Mastercard Incorporated (MA) vs SoFi Technologies, Inc. (SOFI)
- Mastercard Incorporated MA 617.42 +0.18%
- SoFi Technologies, Inc. SOFI 14.55 −3.58%
Mastercard Incorporated and SoFi Technologies, Inc. are both Credit Services companies. Mastercard Incorporated is the larger, with a market value of $539.9B against $19.5B — 27.7× the size. SoFi Technologies, Inc. trades at the lower P/E: 28.5× against 33.9×. SoFi Technologies, Inc. grew revenue faster over the last twelve months: 34.1% against 16.0%. Mastercard Incorporated has the higher net margin (46.3% vs 11.4%) and the higher return on invested capital (70.5% vs 4.26%). Across the 19 metrics below, Mastercard Incorporated leads on 11 and SoFi Technologies, Inc. on 8.
Valuation
Profitability
| Metric | MA | SOFI | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 77.13% | 77.13% |
| Operating margin | 58.33% | 0.00% | 0.34% |
| Net margin | 46.34% | 11.39% | 9.25% |
| Free cash flow margin | 45.53% | (157.63%) | 12.91% |
| Return on equity | 241.20% | 7.09% | 8.49% |
| Return on assets | 29.80% | 1.25% | 2.16% |
| Return on invested capital | 70.46% | 4.26% | 4.09% |
Growth
Health
Dividend
Size
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