Banc of California, Inc. (BANC) vs Customers Bancorp, Inc (CUBI)
Banc of California, Inc. and Customers Bancorp, Inc are both Banks Regional companies. Banc of California, Inc. and Customers Bancorp, Inc are of similar size ($2.8B and $2.6B). Banc of California, Inc. has negative trailing earnings, so its P/E is not meaningful; Customers Bancorp, Inc trades at 9.1×. Customers Bancorp, Inc grew revenue faster over the last twelve months: 16.0% against −12.9%. Customers Bancorp, Inc has the higher net margin (18.6% vs −4.01%) and the higher return on invested capital (91.5% vs −2.54%). Across the 18 metrics below, Customers Bancorp, Inc leads on 13 and Banc of California, Inc. on 5.
Valuation
Profitability
| Metric | BANC | CUBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 57.08% | 60.32% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (4.01%) | 18.64% | 18.66% |
| Free cash flow margin | 23.51% | 23.99% | 21.18% |
| Return on equity | (2.13%) | 14.30% | 10.64% |
| Return on assets | (0.18%) | 1.16% | 1.13% |
| Return on invested capital | (2.54%) | 91.51% | 8.33% |
Growth
Health
Dividend
Size
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