Cincinnati Financial Corporation

CINF Financial Insurance Property & Casualty

Cincinnati Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $12.6 billion, up 11.4% from fiscal 2024.

Revenue
−18.2%
EPS
−58.4%
Free cash flow
−29.0%
Total debt
−0.91%

Quarter to September 2026, against a year earlier

187.94 2.54 −1.33%
Market cap
$28.9B
P/E
10.9×
Fwd P/E
11.6×
Dividend yield
1.96%
F-score
6/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a

Cincinnati Financial Corporation (CINF) Return on invested capital

Alert me on Return on invested capital

Cincinnati Financial Corporation's return on invested capital over the twelve months to 30 September 2026 was 13.2%, up 0.9 percentage points from fiscal 2025 (12.3%). Over the past ten years it has ranged from −3.93% (fiscal 2022) to 18.2% (fiscal 2021); the current reading is higher than 73% of that period. That is above the Insurance Property & Casualty industry median of 9.43% and above the Financial sector median of 4.70%.

Return on invested capital, annual

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Annual newest first

Period Return on invested capital Change (points)
FY2025 12.3% (0.82)
FY2024 13.2% 1.09
FY2023 12.1% 16.00
FY2022 −3.93% (22.16)
FY2021 18.2% 9.23
FY2020 9.00% (6.81)
FY2019 15.8% 13.41
FY2018 2.40% (3.40)
FY2017 5.80% (1.78)
FY2016 7.58% (1.08)

Against its own ten years

Low −3.93% High 18.2%
Ten-year median 9.00%
Current reading's percentile 73

Return on invested capital against peers

Company Return on invested capital
TRV The Travelers Companies, Inc. compare 17.8%
WRB W.R. Berkley Corporation compare 14.9%
CINF Cincinnati Financial Corporation 13.2%
MKL Markel Group Inc. compare 8.25%
CNA CNA Financial Corporation compare 6.92%
L Loews Corporation compare 5.56%
AFG American Financial Group, Inc. compare 0.00%
ALL The Allstate Corporation compare 0.00%
AIZ Assurant, Inc. compare 0.00%
Insurance Property & Casualty industry median 9.43%
Financial sector median 4.70%
Market median 0.00%

What Return on invested capital is

Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.

TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)

The full definition of Return on invested capital →

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