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Screener Weekly Summary Pricing

Assurant, Inc. (AIZ) vs Cincinnati Financial Corporation (CINF)

Assurant, Inc. and Cincinnati Financial Corporation are both Insurance Property & Casualty companies. Cincinnati Financial Corporation is the larger, with a market value of $24.9B against $12.9B — 1.9× the size. Cincinnati Financial Corporation trades at the lower P/E: 7.6× against 12.5×. Cincinnati Financial Corporation grew revenue faster over the last twelve months: 19.6% against 9.36%. Cincinnati Financial Corporation has the higher net margin (23.8% vs 7.84%) and the higher return on invested capital (16.7% vs 12.6%). Both pay a dividend; Cincinnati Financial Corporation yields more (2.99% vs 1.67%). Across the 23 metrics below, Cincinnati Financial Corporation leads on 17 and Assurant, Inc. on 6.

Valuation

Metric AIZ CINF Insurance Property & Casualty median
P/E 12.54 7.58 10.29
P/S 0.98 1.80 1.17
P/B 2.15 1.50 1.83
Price to free cash flow 7.93 7.37 7.48
EV/EBITDA 7.98 5.54 7.49
EV/Sales 1.01 1.73 1.13
Earnings yield 7.97% 13.19% 9.50%
Free cash flow yield 12.62% 13.57% 13.29%

Profitability

Metric AIZ CINF Insurance Property & Casualty median
Gross margin 78.12% 30.39% 41.16%
Operating margin 10.70% 30.16% 15.09%
Net margin 7.84% 23.84% 11.51%
Free cash flow margin 12.30% 24.37% 17.59%
Return on equity 18.19% 21.48% 18.19%
Return on assets 2.95% 8.11% 3.74%
Return on invested capital 12.55% 16.65% 12.06%

Growth

Metric AIZ CINF Insurance Property & Casualty median
Revenue growth (TTM) 9.36% 19.55% 8.69%
EPS growth (last fiscal year) 17.08% 4.40% —
Revenue growth, 5-year CAGR 5.95% 10.88% 9.23%
Net income growth, 5-year CAGR 15.43% 14.50% 10.09%

Health

Metric AIZ CINF Insurance Property & Casualty median
Debt to equity 0.36 0.05 0.25
Current ratio 0.37 0.30 0.42
Net debt to EBITDA 0.26 (0.17) 0.08

Dividend

Metric AIZ CINF Insurance Property & Casualty median
Dividend yield 1.67% 2.99% 2.79%
Payout ratio 0.43 0.34 0.27

Size

Metric AIZ CINF Insurance Property & Casualty median
Market cap 12.92b 24.91b 2.44b

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