Cincinnati Financial Corporation
CINF Financial Insurance Property & Casualty
Cincinnati Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $12.6 billion, up 11.4% from fiscal 2024.
- Revenue
- −18.2%
- EPS
- −58.4%
- Free cash flow
- −29.0%
- Total debt
- −0.91%
Quarter to September 2026, against a year earlier
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Cincinnati Financial Corporation (CINF) Return on invested capital
Cincinnati Financial Corporation's return on invested capital over the twelve months to 30 September 2026 was 13.2%, up 0.9 percentage points from fiscal 2025 (12.3%). Over the past ten years it has ranged from −3.93% (fiscal 2022) to 18.2% (fiscal 2021); the current reading is higher than 73% of that period. That is above the Insurance Property & Casualty industry median of 9.43% and above the Financial sector median of 4.70%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 12.3% | (0.82) |
| FY2024 | 13.2% | 1.09 |
| FY2023 | 12.1% | 16.00 |
| FY2022 | −3.93% | (22.16) |
| FY2021 | 18.2% | 9.23 |
| FY2020 | 9.00% | (6.81) |
| FY2019 | 15.8% | 13.41 |
| FY2018 | 2.40% | (3.40) |
| FY2017 | 5.80% | (1.78) |
| FY2016 | 7.58% | (1.08) |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| TRV The Travelers Companies, Inc. compare | 17.8% |
| WRB W.R. Berkley Corporation compare | 14.9% |
| CINF Cincinnati Financial Corporation | 13.2% |
| MKL Markel Group Inc. compare | 8.25% |
| CNA CNA Financial Corporation compare | 6.92% |
| L Loews Corporation compare | 5.56% |
| AFG American Financial Group, Inc. compare | 0.00% |
| ALL The Allstate Corporation compare | 0.00% |
| AIZ Assurant, Inc. compare | 0.00% |
| Insurance Property & Casualty industry median | 9.43% |
| Financial sector median | 4.70% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on CINF
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement