Pricing Log in Create free account

Amalgamated Financial Corp. (AMAL) vs Triumph Financial, Inc. (TFIN)

Amalgamated Financial Corp. and Triumph Financial, Inc. are both Banks Regional companies. Amalgamated Financial Corp. and Triumph Financial, Inc. are of similar size ($1.5B and $1.5B). Amalgamated Financial Corp. trades at the lower P/E: 12.0× against 31.6×. Triumph Financial, Inc. grew revenue faster over the last twelve months: 12.5% against 12.5%. Amalgamated Financial Corp. has the higher net margin (24.6% vs 8.39%) and the higher return on invested capital (18.0% vs 0.00%). Across the 18 metrics below, Triumph Financial, Inc. leads on 10 and Amalgamated Financial Corp. on 8.

Valuation

Metric AMAL TFIN Banks Regional median
P/E 12.02 31.63 12.02
P/S 2.95 2.65 2.36
P/B 1.77 1.60 1.23
Price to free cash flow 10.46 8.95 10.60
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 8.32% 3.16% 8.21%
Free cash flow yield 9.56% 11.18% 9.23%

Profitability

Metric AMAL TFIN Banks Regional median
Gross margin 75.62% 83.95% 69.81%
Operating margin 0.00% 0.00% 0.00%
Net margin 24.57% 8.39% 18.82%
Free cash flow margin 28.22% 29.64% 17.97%
Return on equity 15.30% 5.22% 10.28%
Return on assets 1.34% 0.67% 1.13%
Return on invested capital 17.97% 0.00% 8.45%

Growth

Metric AMAL TFIN Banks Regional median
Revenue growth (TTM) 12.46% 12.47% 6.37%
EPS growth (last fiscal year) (0.87%) 72.22% 18.85%
Revenue growth, 5-year CAGR 14.42% 6.29% 12.65%
Net income growth, 5-year CAGR 17.73% (18.69%) 9.81%

Health

Metric AMAL TFIN Banks Regional median
Debt to equity 0.07 0.04 0.17
Current ratio 0.63 1.02 0.93
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric AMAL TFIN Banks Regional median
Dividend yield 1.37% — 2.49%
Payout ratio 0.17 — 0.29

Size

Metric AMAL TFIN Banks Regional median
Market cap 1.47b 1.49b 934.85m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack