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Saturday 17 October 2026 Export BANC’s income statement to Excel — free account

Banc of California, Inc.

BANC Financial Banks Regional

Banc of California, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, down 3.76% from fiscal 2024. In the quarter to June 2026, revenue fell 60.2%, EPS fell 1,441.7%, free cash flow grew 158.5% and total debt fell 39.6%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.

17.18 0.06 −0.35%
Market cap
$2.7B
P/E
0.0×
Fwd P/E
11.3×
Dividend yield
2.68%
F-score
8/9
Altman Z
n/a
Beneish M
n/a
Dividend safety
n/a
Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.30
Total sells 323.21
Totals in millions of $.
Dec 25 Mar 26 Jun 26 Sep 26
Buy — — — 1 — — — — — — — —
Sell — — — 2 — 1 1 — — 1 1 —
Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 2,730.00
Revenue 1,548.62
Net Income (22.37)
Free Cash Flow 364.14
Net Debt (2,244.50)
Current Ratio 0.89
Debt/Equity 0.17
P/E ratio 0.00
Fwd P/E 11.30
P/S ratio 1.73
P/B ratio 0.92
Past 5Y EPS Growth —
This Y EPS Growth (123.08%) (below 0%: weak)
Next Y EPS Growth 884.95% (at or above 15%: strong)
Next Y revenue growth (35.89%) (below 0%: weak)
Next 5Y EPS Growth 28.27% (at or above 15%: strong)

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 53.52%
10-year low 10-year high
P/B against its own 10 years 27.42%
10-year low 10-year high

Dividends

Payout Ratio —
Annual Dividend Rate 0.46
Annual Dividend Yield 2.68%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.46
0.12
0.12
0.12
2025 0.40
0.10
0.10
0.10
0.10
2024 0.40
0.10
0.10
0.10
0.10
2023 0.40
0.10
0.10
0.10
0.10
2022 0.24
0.06
0.06
0.06
0.06
2021 0.24
0.06
0.06
0.06
0.06
2020 0.24
0.06
0.06
0.06
0.06
2019 0.31
0.13
0.06
0.06
0.06
2018 0.52
0.13
0.13
0.13
0.13
2017 0.52
0.13
0.13
0.13
0.13
2016 0.49
0.12
0.12
0.12
0.13
predictions special payouts not included in total or ratios

Assets vs Liabilities $m

2023 2024 2025 Q'26
Cash 5,378 2,502 2,308 2,818
Receivables — — — —
Inventory — — — —
Other — — — —
30,708 26,071 27,278 27,701
2023 2024 2025 Q'26
Payables 30,402 27,192 27,843 28,121
ST’ Debt — — — —
Other — — — —
34,207 29,101 30,303 31,047

Compound Annual Growth %

10y 5y 3y
Sales 18.63% 42.51% 3.69%
Cash Flow 0.00% 27.84% (28.59%)
Earnings 13.73% 0.00% (22.36%)
Book Value 18.43% 31.60% (3.58%)

Revenue $m

Mar Jun Sep Dec Year
’26 443 181 — — —
’25 440 453 467 459 1,819
’24 513 492 431 454 1,890
’23 554 412 490 67 1,523
’22 90 96 102 1,344 1,631
’21 73 73 77 1,129 1,353
’20 77 78 74 81 309
Fiscal quarters ending in the months shown.

Operating Cash Flow $m

Mar Jun Sep Dec Year
’26 49 161 — — —
’25 15 63 76 102 256
’24 (88) 39 47 80 77
’23 (37) 61 30 82 136
’22 5 70 35 591 702
’21 24 40 12 427 503
’20 7 (9) 41 36 75
Fiscal quarters ending in the months shown.

Free Cash Flow $m

Mar Jun Sep Dec Year
’26 46 159 — — —
’25 14 61 75 84 235
’24 (90) 34 45 76 65
’23 (46) 61 36 78 130
’22 5 69 34 574 682
’21 23 39 11 412 486
’20 5 (10) 40 36 70
Fiscal quarters ending in the months shown.

EPS $

Mar Jun Sep Dec Year
’26 0.39 (1.61) — — —
’25 0.26 0.12 0.38 0.42 1.17
’24 0.17 0.12 (0.01) 0.28 0.52
’23 (15.43) (2.54) 0.74 (4.55) (22.71)
’22 0.69 0.43 0.40 3.88 5.48
’21 0.15 0.34 0.42 6.78 7.89
’20 (0.19) (0.44) 0.24 0.35 (0.02)
Fiscal quarters ending in the months shown.

Target Price Range

Analyst price targets

Recommendation Rating

1.6
1Buy 2 3Hold 4 5Sell

Ten years at a glance Fiscal years to December

Group Line 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Trend 2026e 2027e 2028e
Price, $
Price, $ Low 10.93 14.40 12.22 13.10 6.44 14.51 14.86 9.72 11.88 11.52

Analyst estimates 2026–2028

Powerpack
High 23.24 23.40 21.85 17.66 19.12 22.09 22.01 18.26 18.08 20.17
People
People Employees 1,797 738 741 660 611 673 685 2,304 1,903 1,904
Revenue/emp, $m 0.26 0.59 0.60 0.61 0.51 2.01 2.38 0.66 0.99 0.96
Income, $m
Income, $m Revenue 468 434 447 403 309 1,353 1,631 1,523 1,890 1,819
Gross margin, % 87.30 80.41 69.39 64.55 78.67 95.94 83.71 19.63 53.08 61.55
EBT 100 27 47 28 14 822 568 (2,211) 169 313
EBT margin, % 21.45 6.20 10.52 6.94 4.64 60.79 34.79 (145.22) 8.92 17.21
Net income 115 58 45 24 13 607 424 (1,899) 127 229
Depreciation (18) 9 15 20 16 140 179 1,506 40 36
Per share, $
Per share, $ Revenue 10.00 8.63 8.91 8.04 6.17 17.59 21.11 17.83 11.22 11.38
Earnings 1.97 0.72 0.45 0.05 (0.02) 7.89 5.48 (22.71) 0.52 1.18
Cash flow 0.39 11.20 2.45 1.60 1.49 6.54 9.08 1.59 0.46 1.60
Capex (0.95) (0.25) (0.10) (0.21) (0.10) (0.22) (0.26) (0.07) (0.08) (0.13)
Free cash flow (0.57) 10.95 2.36 1.39 1.39 6.32 8.82 1.52 0.38 1.47
Book value 20.93 20.14 18.86 18.09 17.88 13.85 51.13 39.71 20.78 22.16
Shares, m 47 50 50 50 50 77 77 85 168 160
Valuation, ×
Valuation, × P/E 8.85 28.75 29.58 429.50 0.00 2.55 2.93 0.00 27.61 16.21
P/S 1.72 2.40 1.49 2.14 2.39 1.12 0.75 0.75 1.38 1.69
P/B 1.14 1.40 0.93 1.20 1.04 1.56 0.35 0.39 0.87 1.01
EV/Sales 2.20 5.81 4.41 4.60 4.24 1.50 (0.09) (2.17) 0.55 0.95
EV/FCF (38.91) 4.58 16.66 26.61 18.83 4.18 (0.22) (25.52) 16.18 7.36
Cash, $m
Cash, $m Operating cash flow 18 563 123 80 75 503 702 136 77 256
Capex (45) (13) (5) (10) (5) (17) (20) (6) (13) (21)
Free cash flow (27) 550 118 70 70 486 682 130 65 235
Balance, $m
Balance, $m Working capital (2,503) (326) 52 772 (117) (191) (5,698) (3,498) (3,030) (3,025)
Total debt 665 1,868 1,693 1,368 796 750 867 937 942 953
Net debt 225 1,480 1,302 995 575 522 (1,373) (4,441) (1,560) (1,355)
Shareholders’ equity 980 1,012 946 907 897 1,065 3,951 3,391 3,500 3,541
Returns, %
Returns, % ROA 0.99 0.34 0.22 0.03 (0.01) 6.91 1.60 (4.86) 0.24 0.55
ROIC 5.25 0.82 1.43 1.06 0.61 32.74 13.90 0.00 4.98 8.95
ROE 16.29 4.97 3.14 0.37 (0.15) 70.92 18.28 (61.12) 2.96 6.26
Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Banc of California, Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier

Company Market cap P/E Fwd P/E Revenue growth (Q) EPS growth (Q) FCF growth (Q) Gross margin (Q) EBIT margin (Q) Compare
INTR Inter & Co. Inc. $3.0B 10.2× 6.9× +45.51% (above 0%: growing) +46.15% (above 0%: growing) −253.49% (below 0%: shrinking) 59.27% 0.00% Compare
CLBK Columbia Financial $2.9B 31.5× 39.7× +5.07% (above 0%: growing) +162.20% (above 0%: growing) +34.28% (above 0%: growing) 55.42% 0.00% Compare
PFS Provident Financial Services, Inc $2.9B 9.3× 9.6× +4.42% (above 0%: growing) +9.09% (above 0%: growing) −40.48% (below 0%: shrinking) 65.44% 0.00% Compare
BANC Banc of California, Inc. $2.7B — (loss-making) 11.3× −60.17% (below 0%: shrinking) n/m +158.46% (above 0%: growing) 9.09% 0.00%
BOH Bank of Hawaii Corporation $2.7B 12.4× 13.0× +2.31% (above 0%: growing) +38.32% (above 0%: growing) +16.90% (above 0%: growing) 73.09% 0.00% Compare
BBAR BBVA Banco Frances S.A. $2.6B 9.3× — +7.57% (above 0%: growing) +83.33% (above 0%: growing) −107.66% (below 0%: shrinking) 69.86% 0.00% Compare
NBTB NBT Bancorp Inc. $2.6B 12.4× 11.1× +4.89% (above 0%: growing) +126.67% (above 0%: growing) +37.10% (above 0%: growing) 79.28% 0.00% Compare
TRMK Trustmark Corporation $2.6B 11.4× 11.3× +0.97% (above 0%: growing) +18.48% (above 0%: growing) +48.33% (above 0%: growing) 74.36% 0.00% Compare
CUBI Customers Bancorp, Inc $2.5B 8.8× 8.7× +5.90% (above 0%: growing) +19.77% (above 0%: growing) −34.56% (below 0%: shrinking) 60.05% 0.00% Compare
Median of peers $2.6B 10.8× 11.1× +4.98% +42.24% −8.83% 67.65% 0.00%

All 323 Banks Regional stocks →

Banc of California, Inc. (BANC) key facts

  • Concern: Banc of California, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, down 3.76% from fiscal 2024.
  • Banc of California, Inc. (BANC) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • As of October 16, 2026, BANC traded at $17.18, a market capitalization of $2.7 billion.
  • Banc of California, Inc. pays an annual dividend of $0.46 per share, a yield of 2.68%.
  • Return on equity was 6.26% and debt-to-equity 0.17.
  • Its Piotroski F-score is 8 out of 9 for fiscal 2025.

Source: company filings (standardised) and stockrow calculations.

Banc of California, Inc. (BANC) Latest News

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stockrow.com/BANC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com