40.60

P/S ratio 2.72

P/B ratio 1.60

Past 5Y EPS Growth (18.14%)

This Y EPS Growth 111.83%

Next Y EPS Growth 66.40%

Next Y revenue growth (8.59%)

Next 5Y EPS Growth 62.90%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/E against its own 10 years 74.49%

10-year low 10-year high

P/S against its own 10 years 34.46%

10-year low 10-year high

P/B against its own 10 years 38.59%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate —

Annual Dividend Yield —

	total	individual payouts
2023	Powerpack
2022	Powerpack
2021	Powerpack
2020	Powerpack
2019	Powerpack
2017	Powerpack

special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	287	330	248	897
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	4,416	4,838	5,204	6,341

	2023	2024	2025	Q'26
Payables	3,977	4,821	4,950	6,217
ST’ Debt	—	—	—	—
Other	—	—	—	—
	4,341	4,920	5,300	6,287

Compound Annual Growth %

	10y	5y	3y
Sales	14.66%	6.29%	1.02%
Cash Flow	10.24%	(7.18%)	(6.00%)
Earnings	(2.44%)	(18.69%)	(39.31%)
Book Value	13.39%	5.32%	1.94%

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	122	146	—	—	—
’25	119	129	130	140	519
’24	117	124	126	121	488
’23	112	117	121	123	473
’22	115	154	116	118	503
’21	103	109	109	122	442
’20	83	94	93	112	383

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	5	46	—	—	—
’25	(4)	10	24	36	67
’24	(11)	22	27	21	59
’23	1	8	9	42	60
’22	51	(37)	49	17	81
’21	22	36	32	48	137
’20	14	6	40	37	97

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	(1)	43	—	—	—
’25	(1)	9	13	100	120
’24	(72)	15	20	8	(28)
’23	(17)	5	7	21	16
’22	49	(40)	47	9	64
’21	17	32	31	44	124
’20	10	(4)	40	36	82

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.23	0.44	—	—	—
’25	(0.03)	0.15	0.04	0.77	0.93
’24	0.14	0.08	0.19	0.13	0.54
’23	0.43	0.29	0.51	0.37	1.61
’22	0.93	1.74	0.62	0.67	3.96
’21	1.32	1.08	0.94	1.02	4.35
’20	(0.18)	0.56	0.89	1.25	2.53

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	12.63	20.50	27.47	27.21	19.03	48.31	45.08	46.37	66.85	42.90	Analyst estimates 2026–2028 Powerpack
	High	27.50	35.45	44.70	39.00	51.95	136.02	126.12	81.64	110.58	92.44
People
People	Employees	705	821	1,122	1,107	1,126	1,251	1,429	1,468	1,553	1,450
	Revenue/emp, $m	0.21	0.27	0.25	0.31	0.34	0.35	0.35	0.32	0.31	0.36
Income, $m
Income, $m	Revenue	145	218	286	343	383	442	503	473	488	519
	Gross margin, %	91.66	90.11	87.44	83.88	90.23	95.83	96.28	88.50	85.23	84.61
	EBT	34	61	67	75	85	145	137	53	20	33
	EBT margin, %	23.04	28.04	23.26	22.01	22.15	32.79	27.22	11.18	4.19	6.36
	Net income	21	36	52	59	64	113	102	41	16	25
	Depreciation	2	3	6	12	9	13	16	20	25	24
Per share, $
Per share, $	Revenue	8.15	11.39	11.53	13.21	15.68	17.87	20.63	20.36	20.95	21.97
	Earnings	1.11	1.85	2.06	2.26	2.56	4.44	4.06	1.63	0.55	0.94
	Cash flow	1.74	2.47	2.98	2.79	3.99	5.54	3.31	2.59	2.51	2.84
	Capex	(0.06)	(0.14)	(0.42)	(0.72)	(0.63)	(0.53)	(0.69)	(1.89)	(3.72)	2.26
	Free cash flow	1.68	2.33	2.56	2.08	3.36	5.01	2.62	0.70	(1.20)	5.10
	Book value	16.20	20.47	25.68	24.54	29.80	34.72	36.44	37.25	38.26	39.87
	Shares, m	18	19	25	26	24	25	24	23	23	24
Valuation, ×
Valuation, ×	P/E	23.69	17.57	14.35	16.82	19.11	26.88	12.25	48.32	168.30	67.34
	P/S	3.23	2.88	2.57	2.88	3.10	6.66	2.41	3.89	4.34	2.85
	P/B	1.68	1.65	1.16	1.55	1.74	3.62	1.44	2.24	2.50	1.65
	EV/Sales	2.67	2.45	1.89	2.42	2.88	5.95	1.68	3.37	3.75	2.45
	EV/FCF	12.94	11.98	8.51	15.37	13.46	21.24	13.22	98.17	(65.31)	10.58
Cash, $m
Cash, $m	Operating cash flow	31	47	74	72	97	137	81	60	59	67
	Capex	(1)	(3)	(10)	(19)	(15)	(13)	(17)	(44)	(87)	53
	Free cash flow	30	44	64	54	82	124	64	16	(28)	120
Balance, $m
Balance, $m	Working capital	(178)	(120)	(16)	57	328	280	182	75	(83)	(96)
	Total debt	33	39	39	40	232	68	41	42	42	43
	Net debt	(82)	(96)	(196)	(158)	(82)	(315)	(367)	(245)	(288)	(205)
	Shareholders’ equity	289	392	637	637	727	859	889	864	891	942
Returns, %
Returns, %	ROA	0.91	1.15	1.27	1.22	1.13	1.85	1.76	0.71	0.23	0.36
	ROIC	10.09	12.89	9.43	9.86	8.22	16.67	16.41	5.33	2.12	2.80
	ROE	7.37	10.71	10.04	9.20	9.45	14.68	11.96	4.55	1.55	2.54

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
CNOB ConnectOne Bancorp, Inc.	$1.5B	9.9×	9.4×	+32.81% (above 0%: growing)	n/m	+427.03% (above 0%: growing)	60.53%	0.00%	Compare
CASH Pathward Financial, Inc.	$1.5B	9.1×	9.2×	−3.18% (below 0%: shrinking)	−24.73% (below 0%: shrinking)	+20.54% (above 0%: growing)	99.41%	0.00%	Compare
TFIN Triumph Financial, Inc.	$1.5B	41.6×	40.6×	+13.51% (above 0%: growing)	+193.33% (above 0%: growing)	+372.54% (above 0%: growing)	82.38%	0.00%
ESQ Esquire Financial Holdings, Inc.	$1.4B	18.4×	28.7×	+18.87% (above 0%: growing)	+6.08% (above 0%: growing)	+59.96% (above 0%: growing)	88.35%	0.00%	Compare
LKFN Lakeland Financial Corporation	$1.4B	13.3×	13.8×	+1.75% (above 0%: growing)	+8.57% (above 0%: growing)	+36.16% (above 0%: growing)	65.79%	0.00%	Compare
AMAL Amalgamated Financial Corp.	$1.4B	12.4×	10.7×	+15.47% (above 0%: growing)	+36.47% (above 0%: growing)	−23.52% (below 0%: shrinking)	75.97%	0.00%	Compare
BHRB Burke & Herbert Financial Services Corp.	$1.4B	11.1×	8.4×	+20.93% (above 0%: growing)	−74.75% (below 0%: shrinking)	+49.60% (above 0%: growing)	70.87%	0.00%	Compare
WABC Westamerica Bancorporation	$1.4B	13.5×	12.7×	−2.49% (below 0%: shrinking)	+4.46% (above 0%: growing)	−33.14% (below 0%: shrinking)	94.98%	0.00%	Compare
TMP Tompkins Financial Corporation	$1.4B	7.9×	11.6×	+2.51% (above 0%: growing)	+36.42% (above 0%: growing)	−198.57% (below 0%: shrinking)	73.16%	0.00%	Compare
Median of peers	$1.4B	11.8×	11.1×	+8.99%	+6.08%	+28.35%	74.57%	0.00%

All 323 Banks Regional stocks →

Triumph Financial, Inc. (TFIN) key facts

Strength: Triumph Financial, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $518.9 million, up 6.34% from fiscal 2024.
Triumph Financial, Inc. (TFIN) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, TFIN traded at $61.52, a market capitalization of $1.5 billion.
Return on equity was 2.54% and debt-to-equity 0.04.
Its Piotroski F-score is 5 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.