Mastercard Incorporated (MA) vs PayPal Holdings, Inc. (PYPL)
- Mastercard Incorporated MA 623.60 −1.52%
- PayPal Holdings, Inc. PYPL 57.02 −0.90%
Mastercard Incorporated and PayPal Holdings, Inc. are both Credit Services companies. Mastercard Incorporated is the larger, with a market value of $546.3B against $48.8B — 11.2× the size. PayPal Holdings, Inc. trades at the lower P/E: 10.7× against 34.2×. Mastercard Incorporated grew revenue faster over the last twelve months: 16.0% against 5.69%. Mastercard Incorporated has the higher net margin (46.3% vs 14.4%) and the higher return on invested capital (70.5% vs 16.9%). Both pay a dividend; PayPal Holdings, Inc. yields more (0.98% vs 0.56%). Across the 21 metrics below, PayPal Holdings, Inc. leads on 11 and Mastercard Incorporated on 10.
Valuation
Profitability
| Metric | MA | PYPL | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 40.48% | 77.13% |
| Operating margin | 58.33% | 17.42% | 0.34% |
| Net margin | 46.34% | 14.36% | 9.25% |
| Free cash flow margin | 45.53% | 19.35% | 12.91% |
| Return on equity | 241.20% | 24.50% | 8.49% |
| Return on assets | 29.80% | 6.03% | 2.16% |
| Return on invested capital | 70.46% | 16.92% | 4.09% |
Growth
Health
Dividend
Size
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