Cincinnati Financial Corporation
CINF Financial Insurance Property & Casualty
Cincinnati Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $12.6 billion, up 11.4% from fiscal 2024. In the quarter to June 2026, revenue grew 31.6%, EPS grew 85.8%, free cash flow fell 5.29% and total debt was flat, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for twenty-five consecutive years, revenue growth for three; insiders bought in the last twelve months.
Follow CINF
Cincinnati Financial Corporation (CINF) Return on invested capital
Cincinnati Financial Corporation's return on invested capital over the twelve months to 30 June 2026 was 16.7%, up 4.3 percentage points from fiscal 2025 (12.3%). Over the past ten years it has ranged from −3.93% (fiscal 2022) to 18.2% (fiscal 2021); the current reading is higher than 73% of that period. That is above the Insurance Property & Casualty industry median of 12.1% and above the Financial sector median of 4.85%.
Return on invested capital, annual
Embed this chart
Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 12.3% | (0.82) |
| FY2024 | 13.2% | 1.09 |
| FY2023 | 12.1% | 16.00 |
| FY2022 | −3.93% | (22.16) |
| FY2021 | 18.2% | 9.23 |
| FY2020 | 9.00% | (6.81) |
| FY2019 | 15.8% | 13.41 |
| FY2018 | 2.40% | (3.40) |
| FY2017 | 5.80% | (1.78) |
| FY2016 | 7.58% | (1.08) |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| ALL The Allstate Corporation compare | 25.9% |
| CINF Cincinnati Financial Corporation | 16.7% |
| WRB W.R. Berkley Corporation compare | 15.7% |
| AFG American Financial Group, Inc. compare | 14.4% |
| AIZ Assurant, Inc. compare | 12.6% |
| ORI Old Republic International Corporation compare | 12.1% |
| MKL Markel Group Inc. compare | 10.0% |
| CNA CNA Financial Corporation compare | 7.69% |
| L Loews Corporation compare | 6.03% |
| Insurance Property & Casualty industry median | 12.1% |
| Financial sector median | 4.85% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)
More on CINF
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Net margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement