Triumph Financial, Inc. (TFIN) vs Westamerica Bancorporation (WABC)
Triumph Financial, Inc. and Westamerica Bancorporation are both Banks Regional companies. Triumph Financial, Inc. and Westamerica Bancorporation are of similar size ($1.5B and $1.4B). Westamerica Bancorporation trades at the lower P/E: 13.4× against 41.5×. Triumph Financial, Inc. grew revenue faster over the last twelve months: 8.97% against −8.51%. Westamerica Bancorporation has the higher net margin (41.7% vs 6.57%) and the lower return on invested capital (13.6% vs 27.9%). Both pay a dividend; Westamerica Bancorporation yields more (3.95% vs 0.02%). Across the 20 metrics below, Triumph Financial, Inc. leads on 11 and Westamerica Bancorporation on 9.
Valuation
Profitability
| Metric | TFIN | WABC | Banks Regional median |
|---|---|---|---|
| Gross margin | 84.45% | 94.83% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 6.57% | 41.71% | 18.66% |
| Free cash flow margin | 28.72% | 40.89% | 21.18% |
| Return on equity | 3.97% | 12.49% | 10.64% |
| Return on assets | 0.51% | 1.91% | 1.13% |
| Return on invested capital | 27.91% | 13.63% | 8.33% |
Growth
Health
Dividend
Size
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