Cincinnati Financial Corporation
CINF Financial Insurance Property & Casualty
Cincinnati Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $12.6 billion, up 11.4% from fiscal 2024. In the quarter to June 2026, revenue grew 31.6%, EPS grew 85.8%, free cash flow fell 5.29% and total debt was flat, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for twenty-five consecutive years, revenue growth for three; insiders bought in the last twelve months.
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Cincinnati Financial Corporation (CINF) Operating margin
Cincinnati Financial Corporation's operating margin over the twelve months to 30 June 2026 was 30.2%, up 6.2 percentage points from fiscal 2025 (24.0%). Over the past ten years it has ranged from −9.77% (fiscal 2022) to 39.0% (fiscal 2021); the current reading is higher than 73% of that period. That is above the Insurance Property & Casualty industry median of 15.1% and above the Financial sector median of 0.00%.
Operating margin, annual
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Annual newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| FY2025 | 24.0% | (1.67) |
| FY2024 | 25.7% | 2.41 |
| FY2023 | 23.3% | 33.04 |
| FY2022 | −9.77% | (48.74) |
| FY2021 | 39.0% | 18.36 |
| FY2020 | 20.6% | (11.26) |
| FY2019 | 31.9% | 26.25 |
| FY2018 | 5.62% | (8.04) |
| FY2017 | 13.7% | (2.21) |
| FY2016 | 15.9% | (2.29) |
Quarterly newest first
| Period | Operating margin | Change (points) |
|---|---|---|
| Jun 2026 | 37.2% | 25.36 |
| Mar 2026 | 11.8% | (15.76) |
| Dec 2025 | 27.6% | (10.67) |
| Sep 2025 | 38.3% | 11.52 |
| 42 more quarters | Free account |
Against its own ten years
Operating margin against peers
| Company | Operating margin |
|---|---|
| CINF Cincinnati Financial Corporation | 30.2% |
| ALL The Allstate Corporation compare | 23.8% |
| MKL Markel Group Inc. compare | 18.6% |
| WRB W.R. Berkley Corporation compare | 17.0% |
| ORI Old Republic International Corporation compare | 15.8% |
| AFG American Financial Group, Inc. compare | 15.6% |
| L Loews Corporation compare | 14.7% |
| CNA CNA Financial Corporation compare | 11.2% |
| AIZ Assurant, Inc. compare | 10.7% |
| Insurance Property & Casualty industry median | 15.1% |
| Financial sector median | 0.00% |
| Market median | 0.00% |
What Operating margin is
EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.
EBIT ÷ Revenue
More on CINF
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement