Cincinnati Financial Corporation (CINF) vs Markel Group Inc. (MKL)

Cincinnati Financial Corporation and Markel Group Inc. are both Insurance Property & Casualty companies. Cincinnati Financial Corporation is the larger, with a market value of $25.7B against $22.6B — 1.1× the size. Cincinnati Financial Corporation trades at the lower P/E: 8.0× against 10.1×. Cincinnati Financial Corporation grew revenue faster over the last twelve months: 19.6% against 0.86%. Cincinnati Financial Corporation has the higher net margin (23.8% vs 13.8%) and the higher return on invested capital (16.7% vs 10.0%). Across the 20 metrics below, Cincinnati Financial Corporation leads on 14 and Markel Group Inc. on 6.

Valuation

Metric CINF MKL Insurance Property & Casualty median
P/E 7.99 10.13 10.75
P/S 1.89 1.40 1.21
P/B 1.58 1.22 1.99
Price to free cash flow 7.76 10.96 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 12.52% 9.87% 9.08%
Free cash flow yield 12.88% 9.12% 12.11%

Profitability

Metric CINF MKL Insurance Property & Casualty median
Gross margin 30.39% 51.93% 41.16%
Operating margin 30.16% 18.63% 15.09%
Net margin 23.84% 13.77% 11.51%
Free cash flow margin 24.37% 12.76% 17.46%
Return on equity 21.48% 12.57% 17.34%
Return on assets 8.11% 3.31% 3.74%
Return on invested capital 16.65% 10.01% 12.06%

Growth

Metric CINF MKL Insurance Property & Casualty median
Revenue growth (TTM) 19.55% 0.86% 8.02%
EPS growth (last fiscal year) 4.40% (15.10%) 39.61%
Revenue growth, 5-year CAGR 10.88% 11.25% 9.23%
Net income growth, 5-year CAGR 14.50% 21.14% 10.09%

Health

Metric CINF MKL Insurance Property & Casualty median
Debt to equity 0.05 0.23 0.25
Current ratio 0.30 0.57 0.42
Net debt to EBITDA (0.17) (0.09) 0.08

Dividend

Metric CINF MKL Insurance Property & Casualty median
Dividend yield 2.15% — 1.50%
Payout ratio 0.17 — 0.14

Size

Metric CINF MKL Insurance Property & Casualty median
Market cap 25.66b 22.61b 2.67b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack