Cincinnati Financial Corporation (CINF) vs CNA Financial Corporation (CNA)

Cincinnati Financial Corporation and CNA Financial Corporation are both Insurance Property & Casualty companies. Cincinnati Financial Corporation is the larger, with a market value of $25.7B against $12.8B — 2.0× the size. Cincinnati Financial Corporation trades at the lower P/E: 8.0× against 10.5×. Cincinnati Financial Corporation grew revenue faster over the last twelve months: 19.6% against 3.41%. Cincinnati Financial Corporation has the higher net margin (23.8% vs 8.16%) and the higher return on invested capital (16.7% vs 7.69%). Both pay a dividend; CNA Financial Corporation yields more (2.96% vs 2.15%). Across the 21 metrics below, Cincinnati Financial Corporation leads on 14 and CNA Financial Corporation on 7.

Valuation

Metric CINF CNA Insurance Property & Casualty median
P/E 7.99 10.53 10.75
P/S 1.89 0.86 1.21
P/B 1.58 1.16 1.99
Price to free cash flow 7.76 5.72 7.76
EV/EBITDA — — —
EV/Sales — — —
Earnings yield 12.52% 9.50% 9.08%
Free cash flow yield 12.88% 17.47% 12.11%

Profitability

Metric CINF CNA Insurance Property & Casualty median
Gross margin 30.39% 43.73% 41.16%
Operating margin 30.16% 11.23% 15.09%
Net margin 23.84% 8.16% 11.51%
Free cash flow margin 24.37% 14.96% 17.46%
Return on equity 21.48% 11.32% 17.34%
Return on assets 8.11% 1.78% 3.74%
Return on invested capital 16.65% 7.69% 12.06%

Growth

Metric CINF CNA Insurance Property & Casualty median
Revenue growth (TTM) 19.55% 3.41% 8.02%
EPS growth (last fiscal year) 4.40% 33.24% 39.61%
Revenue growth, 5-year CAGR 10.88% 6.76% 9.23%
Net income growth, 5-year CAGR 14.50% 13.12% 10.09%

Health

Metric CINF CNA Insurance Property & Casualty median
Debt to equity 0.05 0.27 0.25
Current ratio 0.30 0.23 0.42
Net debt to EBITDA (0.17) 1.57 0.08

Dividend

Metric CINF CNA Insurance Property & Casualty median
Dividend yield 2.15% 2.96% 1.50%
Payout ratio 0.17 0.31 0.14

Size

Metric CINF CNA Insurance Property & Casualty median
Market cap 25.66b 12.80b 2.67b

Compare with another peer

Any metric, up to five companies and an Excel export Powerpack