ConnectOne Bancorp, Inc. CNOB

31.06 0.17 0.55% as of 25 Sep
Market cap
$1.6B
P/E
10.2×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.04
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — 2 — — —
Sell — — — — — — — — — — — —
Insider Ownership 5.75%

Capital & Financial Ratios

Market Cap 1,550.00
Revenue 791.51
Net Income 159.98
Free Cash Flow 127.70
Net Debt 555.38
Current Ratio 1.04
Debt/Equity 0.56
P/E ratio 10.15
P/S ratio 1.97
P/B ratio 1.03
Past 5Y EPS Growth (3.25%)
This Y EPS Growth 99.39%
Next Y EPS Growth 12.80%
Next 5Y EPS Growth 38.17%
in millions of $

Dividends

Payout Ratio 0.25
Annual Dividend Rate 0.68
Annual Dividend Yield 3.42%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.78
0.18
0.20
0.20
2025 0.72
0.18
0.18
0.18
0.18
2024 0.71
0.17
0.18
0.18
0.18
2023 0.67
0.16
0.17
0.17
0.17
2022 0.60
0.13
0.16
0.16
0.16
2021 0.44
0.09
0.11
0.11
0.13
2020 0.36
0.09
0.09
0.09
0.09
2019 0.35
0.08
0.09
0.09
0.09
2018 0.30
0.08
0.08
0.08
0.08
2017 0.30
0.08
0.08
0.08
0.08
2016 0.30
0.08
0.08
0.08
0.08
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 243 356 381 362
Receivables — — — —
Inventory — — — —
Other — — — —
8,555 8,595 11,741 12,153
2023 2024 2025 Q'26
Payables 7,536 7,820 11,241 11,740
ST’ Debt — — — —
Other — — — —
8,470 7,820 11,241 11,740
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 16.15% 16.08% 20.67%
Cash Flow 8.69% 5.57% (15.57%)
Earnings 6.06% 0.91% (14.53%)
Book Value 12.67% 11.44% 10.10%

Revenue

Mar Jun Sep Dec Year
’26 191 201 — — —
’25 129 151 207 192 680
’24 133 134 135 132 535
’23 119 125 127 133 504
’22 82 89 100 116 387
’21 76 78 81 83 317
’20 80 83 81 79 323
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 15 34 — — —
’25 15 6 37 48 106
’24 21 22 (14) 32 61
’23 16 21 27 28 93
’22 46 25 24 82 177
’21 80 39 35 48 202
’20 46 29 24 (19) 81
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 14 34 — — —
’25 15 6 34 46 101
’24 20 22 (16) 31 58
’23 14 21 26 25 85
’22 45 25 23 82 174
’21 80 39 33 47 200
’20 45 30 24 (19) 80
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.72 0.80 — — —
’25 0.49 (0.52) 0.78 0.75 1.63
’24 0.41 0.46 0.41 0.49 1.76
’23 0.59 0.51 0.51 0.46 2.07
’22 0.75 0.78 0.70 0.79 3.01
’21 0.82 0.81 0.80 0.79 3.22
’20 0.15 0.37 0.62 0.64 1.79
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.4
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
14.86 21.04 17.07 18.34 8.86 19.25 22.55 13.11 17.07 20.61

Analyst estimates 2026–2028

Powerpack
Low Price
26.65 28.20 31.40 26.50 26.38 35.50 37.00 26.12 29.31 28.47
High Price
— — — — 413 438 515 499 493 756
Employees
0 0 0 0 1 1 1 1 1 1
Revenue/Emp
171 190 222 280 323 317 387 504 535 680
Revenue
81.83% 80.87% 73.41% 69.53% 78.24% 87.76% 81.49% 53.39% 49.39% 57.11%
Gross Margin
43 69 71 94 90 175 171 117 98 113
EBT
25.04% 36.15% 32.10% 33.64% 28.02% 55.15% 44.25% 23.20% 18.42% 16.58%
EBT Margin
31 43 60 73 71 130 125 87 74 80
Net Income
1 4 6 3 1 4 4 6 6 (9)
Depreciation
5.63 5.94 6.90 7.94 8.16 8.01 9.86 12.99 13.97 15.04
Revenue/Sh
1.02 1.35 1.87 2.08 1.80 3.24 3.03 2.08 1.77 1.64
Earnings/Sh
1.64 4.11 2.77 1.72 2.05 5.10 4.50 2.39 1.59 2.35
Cash Flow/Sh
(0.07) (0.08) (0.01) (0.04) (0.03) (0.07) (0.07) (0.19) (0.07) (0.12)
Capex/Sh
1.56 4.03 2.76 1.68 2.02 5.04 4.44 2.20 1.52 2.23
Free CF/Sh
17.47 17.72 19.11 20.77 23.17 28.37 30.02 31.35 32.45 34.81
Book Value/Sh
30 32 32 35 40 40 39 39 38 45
Shares
25.10 19.48 9.93 12.43 11.12 10.10 7.94 11.06 12.94 17.36
PE Ratio
4.59 4.43 2.68 3.24 2.42 4.08 2.44 1.77 1.64 1.74
PS Ratio
1.48 1.48 0.97 1.24 0.85 1.28 0.89 0.81 0.78 0.81
PB Ratio
6.52 3.93 2.48 4.77 3.43 5.20 4.36 1.45 2.41 2.81
EV/Sales
23.52 5.79 6.20 22.53 13.85 8.28 9.69 8.54 22.14 18.90
EV/FCF
50 131 89 61 81 202 177 93 61 106
Op' Cash Flow
(2) (3) 0 (2) (1) (3) (3) (7) (3) (5)
Capex
47 128 89 59 80 200 174 85 58 101
FCF
377 (159) 5 563 542 717 981 85 775 500
Working Cap'
531 55 129 629 629 621 1,011 79 768 1,105
Total Debt
330 (95) (44) 428 325 356 743 (163) 412 724
Net Debt
531 565 614 731 915 1,124 1,179 1,217 1,242 1,573
Sh' Equity
0.74% 0.90% 1.14% 1.26% 1.03% 1.64% 1.34% 0.83% 0.68% 0.62%
ROA
3.11% 9.10% 7.80% 5.07% 4.56% 7.39% 5.57% 6.94% 3.72% 3.07%
ROIC
6.23% 7.86% 10.21% 10.87% 8.62% 13.31% 11.43% 7.43% 6.04% 5.73%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

ConnectOne Bancorp, Inc. (CNOB) key facts

  • ConnectOne Bancorp, Inc. (CNOB) is a Banks Regional company in the Financial sector, listed on Nasdaq.
  • ConnectOne Bancorp, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $679.9 million, up 27.2% from fiscal 2024.
  • As of September 25, 2026, CNOB traded at $31.06, a market capitalization of $1.6 billion.
  • ConnectOne Bancorp, Inc. pays an annual dividend of $0.68 per share, a yield of 3.42%, with a payout ratio of 24.6%.
  • Return on equity was 5.73% and debt-to-equity 0.56.

Source: company filings (standardised) and stockrow calculations.

ConnectOne Bancorp, Inc. (CNOB) Latest News

News by impact score

Fine-tune

21 Sep

3

ConnectOne Bancorp (CNOB) is highlighted as an attractive dividend stock. The bank trades with a 2.47% yield based on a $0.19 quarterly payout, annualized at $0.78, up 8.3% year over year. Its five-year dividend history shows four increases for an average annual rise of 17%. The company’s payout ratio stands at 25% of trailing 12-month EPS. CNOB also benefits from a positive earnings backdrop: 2026 consensus estimated earnings of $3.26 per share, up about 23.5% from the prior year, and a YTD share price gain of roughly 20.5%. It carries a Zacks Rank of #2 Buy, though investors should be mindful that high-yield names can underperform in rising-rate environments. Overall, CNOB is presented as both a dividend play and a growth opportunity. Dividend growth and earnings upside support the stock's appeal, but no major strategic moves are disclosed.

14 Sep

3

ConnectOne Bancorp (CNOB) upgraded to Buy rating. Buy upgrade may lift short-term investor sentiment and share price.

3 Aug

3

ConnectOne Bancorp returns to profit with an 8.5% undervaluation under review for investment appeal. Profit recovery directly affects financial performance metrics and near-term investor sentiment.

23 Jul

4 transcript

ConnectOne Bancorp posted strong Q2 2026 revenue growth despite ongoing loan pressures. Strong revenue growth reported in earnings directly supports improved financial outlook and investor sentiment.

3 transcript

ConnectOne Bancorp Q2 earnings call highlighted financial results, loan growth, net interest margin trends, credit quality metrics, and management guidance on deposits and expansion. Q2 earnings details and guidance provide moderate insights into financial performance that can influence near-term investor sentiment.

3

ConnectOne Bancorp (CNOB) Q2 earnings topped analyst estimates. Beating Q2 earnings estimates signals stronger financial results that may lift near-term stock performance.

3

ConnectOne Bancorp reported second quarter 2026 financial results. Quarterly results deliver financial metrics that shape near-term stock valuation and sentiment.

9 May

4

ConnectOne Bancorp (CNOB) narrative shifts positively after FLIC deal, prompting analysts to issue new, higher price targets amid strategic expansion. FLIC acquisition marks major strategic growth, elevating analyst price targets and investor sentiment.

24 Apr

4

ConnectOne Bancorp Inc (CNOB) reported strong loan growth and dividend increases in Q1 2026 earnings call highlights. Strong loan growth and dividend hikes signal robust financial performance and enhanced investor confidence for CNOB.

23 Apr

4

ConnectOne Bancorp (CNOB) released Q1 earnings call highlights covering financial results, loan growth, deposit trends, net interest margin, and forward outlook amid economic pressures. Q1 earnings highlights detail financial performance, growth metrics, and guidance that significantly influence investor sentiment and stock trajectory.

4

ConnectOne Bancorp, Inc. (CNOB) reported first quarter 2026 results. Quarterly earnings releases directly impact financial performance metrics, investor sentiment, and stock trajectory for ConnectOne Bancorp.

3

ConnectOne Bancorp, Inc. released Q1 2026 earnings call summary highlighting financial performance, strategic updates, and future outlook. Q1 earnings call summary details financial results and guidance influencing short-term market sentiment and performance.

3

ConnectOne Bancorp, Inc. (CNOB) reported Q1 earnings, analyzing key metrics for performance insights. Q1 earnings reports moderately influence financial performance views and investor sentiment.

3

ConnectOne Bancorp (CNOB) Q1 earnings beat analyst estimates. Q1 earnings exceeding estimates positively influences financial performance and investor sentiment.

18 Apr

4

ConnectOne Bancorp (CNOB) issued an upbeat earnings outlook for 2026, signaling strong future profitability and benefits for shareholders through enhanced revenue growth and operational efficiency. Upbeat 2026 earnings outlook indicates significant positive shift in financial trajectory and investor confidence.

13 Apr

3

ConnectOne Bancorp, Inc. (CNOB) shows strong potential to exceed earnings estimates again due to robust revenue growth, expanding loan portfolio, efficient expense management, and positive analyst revisions. Anticipated earnings beat influences financial performance and investor sentiment moderately but lacks transformative elements.

3 Feb

3

ConnectOne Bancorp, Inc. (NASDAQ:CNOB) has confirmed its quarterly dividend of $0.18 per share, reflecting the company's commitment to returning value to its shareholders. This decision underscores the bank's stable financial position and ongoing profitability, which supports its dividend policy. The affirmation of the dividend indicates financial stability, which may positively influence investor sentiment but is not expected to significantly alter the company's trajectory.

31 Jan

4

ConnectOne Bancorp, Inc. has executed its largest acquisition to date, which is being viewed as a critical test for the company's artificial intelligence capabilities and its approach to capital returns. The deal is expected to enhance the bank's market position and operational efficiency, while also raising questions about how effectively it can integrate new technologies and manage shareholder expectations regarding returns. The acquisition represents a major strategic move that could significantly alter the company's trajectory and investor sentiment.

29 Jan

4 transcript

ConnectOne Bancorp, Inc. (CNOB) reported strong asset growth in its Q4 2025 earnings call, highlighting significant increases in loans and deposits. The bank's strategic initiatives and focus on customer service contributed to its robust performance, positioning it well for future growth. Management expressed optimism about ongoing market opportunities and the potential for continued expansion. Strong asset growth and strategic initiatives indicate a significant impact on future performance and investor sentiment.

4 transcript

ConnectOne Bancorp, Inc. reported its Q4 earnings, highlighting strong financial performance with increased net income and improved asset quality. The bank emphasized its strategic initiatives aimed at enhancing customer experience and expanding its market presence. Management provided insights into future growth opportunities and ongoing efforts to optimize operations, while also addressing challenges in the current economic environment. Overall, the earnings call reflected a positive outlook for the bank's trajectory moving forward. Significant strategic initiatives and financial performance improvements are expected to influence future growth and investor sentiment.

4 transcript

ConnectOne Bancorp, Inc. (CNOB) reported its Q4 2025 earnings, highlighting key financial metrics and strategic initiatives. The company demonstrated growth in net income and assets, driven by increased lending activities and improved operational efficiency. Management provided insights into future growth strategies and market conditions, emphasizing a commitment to enhancing shareholder value. The earnings call also addressed potential challenges and opportunities in the banking sector, reflecting on regulatory changes and competitive dynamics. Significant strategic initiatives and market conditions discussed could notably influence future performance and investor sentiment.

4

ConnectOne Bancorp, Inc. (CNOB) reported Q4 earnings that exceeded analysts' expectations, showcasing strong financial performance and growth. The bank's results reflect effective management strategies and a solid operational framework, contributing to positive investor sentiment. Earnings surpassing estimates indicate significant operational strength and potential for future growth.

4

ConnectOne Bancorp, Inc. reported its financial results for the fourth quarter and full year of 2025, highlighting significant growth in net income and total assets. The bank's earnings per share increased, driven by strong loan growth and improved net interest margins. Additionally, the company announced strategic initiatives aimed at enhancing customer service and expanding its market presence. Overall, the results reflect a positive trajectory for ConnectOne as it navigates the competitive banking landscape. Strong financial growth and strategic initiatives indicate a significant impact on future performance.

3

ConnectOne Bancorp, Inc. (CNOB) reported its Q4 earnings, highlighting key financial metrics that reflect the company's performance. The results indicate growth in various areas, including net income and loan origination, which may influence investor sentiment and market positioning. Analysts are closely monitoring these developments as they assess the bank's future trajectory. The earnings report shows moderate growth indicators that could influence financial performance but are balanced by other market factors.

3

ConnectOne Bancorp, Inc. (CNOB) reported its Q4 earnings, highlighting key financial metrics and performance indicators. The results reflect the bank's operational efficiency and growth strategies, showcasing a positive trajectory in its financial health. Investors are keenly observing these developments as they may influence future market positioning and investor sentiment. Q4 earnings results indicate moderate financial performance that could influence market sentiment and operational aspects.

27 Jan

3

Bridgewater Bancshares, Inc. (BWB) reported fourth-quarter earnings that exceeded analysts' expectations, with both earnings and revenue surpassing estimates. The bank's performance reflects strong operational efficiency and growth in its loan portfolio, contributing to a positive outlook for the upcoming quarters. Investors responded favorably to the results, indicating confidence in the bank's strategic direction and financial health. BWB's strong earnings performance may positively influence market sentiment and operational aspects for CNOB, but the overall effect is expected to be limited.

14 Jan

4

Insiders at ConnectOne Bancorp, Inc. (CNOB) have recently purchased significant amounts of stock, signaling confidence in the company's future. This trend of insider buying is often viewed as a positive indicator, suggesting that those with the most knowledge of the company believe its stock is undervalued or that it is poised for growth. Such actions can influence market sentiment and potentially attract more investors. Insider buying typically indicates strong confidence in the company's future performance, which can significantly impact investor sentiment and stock valuation.

8 Dec

3

ConnectOne Bancorp, Inc. (NASDAQ: CNOB) has delivered a favorable return of 48% to its investors over the past five years, reflecting strong performance and growth in the banking sector. The company's strategic initiatives and market positioning have contributed to this positive outcome, enhancing investor confidence. The 48% return indicates a moderately noticeable influence on investor sentiment and financial performance.

9 Nov

3

ConnectOne Bancorp, Inc. (NASDAQ:CNOB) may not be a wise investment for its upcoming dividend due to concerns about its sustainability and overall financial health. Analysts suggest that potential investors should consider the risks associated with the bank's dividend policy and market conditions before making a decision. Concerns about dividend sustainability and financial health may moderately influence investor sentiment and performance.

2 Nov

4

ConnectOne Bancorp, Inc. reported an 18% earnings per share (EPS) beat, exceeding analysts' expectations. The strong performance has led analysts to revise their forecasts positively for the company, indicating a potential upward trend in future earnings. Investors are encouraged by this news, as it reflects the bank's solid financial health and operational efficiency. The significant EPS beat and positive analyst revisions suggest a strong potential for improved financial performance and investor sentiment.

stockrow.com/CNOB · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com