Burke & Herbert Financial Services Corp. (BHRB) vs Triumph Financial, Inc. (TFIN)

Burke & Herbert Financial Services Corp. and Triumph Financial, Inc. are both Banks Regional companies. Burke & Herbert Financial Services Corp. and Triumph Financial, Inc. are of similar size ($1.5B and $1.4B). Burke & Herbert Financial Services Corp. trades at the lower P/E: 11.1× against 41.5×. Triumph Financial, Inc. grew revenue faster over the last twelve months: 8.97% against 3.09%. Burke & Herbert Financial Services Corp. has the higher net margin (18.7% vs 6.57%) and the lower return on invested capital (6.33% vs 27.9%). Across the 17 metrics below, Triumph Financial, Inc. leads on 9 and Burke & Herbert Financial Services Corp. on 8.

Valuation

Metric BHRB TFIN Banks Regional median
P/E 11.12 41.52 12.15
P/S 2.50 2.72 2.37
P/B 1.08 1.60 1.21
Price to free cash flow 14.84 9.47 10.80
EV/EBITDA n/m n/m —
EV/Sales 2.47 1.14 2.27
Earnings yield 8.99% 2.41% 8.11%
Free cash flow yield 6.74% 10.56% 8.98%

Profitability

Metric BHRB TFIN Banks Regional median
Gross margin 70.62% 84.45% 69.57%
Operating margin 0.00% 0.00% 0.00%
Net margin 18.68% 6.57% 18.66%
Free cash flow margin 16.84% 28.72% 21.18%
Return on equity 9.80% 3.97% 10.64%
Return on assets 1.01% 0.51% 1.13%
Return on invested capital 6.33% 27.91% 8.33%

Growth

Metric BHRB TFIN Banks Regional median
Revenue growth (TTM) 3.09% 8.97% 6.61%
EPS growth (last fiscal year) 173.76% 72.22% —
Revenue growth, 5-year CAGR — 6.29% 12.30%
Net income growth, 5-year CAGR — (18.69%) 9.71%

Health

Metric BHRB TFIN Banks Regional median
Debt to equity 0.13 0.05 0.22
Current ratio 0.84 1.01 0.94
Net debt to EBITDA 0.00 0.00 0.00

Dividend

Metric BHRB TFIN Banks Regional median
Dividend yield — 0.02% 3.75%
Payout ratio — 0.00 0.27

Size

Metric BHRB TFIN Banks Regional median
Market cap 1.40b 1.45b 921.07m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack