Banc of California, Inc. (BANC) vs Provident Financial Services, Inc (PFS)
Banc of California, Inc. and Provident Financial Services, Inc are both Banks Regional companies. Banc of California, Inc. and Provident Financial Services, Inc are of similar size ($3.0B and $2.8B). Banc of California, Inc. has negative trailing earnings, so its P/E is not meaningful; Provident Financial Services, Inc trades at 9.5×. Provident Financial Services, Inc grew revenue faster over the last twelve months: 3.72% against −12.9%. Provident Financial Services, Inc has the higher net margin (22.2% vs −4.01%) and the higher return on invested capital (4.85% vs −2.54%). Both pay a dividend; Provident Financial Services, Inc yields more (6.41% vs 3.15%). Across the 19 metrics below, Provident Financial Services, Inc leads on 11 and Banc of California, Inc. on 8.
Valuation
Profitability
| Metric | BANC | PFS | Banks Regional median |
|---|---|---|---|
| Gross margin | 57.08% | 64.26% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (4.01%) | 22.15% | 18.66% |
| Free cash flow margin | 23.51% | 25.01% | 21.18% |
| Return on equity | (2.13%) | 11.14% | 10.64% |
| Return on assets | (0.18%) | 1.25% | 1.13% |
| Return on invested capital | (2.54%) | 4.85% | 8.33% |
Growth
Health
Dividend
Size
Any metric, up to five companies and an Excel export Powerpack