Banc of California, Inc. (BANC) vs NBT Bancorp Inc. (NBTB)
- Banc of California, Inc. BANC 17.18 −0.35%
- NBT Bancorp Inc. NBTB 50.85 +0.28%
Banc of California, Inc. and NBT Bancorp Inc. are both Banks Regional companies. Banc of California, Inc. and NBT Bancorp Inc. are of similar size ($2.7B and $2.6B). Banc of California, Inc. has negative trailing earnings, so its P/E is not meaningful; NBT Bancorp Inc. trades at 12.4×. NBT Bancorp Inc. grew revenue faster over the last twelve months: 14.5% against −12.9%. NBT Bancorp Inc. has the higher net margin (22.6% vs −4.01%) and the higher return on invested capital (9.65% vs −2.54%). Both pay a dividend; NBT Bancorp Inc. yields more (2.97% vs 2.68%). Across the 18 metrics below, NBT Bancorp Inc. leads on 11 and Banc of California, Inc. on 7.
Valuation
Profitability
| Metric | BANC | NBTB | Banks Regional median |
|---|---|---|---|
| Gross margin | 57.08% | 78.28% | 69.55% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (4.01%) | 22.58% | 18.66% |
| Free cash flow margin | 23.51% | 25.90% | 21.11% |
| Return on equity | (2.13%) | 11.42% | 10.65% |
| Return on assets | (0.18%) | 1.33% | 1.13% |
| Return on invested capital | (2.54%) | 9.65% | 8.35% |
Growth
Health
Dividend
Size
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