Banc of California, Inc. (BANC) vs NBT Bancorp Inc. (NBTB)
- Banc of California, Inc. BANC 18.03 −2.86%
- NBT Bancorp Inc. NBTB 52.91 −2.02%
Banc of California, Inc. and NBT Bancorp Inc. are both Banks Regional companies. Banc of California, Inc. and NBT Bancorp Inc. are of similar size ($2.9B and $2.8B). Banc of California, Inc. has negative trailing earnings, so its P/E is not meaningful; NBT Bancorp Inc. trades at 12.7×. NBT Bancorp Inc. grew revenue faster over the last twelve months: 9.61% against −14.2%. NBT Bancorp Inc. has the higher net margin (22.9% vs −3.13%) and the higher return on invested capital (9.91% vs −1.13%). Both pay a dividend; NBT Bancorp Inc. yields more (2.85% vs 2.55%). Across the 17 metrics below, NBT Bancorp Inc. leads on 10 and Banc of California, Inc. on 7.
Valuation
Profitability
| Metric | BANC | NBTB | Banks Regional median |
|---|---|---|---|
| Gross margin | 57.85% | 78.94% | 69.81% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (3.13%) | 22.87% | 18.82% |
| Free cash flow margin | 0.00% | 0.00% | 17.97% |
| Return on equity | (1.68%) | 0.00% | 10.28% |
| Return on assets | (0.14%) | 1.34% | 1.13% |
| Return on invested capital | (1.13%) | 9.91% | 8.45% |
Growth
Health
Dividend
Size
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