Klarna Group plc

KLAR Financial Credit Services

Klarna Group plc’s revenue for fiscal 2025 (year ended December 2025) was $3.5 billion, up 24.8% from fiscal 2024.

Revenue
+26.6%
EPS
+107.1%
Free cash flow
−129.2%

Quarter to June 2026, against a year earlier

13.55 0.02 +0.15%
Market cap
$7.7B
P/E
0.0×
Fwd P/E
8.2×
Dividend yield
—
F-score
2/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Klarna Group plc (KLAR) Gross margin

Alert me on Gross margin

Klarna Group plc's gross margin over the twelve months to 30 June 2026 was 58.2%, up 0.2 percentage points from fiscal 2025 (57.9%). That is below the Credit Services industry median of 76.6% and below the Financial sector median of 70.1%.

Gross margin, annual

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Annual newest first

Period Gross margin Change (points)
FY2025 57.9% (2.96)
FY2024 60.9% (2.28)
FY2023 63.2% —

Quarterly newest first

Period Gross margin Change (points)
Jun 2026 61.2% 4.41
Mar 2026 56.8% (0.67)
Dec 2025 57.5% 0.46
Sep 2025 57.0% (2.39)
6 more quarters

Gross margin against peers

Company Gross margin
BFH Bread Financial Holdings, Inc. compare 100.0%
CACC Credit Acceptance Corporation compare 100.0%
OMF OneMain Holdings, Inc. compare 79.8%
NNI Nelnet, Inc. compare 78.3%
ALLY Ally Financial Inc. compare 61.8%
ENVA Enova International, Inc. compare 60.6%
KLAR Klarna Group plc 58.2%
FCFS FirstCash Holdings, Inc. compare 50.2%
SEZL Sezzle Inc. compare 0.00%
Credit Services industry median 76.6%
Financial sector median 70.1%
Market median 45.1%

What Gross margin is

Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.

Gross Profit ÷ Revenue

The full definition of Gross margin →

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