Mastercard Incorporated (MA) vs Visa Inc. (V)
Mastercard Incorporated and Visa Inc. are both Credit Services companies. Visa Inc. is the larger, with a market value of $686.4B against $494.4B — 1.4× the size. Visa Inc. trades at the lower P/E: 30.1× against 31.2×. Mastercard Incorporated grew revenue faster over the last twelve months: 16.0% against 14.4%. Visa Inc. has the higher net margin (50.8% vs 46.3%) and the lower return on invested capital (38.0% vs 70.5%). Both pay a dividend; Visa Inc. yields more (0.78% vs 0.54%). Across the 22 metrics below, Mastercard Incorporated leads on 11 and Visa Inc. on 11.
Valuation
Profitability
| Metric | MA | V | Credit Services median |
|---|---|---|---|
| Gross margin | 100.00% | 100.00% | 77.13% |
| Operating margin | 58.33% | 60.68% | 0.34% |
| Net margin | 46.34% | 50.78% | 9.25% |
| Free cash flow margin | 45.53% | 47.23% | 13.03% |
| Return on equity | 241.20% | 62.36% | 8.49% |
| Return on assets | 29.80% | 23.22% | 2.29% |
| Return on invested capital | 70.46% | 38.04% | 4.09% |
Growth
Health
Dividend
Size
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