Pricing Log in Create free account

Mastercard Incorporated (MA) vs Visa Inc. (V)

Mastercard Incorporated and Visa Inc. are both Credit Services companies. Visa Inc. is the larger, with a market value of $746.4B against $539.9B — 1.4× the size. Visa Inc. trades at the lower P/E: 33.0× against 33.9×. Mastercard Incorporated grew revenue faster over the last twelve months: 16.0% against 14.4%. Visa Inc. has the higher net margin (50.8% vs 46.3%) and the lower return on invested capital (38.0% vs 70.5%). Both pay a dividend; Visa Inc. yields more (0.67% vs 0.56%). Across the 19 metrics below, Mastercard Incorporated leads on 10 and Visa Inc. on 9.

Valuation

Metric MA V Credit Services median
P/E 33.91 32.97 9.39
P/S 15.52 16.12 0.86
P/B 97.14 20.69 1.16
Price to free cash flow 34.09 34.12 2.78
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 2.95% 3.03% 6.55%
Free cash flow yield 2.93% 2.93% 12.26%

Profitability

Metric MA V Credit Services median
Gross margin 100.00% 100.00% 77.13%
Operating margin 58.33% 60.68% 0.34%
Net margin 46.34% 50.78% 9.25%
Free cash flow margin 45.53% 47.23% 12.91%
Return on equity 241.20% 62.36% 8.49%
Return on assets 29.80% 23.22% 2.16%
Return on invested capital 70.46% 38.04% 4.09%

Growth

Metric MA V Credit Services median
Revenue growth (TTM) 16.01% 14.39% 4.62%
EPS growth (last fiscal year) 18.93% 4.83% 21.94%
Revenue growth, 5-year CAGR 16.47% 12.86% 9.13%
Net income growth, 5-year CAGR 18.48% 13.04% 0.00%

Health

Metric MA V Credit Services median
Debt to equity 4.40 0.68 0.68
Current ratio 1.06 0.99 1.55
Net debt to EBITDA 0.34 0.13 0.13

Dividend

Metric MA V Credit Services median
Dividend yield 0.56% 0.67% 1.64%
Payout ratio 0.19 0.23 0.22

Size

Metric MA V Credit Services median
Market cap 539.90b 746.35b 751.08m

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack