stockrowSLM Corporation
SLM Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.1 billion, up 4.10% from fiscal 2024.
- Revenue
- −21.4%
- EPS
- −129.7%
- Free cash flow
- −115.6%
- Total debt
- −19.1%
Quarter to September 2026, against a year earlier
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SLM Corporation (SLM) Return on invested capital
SLM Corporation's return on invested capital over the twelve months to 30 September 2026 was 8.72%, down 9.9 percentage points from fiscal 2025 (18.6%). Over the past ten years it has ranged from 7.47% (fiscal 2017) to 120.5% (fiscal 2015); the current reading is higher than 45% of that period. That is above the Credit Services industry median of 4.56% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 18.6% | 4.93 |
| FY2024 | 13.7% | (5.49) |
| FY2023 | 19.2% | 0.46 |
| FY2022 | 18.7% | (8.83) |
| FY2021 | 27.5% | 3.94 |
| FY2020 | 23.6% | (0.30) |
| FY2019 | 23.9% | 16.26 |
| FY2018 | 7.64% | 0.17 |
| FY2017 | 7.47% | (2.72) |
| FY2016 | 10.2% | (110.35) |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| SEZL Sezzle Inc. compare | 49.8% |
| SLM SLM Corporation | 8.72% |
| ENVA Enova International, Inc. compare | 8.51% |
| CACC Credit Acceptance Corporation compare | 7.81% |
| AGM Federal Agricultural Mortgage Corporation compare | 5.67% |
| UPST Upstart Holdings, Inc. compare | 1.53% |
| NNI Nelnet, Inc. compare | 0.00% |
| BFH Bread Financial Holdings, Inc. compare | 0.00% |
| ECPG Encore Capital Group Inc compare | 0.00% |
| Credit Services industry median | 4.56% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on SLM
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement