The Travelers Companies, Inc.

TRV Financial Insurance Property & Casualty

The Travelers Companies, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $48.8 billion, up 5.18% from fiscal 2024.

Revenue
−0.47%
EPS
+9.92%
Free cash flow
−7.92%
Total debt
+5.89%

Quarter to September 2026, against a year earlier

395.20 7.69 −1.91%
Market cap
$82.6B
P/E
10.4×
Fwd P/E
10.9×
Dividend yield
1.17%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

The Travelers Companies, Inc. (TRV) Operating margin

Alert me on Operating margin

The Travelers Companies, Inc.'s operating margin over the twelve months to 30 September 2026 was 22.1%, up 5.3 percentage points from fiscal 2025 (16.8%). Over the past ten years it has ranged from 9.06% (fiscal 2023) to 19.1% (fiscal 2015); the current reading is higher than 91% of that period. That is above the Insurance Property & Casualty industry median of 14.7% and above the Financial sector median of 0.00%.

Operating margin, annual

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Annual newest first

Period Operating margin Change (points)
FY2025 16.8% 2.68
FY2024 14.2% 5.10
FY2023 9.06% (0.99)
FY2022 10.1% (3.73)
FY2021 13.8% 2.60
FY2020 11.2% 0.15
FY2019 11.0% 0.09
FY2018 10.9% 0.22
FY2017 10.7% (5.27)
FY2016 16.0% (3.08)

Quarterly newest first

Period Operating margin Change (points)
Sep 2026 20.0% (3.66)
Jun 2026 23.7% 4.96
Mar 2026 18.7% (7.15)
Dec 2025 25.9% 6.20
43 more quarters

Against its own ten years

Low 9.06% High 19.1%
Ten-year median 11.2%
Current reading's percentile 100

Operating margin against peers

Company Operating margin
CINF Cincinnati Financial Corporation compare 25.2%
CB Chubb Limited compare 23.8%
TRV The Travelers Companies, Inc. 22.1%
PGR The Progressive Corporation compare 17.0%
WRB W.R. Berkley Corporation compare 16.6%
MKL Markel Group Inc. compare 15.3%
L Loews Corporation compare 13.1%
AIZ Assurant, Inc. compare 10.6%
ALL The Allstate Corporation compare 0.00%
Insurance Property & Casualty industry median 14.7%
Financial sector median 0.00%
Market median 0.00%

What Operating margin is

EBIT Margin tells an investor how much operating profit, before interest and taxes, a company keeps from each unit of revenue.

EBIT ÷ Revenue

The full definition of Operating margin →

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