Westamerica Bancorporation WABC
- Market cap
- $1.4B
- P/E
- 13.4×
Follow WABC
Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 40.52 | 49.38 | 52.05 | 55.09 | 46.94 | 53.24 | 52.04 | 35.52 | 43.82 | 42.00 |
Analyst estimates 2026–2028 Powerpack |
Low Price
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| 65.34 | 64.91 | 64.76 | 68.92 | 69.08 | 66.85 | 63.86 | 59.63 | 59.97 | 53.86 |
High Price
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| 783 | 785 | 762 | 737 | 712 | 640 | 594 | 641 | 642 | 627 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 |
Revenue/Emp
|
|||
| 182 | 195 | 200 | 206 | 211 | 217 | 267 | 328 | 311 | 272 |
Revenue
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|||
| 98.84% | 99.03% | 99.02% | 99.08% | 99.14% | 99.10% | 99.28% | 98.81% | 94.40% | 94.95% |
Gross Margin
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| 80 | 87 | 91 | 105 | 107 | 117 | 166 | 222 | 189 | 157 |
EBT
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| 43.81% | 44.72% | 45.53% | 51.05% | 50.50% | 53.98% | 62.05% | 67.65% | 60.76% | 57.65% |
EBT Margin
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| 59 | 50 | 72 | 80 | 80 | 87 | 122 | 162 | 139 | 116 |
Net Income
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| 20 | 26 | 24 | 20 | 18 | 11 | 15 | 11 | 10 | 8 |
Depreciation
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| 7.13 | 7.41 | 7.50 | 7.65 | 7.85 | 8.07 | 9.92 | 12.27 | 11.66 | 10.59 |
Revenue/Sh
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| 2.30 | 1.90 | 2.69 | 2.98 | 2.98 | 3.22 | 4.54 | 6.06 | 5.20 | 4.52 |
Earnings/Sh
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| 3.03 | 3.07 | 3.63 | 2.99 | 4.00 | 3.30 | 4.23 | 5.92 | 5.31 | 4.75 |
Cash Flow/Sh
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| (0.07) | (0.10) | (0.10) | (0.14) | 0.06 | (0.05) | (0.03) | (0.04) | 0.14 | (0.09) |
Capex/Sh
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| 2.96 | 2.97 | 3.53 | 2.86 | 4.06 | 3.25 | 4.20 | 5.88 | 5.44 | 4.66 |
Free CF/Sh
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| 21.92 | 22.45 | 23.10 | 27.13 | 31.36 | 30.80 | 22.39 | 28.94 | 33.35 | 36.36 |
Book Value/Sh
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| 26 | 26 | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 26 |
Shares
|
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| 27.46 | 31.08 | 20.70 | 22.67 | 18.55 | 17.93 | 12.88 | 9.29 | 10.09 | 10.58 |
PE Ratio
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| 8.86 | 8.01 | 7.42 | 8.86 | 7.04 | 7.15 | 5.88 | 4.59 | 4.50 | 4.52 |
PS Ratio
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| 2.88 | 2.64 | 2.41 | 2.50 | 1.76 | 1.87 | 2.61 | 1.95 | 1.57 | 1.32 |
PB Ratio
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| 6.44 | 5.16 | 5.42 | 7.15 | 4.17 | 1.98 | 4.81 | 4.19 | 2.95 | 2.92 |
EV/Sales
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| 15.50 | 12.89 | 11.53 | 19.13 | 8.06 | 4.91 | 11.38 | 8.73 | 6.33 | 6.63 |
EV/FCF
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| 78 | 81 | 97 | 81 | 108 | 89 | 114 | 158 | 142 | 122 |
Op' Cash Flow
|
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| (2) | (3) | (3) | (4) | 2 | (1) | (1) | (1) | 4 | (2) |
Capex
|
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| 76 | 78 | 94 | 77 | 109 | 87 | 113 | 157 | 145 | 120 |
FCF
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| (2,975) | (3,046) | (3,312) | (3,363) | (3,937) | (4,384) | (5,051) | (4,492) | (3,725) | (3,695) |
Working Cap'
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| 59 | 58 | 51 | 48 | 121 | 164 | 74 | — | — | — |
Total Debt
|
|||
| (462) | (575) | (420) | (373) | (621) | (1,132) | (294) | (190) | (601) | (568) |
Net Debt
|
|||
| 561 | 590 | 616 | 731 | 845 | 827 | 602 | 773 | 890 | 934 |
Sh' Equity
|
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| 1.12% | 0.92% | 1.29% | 1.44% | 1.30% | 1.22% | 1.69% | 2.43% | 2.23% | 1.93% |
ROA
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| 50.43% | 357.57% | 29.12% | 18.37% | 29.86% | 0.00% | 33.62% | 23.77% | 40.96% | 26.78% |
ROIC
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| 10.76% | 8.69% | 11.87% | 11.94% | 10.20% | 10.35% | 17.08% | 23.53% | 16.67% | 12.74% |
ROE
|
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Westamerica Bancorporation peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CTBI Community Trust Bancorp, Inc. | $1.4B | 12.6× | Compare |
| BHRB Burke & Herbert Financial Services Corp. | $1.4B | 11.1× | Compare |
| PEBO Peoples Bancorp Inc. | $1.4B | 11.7× | Compare |
| AMAL Amalgamated Financial Corp. | $1.4B | 12.6× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| TMP Tompkins Financial Corporation | $1.4B | 8.1× | Compare |
| TFIN Triumph Financial, Inc. | $1.5B | 41.5× | Compare |
| FMBH First Mid Bancshares, Inc. | $1.3B | 12.3× | Compare |
| LKFN Lakeland Financial Corporation | $1.5B | 13.6× | Compare |
Westamerica Bancorporation (WABC) key facts
- Westamerica Bancorporation (WABC) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Westamerica Bancorporation’s revenue for fiscal 2025 (year ended December 2025) was $271.8 million, down 12.7% from fiscal 2024.
- Net income was $116.2 million, or $4.52 per share (basic), a net margin of 42.8%.
- As of September 25, 2026, WABC traded at $60.67, a market capitalization of $1.4 billion.
- At that price the stock trades at 13.4× trailing-twelve-month earnings and 5.3× sales.
- Westamerica Bancorporation pays an annual dividend of $1.76 per share, a yield of 3.95%, with a payout ratio of 29.1%.
- Return on equity was 12.7% and debt-to-equity 0.15.
Westamerica Bancorporation (WABC) Latest News
16 Jul
Westamerica Bancorporation reported second quarter 2026 financial results including revenue, net income and per-share metrics. Quarterly earnings updates supply fresh performance data that moves investor views and valuation.
24 Apr
Westamerica Bancorporation increases authorization for its stock repurchase plan. Expanding the stock repurchase plan supports share price and EPS through reduced outstanding shares, with moderately noticeable effects on financial performance and investor sentiment.
23 Apr
Westamerica Bancorporation increased its quarterly cash dividend, signaling financial strength and commitment to shareholders. Dividend increase boosts investor confidence and reflects solid earnings, moderately impacting stock sentiment and performance.
16 Apr
Westamerica Bancorporation reported first quarter 2026 financial results. Quarterly earnings reports reveal financial performance that significantly influences stock price and investor outlook.
4 Feb
Westamerica Bancorporation (WABC) reported strong fourth quarter earnings that exceeded analysts' expectations, showcasing robust financial performance. The bank's net income increased significantly, driven by higher interest income and improved asset quality. Management expressed optimism about future growth prospects, citing strategic initiatives and a favorable economic environment. The positive earnings report has led to increased investor confidence and a potential reassessment of the bank's valuation in the market. Strong fourth quarter earnings and management's optimistic outlook indicate significant potential for future growth and investor sentiment.
2 Feb
Westamerica Bancorporation's Q4 performance is analyzed in comparison to other regional banks, highlighting key financial metrics and market positioning. The report details earnings, asset quality, and strategic initiatives that may influence investor sentiment and competitive dynamics within the sector. Moderate influence is expected due to the bank's performance metrics and strategic initiatives impacting its competitive positioning.
22 Jan
Westamerica Bancorporation has declared a quarterly cash dividend of $0.38 per share, payable on November 15, 2023, to shareholders of record as of November 1, 2023. This decision reflects the company's ongoing commitment to returning value to its shareholders while maintaining a strong capital position. The dividend declaration indicates financial stability and shareholder value but does not significantly alter the company's overall trajectory.
21 Jan
Westamerica Bancorporation (WABC) is highlighted as a momentum stock worth attention due to its strong performance metrics and growth potential. The article contrasts this with two other stocks that are deemed less favorable, suggesting that WABC's current trajectory may offer better investment opportunities. Investors are encouraged to consider WABC for its promising outlook in the banking sector. WABC's strong performance metrics and growth potential indicate significant impact on its future and market performance.
Westamerica Bancorporation (WABC) faces significant risks due to its reliance on interest income, potential regulatory changes, and competition from larger banks. These factors could hinder its growth and profitability. Investors are advised to consider alternative stocks that may offer better stability and returns. The identified risks could significantly impact WABC's future performance and investor sentiment.
16 Jan
Westamerica Bancorporation (WABC) is highlighted as a potential dividend stock for January 2026, emphasizing its strong financial performance and consistent dividend payments. The article outlines the bank's stability and growth prospects, making it an attractive option for income-focused investors. WABC's commitment to returning value to shareholders through dividends is underscored, alongside its strategic positioning in the banking sector. WABC's consistent dividend payments and financial stability may moderately influence investor sentiment and market performance.
15 Jan
Westamerica Bancorporation (NASDAQ:WABC) reported better-than-expected sales for the fourth quarter of calendar year 2025, indicating strong financial performance and resilience in its operations. The results surpassed analysts' forecasts, reflecting effective management strategies and a favorable market environment. Investors reacted positively to the news, which may enhance the company's reputation and market position moving forward. Better-than-expected sales indicate significant financial performance improvements that could positively influence future growth and investor sentiment.
Westamerica Bancorporation reported its Q4 earnings, highlighting a net income of $10.5 million, or $0.56 per share, compared to $9.8 million, or $0.51 per share, in the same quarter last year. The bank's total assets increased to $4.2 billion, driven by growth in loans and deposits. The management expressed optimism about future growth, citing a strong capital position and strategic initiatives aimed at enhancing customer service and operational efficiency. However, challenges such as rising interest rates and economic uncertainties were acknowledged. The earnings report indicates moderate growth and potential challenges that may influence financial performance.
Westamerica Bancorporation reported its financial results for the fourth quarter of 2025, highlighting key metrics such as net income, earnings per share, and loan growth. The bank experienced an increase in total assets and deposits, reflecting strong customer demand. Management provided insights into strategic initiatives aimed at enhancing operational efficiency and expanding market presence. The results indicate a positive trajectory for the bank amidst a competitive landscape. The financial results show moderate growth and strategic initiatives that may influence the bank's performance but are balanced by market conditions.
11 Jan
Westamerica Bancorporation (WABC) is experiencing a rebuilding momentum as recent returns indicate a positive shift in valuation. The bank's performance metrics suggest a potential for growth, driven by strategic initiatives and market conditions that may enhance its competitive positioning. Analysts are optimistic about the company's future prospects, highlighting its resilience in the current economic landscape. Recent returns and strategic initiatives suggest a moderately noticeable influence on the company's financial performance and competitive positioning.
8 Jan
Westamerica Bancorporation is highlighted as one of three Russell 2000 stocks to avoid due to its underperformance and lack of growth potential. The bank has faced challenges such as declining net interest margins and a stagnant loan portfolio, which have raised concerns among investors. Analysts suggest that the company's financial metrics do not indicate a promising outlook, making it a less attractive investment option compared to its peers. Declining financial metrics and growth concerns may moderately influence investor sentiment and performance.
22 Dec
Westamerica Bancorporation (WABC) is highlighted as a cash-heavy stock with significant potential for growth, particularly in the current economic climate. The article contrasts WABC's strong financial position with two other stocks that are deemed underwhelming, suggesting that WABC's cash reserves could be leveraged for strategic investments or expansion. This positions WABC favorably in the market, attracting investor interest as it navigates potential opportunities. WABC's strong cash position and potential for strategic investments could significantly influence its future performance and market sentiment.
18 Dec
Westamerica Bancorporation has announced a stock repurchase plan, allowing the company to buy back up to $10 million of its common stock. This initiative is part of the bank's strategy to enhance shareholder value and reflects its strong financial position. The repurchase program is expected to be executed over the next 12 months, subject to market conditions and regulatory requirements. The stock repurchase plan may positively influence investor sentiment and financial performance, but its overall impact is expected to be limited.
17 Dec
Westamerica Bancorporation (WABC) is highlighted as one of three dividend stocks that can enhance investment portfolios. The article emphasizes the company's consistent dividend payments and solid financial performance, making it an attractive option for income-focused investors. WABC's strong balance sheet and commitment to shareholder returns are noted as key factors contributing to its appeal in the current market environment. WABC's consistent dividend payments and solid financial performance may moderately influence investor sentiment and financial stability.
22 Nov
Westamerica Bancorporation is experiencing margin contraction, raising concerns about its investment case. Analysts are evaluating the implications of this trend on the bank's profitability and overall market position. The potential for reduced margins could affect future earnings and investor sentiment, prompting a reassessment of the bank's financial outlook. Margin contraction may moderately influence financial performance and investor sentiment.
21 Nov
Westamerica Bancorporation (WABC) stock has seen an uptick due to positive market sentiment and strategic initiatives aimed at enhancing operational efficiency. The bank's recent performance metrics indicate a solid financial position, attracting investor interest. Analysts suggest that the company's focus on digital banking solutions and customer service improvements are key drivers behind the stock's upward movement. Overall, WABC appears well-positioned for future growth amidst a competitive banking landscape. The company's strategic initiatives and positive performance metrics may moderately influence its financial performance and market positioning.
20 Nov
Westamerica Bancorporation (WABC) faces challenges that suggest selling the stock. Key reasons include declining net interest income, increased competition in the banking sector, and a lack of growth in loan demand. Investors are advised to consider alternative investments that may offer better returns. Declining financial performance and increased competition may moderately influence WABC's market position.
16 Nov
Westamerica Bancorporation reported its Q3 financial results, highlighting a stable performance amid challenging market conditions. The bank's net income showed resilience, supported by effective cost management and a focus on core banking operations. Key metrics such as loan growth and deposit stability were emphasized, indicating a solid foundation for future growth. The management expressed optimism about navigating potential economic headwinds while maintaining a commitment to shareholder value. The financial results indicate moderate stability and growth potential, but broader economic challenges may limit overall impact.
24 Oct
Westamerica Bancorporation (WABC) is highlighted among three dividend stocks yielding up to 3.8%, making it an attractive option for investors seeking income-generating investments. The article emphasizes the importance of dividend yields in investment strategies, particularly in the current market environment where stable income is valued. WABC's financial stability and consistent dividend payments position it favorably for those looking to enhance their portfolios with reliable dividend stocks. WABC's inclusion as a dividend stock may moderately influence investor sentiment and financial performance.
23 Oct
Westamerica Bancorporation has declared a quarterly cash dividend of $0.38 per share, payable on November 15, 2023, to shareholders of record as of November 1, 2023. This decision reflects the company's ongoing commitment to returning value to its shareholders while maintaining a strong financial position. The dividend declaration indicates financial stability and may positively influence investor sentiment, but it is not expected to significantly alter the company's overall trajectory.
17 Oct
Westamerica Bancorporation's current share price stands at $46.65 as the company approaches the earnings season. Investors are closely monitoring the upcoming earnings report, which could provide insights into the bank's financial health and performance amidst changing market conditions. The earnings season may moderately influence investor sentiment and financial performance.
16 Oct
Westamerica Bancorporation (NASDAQ:WABC) reported better-than-expected sales for the third quarter, indicating strong financial performance. The results surpassed analysts' forecasts, reflecting the company's effective strategies and market positioning. Investors reacted positively to the news, which may enhance the bank's reputation and investor confidence moving forward. Better-than-expected sales can moderately influence financial performance and market sentiment.
Westamerica Bancorporation reported its Q3 earnings, highlighting a net income of $12.5 million, or $0.63 per share, compared to $11.8 million, or $0.60 per share, in the same quarter last year. The bank's total assets increased to $4.1 billion, with a notable rise in loans and deposits. The management expressed optimism about future growth, citing strong demand for loans and a stable interest rate environment. However, concerns about potential economic headwinds were also mentioned, emphasizing the need for cautious optimism moving forward. The earnings report indicates moderate growth and stability, but economic uncertainties may limit future performance.
Westamerica Bancorporation reported its financial results for the third quarter of 2025, highlighting key metrics such as net income, earnings per share, and loan growth. The bank experienced a year-over-year increase in total assets and deposits, reflecting strong customer demand and effective management strategies. Additionally, the company outlined its plans for future growth and investment in technology to enhance customer service. Overall, the results indicate a positive trajectory for the bank amidst a competitive landscape. The financial results indicate moderate growth and strategic plans that may influence the company's performance but are balanced by market conditions.
25 Sep
Westamerica Bancorporation (WABC) is highlighted as a reliable dividend stock, offering yields up to 11%. The article emphasizes the company's strong financial performance and commitment to returning value to shareholders through consistent dividend payments. Investors are encouraged to consider WABC as part of a diversified income-generating portfolio, particularly in the current economic climate where high-yield options are sought after. The focus on dividend yield indicates a stable financial performance, but does not suggest a transformative change in the company's trajectory.
15 Sep
Westamerica Bancorporation (WABC) faces significant risks due to its reliance on interest income, potential regulatory challenges, and a competitive banking landscape. These factors could hinder its growth and profitability. Investors are advised to consider alternative stocks that may offer better stability and returns. The identified risks could significantly impact WABC's future performance and investor sentiment.