stockrowSLM Corporation
SLM Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.1 billion, up 4.10% from fiscal 2024.
- Revenue
- −21.4%
- EPS
- −129.7%
- Free cash flow
- −115.6%
- Total debt
- −19.1%
Quarter to September 2026, against a year earlier
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SLM Corporation (SLM) Debt to equity
SLM Corporation's debt to equity at the end of the quarter to 30 September 2026 was 2.5×, up 0.3× from fiscal 2025 (2.2×). Over the past ten years it has ranged from 0.3× (fiscal 2015) to 3.0× (fiscal 2022); the current reading is higher than 64% of that period. That is above the Credit Services industry median of 0.7× and above the Financial sector median of 0.2×.
Debt to equity, annual
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Annual newest first
| Period | Debt to equity | Change |
|---|---|---|
| FY2025 | 2.2× | (26.63%) |
| FY2024 | 3.0× | 7.28% |
| FY2023 | 2.8× | (8.31%) |
| FY2022 | 3.0× | 9.87% |
| FY2021 | 2.8× | 36.26% |
| FY2020 | 2.0× | 54.01% |
| FY2019 | 1.3× | (8.78%) |
| FY2018 | 1.4× | 8.88% |
| FY2017 | 1.3× | 43.30% |
| FY2016 | 0.9× | 234.43% |
Quarterly newest first
| Period | Debt to equity | Change |
|---|---|---|
| Sep 2026 | 2.5× | 3.93% |
| Jun 2026 | 2.4× | 1.53% |
| Mar 2026 | 2.3× | 6.33% |
| Dec 2025 | 2.2× | (25.11%) |
| 43 more quarters | Free account |
Against its own ten years
Debt to equity against peers
| Company | Debt to equity |
|---|---|
| SEZL Sezzle Inc. compare | 0.4× |
| BFH Bread Financial Holdings, Inc. compare | 0.9× |
| AGM Federal Agricultural Mortgage Corporation compare | 1.2× |
| NNI Nelnet, Inc. compare | 1.9× |
| UPST Upstart Holdings, Inc. compare | 2.3× |
| SLM SLM Corporation | 2.5× |
| ENVA Enova International, Inc. compare | 3.4× |
| ECPG Encore Capital Group Inc compare | 3.9× |
| CACC Credit Acceptance Corporation compare | 4.8× |
| Credit Services industry median | 0.7× |
| Financial sector median | 0.2× |
| Market median | 0.1× |
What Debt to equity is
Debt to Equity Ratio shows how much a company relies on borrowed money compared with the money its shareholders have in the business.
(Long Term Debt (Total) + Current Part of Debt) ÷ Shareholders Equity (Total)
More on SLM
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement