Cincinnati Financial Corporation
CINF Financial Insurance Property & Casualty
Cincinnati Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $12.6 billion, up 11.4% from fiscal 2024. In the quarter to June 2026, revenue grew 31.6%, EPS grew 85.8%, free cash flow fell 5.29% and total debt was flat, each against the same quarter a year earlier. Member of the S&P 500; dividend growth for twenty-five consecutive years, revenue growth for three; insiders bought in the last twelve months.
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Cincinnati Financial Corporation (CINF) Net margin
Cincinnati Financial Corporation's net margin over the twelve months to 30 June 2026 was 23.8%, up 4.9 percentage points from fiscal 2025 (19.0%). Over the past ten years it has ranged from −7.42% (fiscal 2022) to 30.8% (fiscal 2021); the current reading is higher than 73% of that period. That is above the Insurance Property & Casualty industry median of 11.5% and above the Financial sector median of 13.5%.
Net margin, annual
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Annual newest first
| Period | Net margin | Change (points) |
|---|---|---|
| FY2025 | 19.0% | (1.27) |
| FY2024 | 20.2% | 1.81 |
| FY2023 | 18.4% | 25.83 |
| FY2022 | −7.42% | (38.25) |
| FY2021 | 30.8% | 14.69 |
| FY2020 | 16.1% | (9.06) |
| FY2019 | 25.2% | 19.89 |
| FY2018 | 5.31% | (12.92) |
| FY2017 | 18.2% | 7.38 |
| FY2016 | 10.9% | (1.48) |
Quarterly newest first
| Period | Net margin | Change (points) |
|---|---|---|
| Jun 2026 | 29.4% | 19.79 |
| Mar 2026 | 9.57% | (12.30) |
| Dec 2025 | 21.9% | (8.24) |
| Sep 2025 | 30.1% | 9.02 |
| 42 more quarters | Free account |
Against its own ten years
Net margin against peers
| Company | Net margin |
|---|---|
| CINF Cincinnati Financial Corporation | 23.8% |
| ALL The Allstate Corporation compare | 18.8% |
| MKL Markel Group Inc. compare | 13.8% |
| WRB W.R. Berkley Corporation compare | 12.9% |
| ORI Old Republic International Corporation compare | 11.7% |
| AFG American Financial Group, Inc. compare | 11.5% |
| L Loews Corporation compare | 9.02% |
| CNA CNA Financial Corporation compare | 8.16% |
| AIZ Assurant, Inc. compare | 7.84% |
| Insurance Property & Casualty industry median | 11.5% |
| Financial sector median | 13.5% |
| Market median | 0.45% |
What Net margin is
Net Profit Margin tells an investor how much of each unit of revenue ends up as profit for shareholders after all costs, interest and taxes.
Net Income Allotted to Shareholders ÷ Revenue
More on CINF
- Revenue
- Net income
- EPS (diluted)
- EBITDA
- Free cash flow
- Operating cash flow
- Gross margin
- Operating margin
- Free cash flow margin
- P/E ratio
- P/S ratio
- P/B ratio
- Price to free cash flow
- Return on equity
- Return on assets
- Return on invested capital
- Debt to equity
- Current ratio
- Total debt
- Shares outstanding
- Book value per share
- Revenue growth
- Piotroski F-score
- The full statement