Cincinnati Financial Corporation

CINF Financial Insurance Property & Casualty

Cincinnati Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $12.6 billion, up 11.4% from fiscal 2024.

Revenue
−18.2%
EPS
−58.4%
Free cash flow
−29.0%
Total debt
−0.91%

Quarter to September 2026, against a year earlier

187.94 2.54 −1.33%
Market cap
$28.9B
P/E
10.9×
Fwd P/E
11.6×
Dividend yield
1.96%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Cincinnati Financial Corporation (CINF) Free cash flow margin

Alert me on Free cash flow margin

Cincinnati Financial Corporation's free cash flow margin over the twelve months to 30 September 2026 was 23.2%, down 1.3 percentage points from fiscal 2025 (24.5%). Over the past ten years it has ranged from 14.9% (fiscal 2019) to 31.0% (fiscal 2022); the current reading is higher than 91% of that period. That is above the Insurance Property & Casualty industry median of 18.6% and above the Financial sector median of 11.4%.

Free cash flow margin, annual

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Annual newest first

Period Free cash flow margin Change (points)
FY2025 24.5% 1.31
FY2024 23.2% 2.86
FY2023 20.3% (10.73)
FY2022 31.0% 10.62
FY2021 20.4% 0.90
FY2020 19.5% 4.58
FY2019 14.9% (6.53)
FY2018 21.5% 3.40
FY2017 18.1% (2.15)
FY2016 20.2% (0.49)

Against its own ten years

Low 14.9% High 31.0%
Ten-year median 20.4%
Current reading's percentile 91

Free cash flow margin against peers

Company Free cash flow margin
CINF Cincinnati Financial Corporation 23.2%
TRV The Travelers Companies, Inc. compare 21.7%
WRB W.R. Berkley Corporation compare 20.6%
AFG American Financial Group, Inc. compare 20.6%
ALL The Allstate Corporation compare 18.1%
CNA CNA Financial Corporation compare 14.5%
MKL Markel Group Inc. compare 11.2%
L Loews Corporation compare 9.01%
AIZ Assurant, Inc. compare 0.00%
Insurance Property & Casualty industry median 18.6%
Financial sector median 11.4%
Market median 0.00%

What Free cash flow margin is

Free Cash Flow Margin tells an investor how much of each sale turns into cash the company keeps after paying for investment in its assets.

(Operating Cash Flow + Property, Plant, Equipment Change (Net) + Intangible Assets Change (Net)) ÷ Revenue

The full definition of Free cash flow margin →

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