Cincinnati Financial Corporation
CINF Financial Insurance Property & Casualty
Cincinnati Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $12.6 billion, up 11.4% from fiscal 2024. In the quarter to June 2026, revenue grew 31.6%, EPS grew 85.8%, free cash flow fell 5.29% and total debt was flat, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for twenty-five consecutive years, revenue growth for three; insiders bought in the last twelve months.
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Cincinnati Financial Corporation (CINF) Gross margin
Cincinnati Financial Corporation's gross margin over the twelve months to 30 June 2026 was 30.4%, up 6.1 percentage points from fiscal 2025 (24.3%). Over the past ten years it has ranged from −9.42% (fiscal 2022) to 39.2% (fiscal 2021); the current reading is higher than 73% of that period. That is below the Insurance Property & Casualty industry median of 41.2% and below the Financial sector median of 69.9%.
Gross margin, annual
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Annual newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| FY2025 | 24.3% | (1.68) |
| FY2024 | 26.0% | 2.44 |
| FY2023 | 23.5% | 32.94 |
| FY2022 | −9.42% | (48.60) |
| FY2021 | 39.2% | 18.31 |
| FY2020 | 20.9% | (11.29) |
| FY2019 | 32.2% | 26.24 |
| FY2018 | 5.92% | (7.97) |
| FY2017 | 13.9% | (2.20) |
| FY2016 | 16.1% | (2.33) |
Quarterly newest first
| Period | Gross margin | Change (points) |
|---|---|---|
| Jun 2026 | 37.5% | 25.30 |
| Mar 2026 | 12.2% | (15.66) |
| Dec 2025 | 27.8% | (10.61) |
| Sep 2025 | 38.4% | 11.37 |
| 42 more quarters | Free account |
Against its own ten years
Gross margin against peers
| Company | Gross margin |
|---|---|
| AIZ Assurant, Inc. compare | 78.1% |
| L Loews Corporation compare | 54.4% |
| MKL Markel Group Inc. compare | 51.9% |
| ALL The Allstate Corporation compare | 49.1% |
| WRB W.R. Berkley Corporation compare | 47.6% |
| CNA CNA Financial Corporation compare | 43.7% |
| CINF Cincinnati Financial Corporation | 30.4% |
| AFG American Financial Group, Inc. compare | 22.3% |
| ORI Old Republic International Corporation compare | 15.8% |
| Insurance Property & Casualty industry median | 41.2% |
| Financial sector median | 69.9% |
| Market median | 46.2% |
What Gross margin is
Gross Margin tells an investor how much of each sale a company keeps after paying the direct costs of making or buying what it sells.
Gross Profit ÷ Revenue
More on CINF
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement