Encore Capital Group Inc
ECPG Financial Credit Services
Encore Capital Group Inc’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, up 34.4% from fiscal 2024.
- Revenue
- +18.3%
- EPS
- +80.1%
- Free cash flow
- +41.2%
- Total debt
- +7.73%
Quarter to September 2026, against a year earlier
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Encore Capital Group Inc (ECPG) P/E ratio
As of 5 November 2026, Encore Capital Group Inc (ECPG) trades at a P/E ratio of 7.8×. Over the past ten years it has ranged from 0.0× (December 2025) to 542× (July 2023); the current reading is higher than 60% of that period. That is below the Credit Services industry median of 9.0× and below the Financial sector median of 12.2×.
P/E ratio, daily
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Annual newest first
| Period | P/E ratio | Change |
|---|---|---|
| FY2025 | 4.9× | — |
| FY2024 | 0.0× | — |
| FY2023 | 0.0× | — |
| FY2022 | 6.3× | 18.37% |
| FY2021 | 5.3× | (7.43%) |
| FY2020 | 5.8× | (12.24%) |
| FY2019 | 6.6× | 13.48% |
| FY2018 | 5.8× | (55.79%) |
| FY2017 | 13.1× | 33.72% |
| FY2016 | 9.8× | (41.61%) |
Quarterly newest first
| Period | P/E ratio | Change |
|---|---|---|
| Sep 2026 | 5.8× | (14.92%) |
| Jun 2026 | 6.9× | 28.44% |
| Mar 2026 | 5.3× | 9.25% |
| Dec 2025 | 4.9× | — |
| 43 more quarters | Free account |
Against its own ten years
P/E ratio against peers
| Company | P/E ratio |
|---|---|
| SLM SLM Corporation compare | 6.3× |
| WU The Western Union Company compare | 6.5× |
| ATLC Atlanticus Holdings Corporation compare | 6.8× |
| ECPG Encore Capital Group Inc | 7.8× |
| BFH Bread Financial Holdings, Inc. compare | 8.0× |
| JCAP Jefferson Capital, Inc. compare | 8.5× |
| AGM Federal Agricultural Mortgage Corporation compare | 10.8× |
| EZPW EZCORP, Inc. compare | 11.2× |
| UPST Upstart Holdings, Inc. compare | 38.2× |
| Credit Services industry median | 9.0× |
| Financial sector median | 12.2× |
| Market median | 17.9× |
What P/E ratio is
Price to Earnings Ratio shows how much investors pay for each dollar of a company’s annual profit per share.
Stock Price ÷ EPS (Basic) (TTM)
More on ECPG
- Revenue
- Net income
- EPS (diluted)
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement