Wednesday 4 November 2026 Export CINF’s income statement to Excel — free account

Cincinnati Financial Corporation

CINF Financial Insurance Property & Casualty

Cincinnati Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $12.6 billion, up 11.4% from fiscal 2024.

Revenue: −18.2%
EPS: −58.4%
Free cash flow: −29.0%
Total debt: −0.91%

Quarter to September 2026, against a year earlier

190.50 6.16 +3.34%

Follow CINF

Alert me

Market cap: $28.3B
P/E: 10.7×
Fwd P/E: 11.6×
Dividend yield: 2.00%
F-score: 6/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Earnings & Analysis Segments Valuation Filings

Cincinnati Financial Corporation (CINF) revenue by segment, product and region

Where the money comes from and where it goes

Fiscal 2025: revenue by segment, and margins
Commercial Insurance	4,868	38.54%
Personal Insurance	3,204	25.37%
Investment Segment	2,607	20.64%
Other, not broken out	914	7.24%
Excess and Surplus Lines Insurance	702	5.56%
Life Insurance Segment	336	2.66%
Gross margin		24.28%
Operating margin		24.01%
Pre-tax margin		23.59%

Revenue by segment $m

Line	FY2025	FY2024	FY2023	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013	FY2012	FY2011	FY2010	FY2009
Commercial Insurance	4,868 38.54%	4,490 39.60%	4,268 42.62%	3,678 38.21%	3,479 46.17%	3,324 41.95%	3,223 59.61%	3,170 55.30%	3,094 56.78%	3,000 58.34%	2,860 57.84%	2,639 58.24%	2,387 58.06%	2,200 57.85%	2,156 57.16%	2,201 56.39%
Personal Insurance	3,204 25.37%	2,628 23.18%	2,048 20.45%	1,546 16.06%	1,467 19.47%	1,408 17.77%	1,341 24.80%	1,246 21.74%	1,165 21.38%	1,100 21.39%	1,043 21.09%	962 21.23%	870 21.16%	763 20.06%	723 19.17%	686 17.58%
Investment Segment	2,607 20.64%	2,416 21.31%	2,021 20.18%	3,123 32.44%	1,535 20.37%	2,296 28.98%	217 4.01%	757 13.21%	719 13.20%	642 12.49%	682 13.79%	612 13.51%	573 13.94%	595 15.65%	677 17.95%	837 21.45%
Excess and Surplus Lines Insurance	702 5.56%	618 5.45%	545 5.44%	400 4.16%	327 4.34%	280 3.53%	235 4.35%	210 3.66%	184 3.38%	169 3.29%	148 2.99%	116 2.56%	—	70 1.84%	49 1.30%	27 0.69%
Life Insurance Segment	336 2.66%	326 2.88%	323 3.23%	299 3.11%	291 3.86%	274 3.46%	254 4.70%	—	—	—	—	—	—	167 4.39%	159 4.22%	—
Life Insurance Product Line	—	—	—	—	—	—	—	237 4.13%	233 4.28%	214 4.16%	204 4.13%	193 4.26%	179 4.35%	165 4.34%	158 4.19%	143 3.66%
Other Credit Derivatives	—	—	—	—	—	—	—	—	—	—	—	—	—	8 0.21%	8 0.21%	—
Other [Member] (Deprecated 2012-01-31)	—	—	—	—	—	—	—	—	—	—	—	—	—	—	—	9 0.23%
Other, not broken out	914 7.24%	859 7.58%	808 8.07%	580 6.03%	437 5.80%	342 4.32%	137 2.53%	112 1.95%	54 0.99%	—	—	—	102 2.48%	—	—	—
Eliminations	—	—	—	—	—	—	—	—	—	—	—	—	—	(165) (4.34%)	(158) (4.19%)	—
Revenue	12,631	11,337	10,013	9,626	7,536	7,924	5,407	5,732	5,449	5,142	4,945	4,531	4,111	3,803	3,772	3,903

Operating figures as reported in each quarter’s results release or filing

Figure	Quarter	Latest	A year before	Change
Other written premiums	Q1 FY2026	$284.0M	$200.0M	+42.00%

	Q1 FY2026	Q3 FY2025	Q2 FY2025	Q1 FY2025	Q3 FY2024	Q1 FY2024	Q4 FY2023
Other written premiums	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡
	‡	‡	‡	‡	‡	‡	‡

As each company reports them in its 10-K and 10-Q filings, in US dollars. Where a later filing recast a year's segments, the year is shown as recast; a period whose breakdown does not add up to the company's revenue is left out.