Friday 6 November 2026
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Cincinnati Financial Corporation
CINF Financial Insurance Property & Casualty
Cincinnati Financial Corporation’s revenue for fiscal 2025 (year ended December 2025) was $12.6 billion, up 11.4% from fiscal 2024.
- Revenue
- −18.2%
- EPS
- −58.4%
- Free cash flow
- −29.0%
- Total debt
- −0.91%
Quarter to September 2026, against a year earlier
187.94
2.54
−1.33%
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| Sep '26 | Jun '26 | Mar '26 | Dec '25 | Older periods | |
|---|---|---|---|---|---|
P/E ratio |
9.24 | 8.64 | 8.90 | 10.65 |
+8 more quarters Free account |
P/S ratio |
1.84 | 2.04 | 1.89 | 2.02 | |
P/FCF ratio |
7.95 | 8.39 | 7.11 | 8.25 | |
P/Operating CF |
30.93 | 40.76 | 37.25 | 26.92 | |
P/B ratio |
1.51 | 1.71 | 1.56 | 1.60 | |
Price to Tangible BV |
1.51 | 1.71 | 1.56 | 1.60 | |
EV/Sales |
— | 1.98 | 1.87 | 1.98 | |
EV/EBITDA |
— | 6.34 | 6.61 | 7.79 | |
EV/Operating CF |
— | 8.09 | 6.97 | 8.02 | |
EV/FCF |
— | 8.13 | 7.01 | 8.07 | |
Quick Ratio |
0.27 | 0.30 | 0.27 | 0.28 | |
Current Ratio |
0.27 | 0.30 | 0.27 | 0.28 | |
Net Debt/EBITDA |
(0.60) | (0.54) | (0.86) | (0.61) | |
Debt/Assets |
2.05% | 2.03% | 2.15% | 2.16% | |
Debt/Equity |
0.05 | 0.05 | 0.06 | 0.06 | |
Asset Turnover |
0.32 | 0.34 | 0.33 | 0.33 | |
Operating CF/Net income |
1.72 | 0.56 | 2.39 | 1.40 | |
Capex/Depreciation |
(0.11) | (0.05) | (0.05) | (0.19) | |
Interest Coverage |
47.08 | 113.57 | 26.08 | 65.62 | |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Selling, General and Administrative Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | |
Graham Net Nets |
(0.85) | (0.71) | (0.82) | (0.76) | |
Graham Number |
202.22 | 228.45 | 200.63 | 187.56 | |
Earnings Yield |
10.82% | 11.58% | 11.24% | 9.39% | |
Free Cash Flow Yield |
12.58% | 11.92% | 14.07% | 12.13% | |
Revenue per Share |
19.85 | 27.74 | 18.44 | 19.80 | |
Operating CF per Share |
5.15 | 4.54 | 4.22 | 6.07 | |
Capex per Share |
(0.03) | (0.01) | (0.01) | (0.05) | |
Free Cash Flow per Share |
5.13 | 4.53 | 4.21 | 6.02 | |
Cash per Share |
8.07 | 11.36 | 7.79 | 9.17 | |
Shareholders Equity per Share |
105.42 | 108.18 | 101.18 | 101.93 | |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | |
Book value per Share |
105.42 | 108.18 | 101.18 | 101.93 | |
Free Cash Flow |
787.00 | 698.00 | 654.00 | 939.00 | |
Working Capital |
(15,555.00) | (14,865.00) | (14,801.00) | (14,144.00) | |
Capital Expenditures |
(4.00) | (2.00) | (2.00) | (8.00) | |
Net Current Asset Value |
(20,730.00) | (20,236.00) | (19,950.00) | (19,482.00) | |
EV/EBIT |
— | 6.57 | 6.91 | 8.23 | |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.00 | |
Price to Operating Income |
7.31 | 6.78 | 7.01 | 8.41 | |
| Other line items | |||||
Average Receivables |
4,413.00 | 4,543.50 | 4,327.00 | 4,006.00 | |
Average Payables |
20,470.00 | 20,332.00 | 19,582.00 | 18,764.50 | |
Average Assets |
41,589.00 | 41,036.50 | 39,243.50 | 38,751.50 | |
Average Common Equity |
15,794.00 | 15,486.00 | 14,716.00 | 14,923.00 |
Columns are period end dates · fundamentals updated 2 Nov 2026