stockrowSLM Corporation
SLM Corporation’s revenue for fiscal 2025 (year ended December 2025) was $3.1 billion, up 4.10% from fiscal 2024.
- Revenue
- −21.4%
- EPS
- −129.7%
- Free cash flow
- −115.6%
- Total debt
- −19.1%
Quarter to September 2026, against a year earlier
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SLM Corporation (SLM) Operating cash flow
SLM Corporation's operating cash flow for fiscal 2025 was −$398.6M, compared with −$329.4M in fiscal 2024. Over the twelve months to 30 September 2026 it was −$381.6M. Over the past ten years it has ranged from −$398.6M (fiscal 2025) to $5.0M (fiscal 2022) — the current reading is the lowest in ten years. Operating cash flow has fallen for 3 consecutive fiscal years. SLM Corporation ranks 49th of 52 Credit Services companies by operating cash flow.
Operating cash flow, annual
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Annual newest first
| Period | Operating cash flow | Change |
|---|---|---|
| FY2025 | −$398.6M | — |
| FY2024 | −$329.4M | — |
| FY2023 | −$144.6M | — |
| FY2022 | $5.0M | — |
| FY2021 | −$49.5M | — |
| FY2020 | −$182.7M | — |
| FY2019 | −$15.6M | — |
| FY2018 | −$102.7M | — |
| FY2017 | −$171.2M | — |
| FY2016 | −$199.0M | — |
Quarterly newest first
| Period | Operating cash flow | Change |
|---|---|---|
| Sep 2026 | −$106.4M | — |
| Jun 2026 | −$134.8M | — |
| Mar 2026 | −$76.0M | — |
| Dec 2025 | −$64.5M | — |
| 43 more quarters | Free account |
Against its own ten years
Operating cash flow against peers
| Company | Operating cash flow |
|---|---|
| BFH Bread Financial Holdings, Inc. compare | $2.2B |
| ENVA Enova International, Inc. compare | $2.1B |
| CACC Credit Acceptance Corporation compare | $1.3B |
| NNI Nelnet, Inc. compare | $478.8M |
| AGM Federal Agricultural Mortgage Corporation compare | $310.1M |
| SEZL Sezzle Inc. compare | $275.6M |
| ECPG Encore Capital Group Inc compare | $176.4M |
| UPST Upstart Holdings, Inc. compare | −$114.3M |
| SLM SLM Corporation | −$381.6M |
What Operating cash flow is
Operating Cash Flow shows how much cash a company’s day-to-day business actually brings in, after paying suppliers, staff and taxes.
Reported line item
More on SLM
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement