Cincinnati Financial Corporation (CINF) vs The Travelers Companies, Inc. (TRV)
Cincinnati Financial Corporation and The Travelers Companies, Inc. are both Insurance Property & Casualty companies. The Travelers Companies, Inc. is the larger, with a market value of $75.6B against $24.9B — 3.0× the size. Cincinnati Financial Corporation trades at the lower P/E: 7.6× against 9.6×. Cincinnati Financial Corporation grew revenue faster over the last twelve months: 19.6% against 2.39%. Cincinnati Financial Corporation has the higher net margin (23.8% vs 16.8%) and the higher return on invested capital (16.7% vs 16.2%). Both pay a dividend; Cincinnati Financial Corporation yields more (2.99% vs 1.94%). Across the 23 metrics below, Cincinnati Financial Corporation leads on 15 and The Travelers Companies, Inc. on 8.
Valuation
Profitability
| Metric | CINF | TRV | Insurance Property & Casualty median |
|---|---|---|---|
| Gross margin | 30.39% | 49.51% | 41.16% |
| Operating margin | 30.16% | 22.03% | 15.09% |
| Net margin | 23.84% | 16.83% | 11.51% |
| Free cash flow margin | 24.37% | 22.40% | 17.59% |
| Return on equity | 21.48% | 26.32% | 18.19% |
| Return on assets | 8.11% | 5.84% | 3.74% |
| Return on invested capital | 16.65% | 16.22% | 12.06% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack