Banc of California, Inc. BANC

17.94 0.21 1.18% as of 25 Sep
Market cap
$2.8B
P/E
0.0×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

Insider Decisions

Total buys 0.30
Total sells 323.21
in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — 1 — — — — — — —
Sell — — — — 2 — 1 1 — — 1 1
Insider Ownership 0.00%

Capital & Financial Ratios

Market Cap 2,810.00
Revenue 1,548.62
Net Income (22.37)
Free Cash Flow 364.14
Net Debt (2,244.50)
Current Ratio 0.89
Debt/Equity 0.17
P/E ratio 0.00
P/S ratio 1.81
P/B ratio 0.96
Past 5Y EPS Growth 58.47%
This Y EPS Growth (123.93%)
Next Y EPS Growth 853.78%
Next 5Y EPS Growth 28.63%
in millions of $

Dividends

Payout Ratio 0.23
Annual Dividend Rate 0.36
Annual Dividend Yield 3.15%
total individual payouts
2028 Powerpack
2027 Powerpack
2026 0.45
0.12
0.12
0.12
2025 0.40
0.10
0.10
0.10
0.10
2024 0.40
0.10
0.10
0.10
0.10
2023 0.40
0.10
0.10
0.10
0.10
2022 0.24
0.06
0.06
0.06
0.06
2021 0.24
0.06
0.06
0.06
0.06
2020 0.24
0.06
0.06
0.06
0.06
2019 0.31
0.13
0.06
0.06
0.06
2018 0.52
0.13
0.13
0.13
0.13
2017 0.52
0.13
0.13
0.13
0.13
2016 0.49
0.12
0.12
0.12
0.13
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 5,378 2,502 2,308 2,818
Receivables — — — —
Inventory — — — —
Other — — — —
30,708 26,071 27,278 27,701
2023 2024 2025 Q'26
Payables 30,402 27,192 27,843 28,121
ST’ Debt — — — —
Other — — — —
34,207 29,101 30,303 31,047
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 18.63% 42.51% 3.69%
Cash Flow 0.00% 27.84% (28.59%)
Earnings 13.73% 0.00% (22.36%)
Book Value 18.43% 31.60% (3.58%)

Revenue

Mar Jun Sep Dec Year
’26 443 181 — — —
’25 440 453 467 459 1,819
’24 513 492 431 454 1,890
’23 554 412 490 67 1,523
’22 90 96 102 1,344 1,631
’21 73 73 77 1,129 1,353
’20 77 78 74 81 309
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 49 161 — — —
’25 15 63 76 102 256
’24 (88) 39 47 80 77
’23 (37) 61 30 82 136
’22 5 70 35 591 702
’21 24 40 12 427 503
’20 7 (9) 41 36 75
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 46 159 — — —
’25 14 61 75 84 235
’24 (90) 34 45 76 65
’23 (46) 61 36 78 130
’22 5 69 34 574 682
’21 23 39 11 412 486
’20 5 (10) 40 36 70
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.39 (1.61) — — —
’25 0.26 0.12 0.38 0.42 1.17
’24 0.17 0.12 (0.01) 0.28 0.52
’23 (15.43) (2.54) 0.74 (4.55) (22.71)
’22 0.69 0.43 0.40 3.88 5.48
’21 0.15 0.34 0.42 6.78 7.89
’20 (0.19) (0.44) 0.24 0.35 (0.02)
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

1.6
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
10.93 14.40 12.22 13.10 6.44 14.51 14.86 9.72 11.88 11.52

Analyst estimates 2026–2028

Powerpack
Low Price
23.24 23.40 21.85 17.66 19.12 22.09 22.01 18.26 18.08 20.17
High Price
1,797 738 741 660 611 673 685 2,304 1,903 1,904
Employees
0 1 1 1 1 2 2 1 1 1
Revenue/Emp
468 434 447 403 309 1,353 1,631 1,523 1,890 1,819
Revenue
87.30% 80.41% 69.39% 64.55% 78.67% 95.94% 83.71% 19.63% 53.08% 61.55%
Gross Margin
100 27 47 28 14 822 568 (2,211) 169 313
EBT
21.45% 6.20% 10.52% 6.94% 4.64% 60.79% 34.79% (145.22%) 8.92% 17.21%
EBT Margin
115 58 45 24 13 607 424 (1,899) 127 229
Net Income
(18) 9 15 20 16 140 179 1,506 40 36
Depreciation
10.00 8.63 8.91 8.04 6.17 17.59 21.11 17.83 11.22 11.38
Revenue/Sh
1.97 0.72 0.45 0.05 (0.02) 7.89 5.48 (22.71) 0.52 1.18
Earnings/Sh
0.39 11.20 2.45 1.60 1.49 6.54 9.08 1.59 0.46 1.60
Cash Flow/Sh
(0.95) (0.25) (0.10) (0.21) (0.10) (0.22) (0.26) (0.07) (0.08) (0.13)
Capex/Sh
(0.57) 10.95 2.36 1.39 1.39 6.32 8.82 1.52 0.38 1.47
Free CF/Sh
20.93 20.14 18.86 18.09 17.88 13.85 51.13 39.71 20.78 22.16
Book Value/Sh
47 50 50 50 50 77 77 85 168 160
Shares
8.85 28.75 29.58 429.50 0.00 2.55 2.93 0.00 27.61 16.21
PE Ratio
1.72 2.40 1.49 2.14 2.39 1.12 0.75 0.75 1.38 1.69
PS Ratio
1.14 1.40 0.93 1.20 1.04 1.56 0.35 0.39 0.87 1.01
PB Ratio
2.20 5.81 4.41 4.60 4.24 1.50 (0.09) (2.17) 0.55 0.95
EV/Sales
(38.91) 4.58 16.66 26.61 18.83 4.18 (0.22) (25.52) 16.18 7.36
EV/FCF
18 563 123 80 75 503 702 136 77 256
Op' Cash Flow
(45) (13) (5) (10) (5) (17) (20) (6) (13) (21)
Capex
(27) 550 118 70 70 486 682 130 65 235
FCF
(2,503) (326) 52 772 (117) (191) (5,698) (3,498) (3,030) (3,025)
Working Cap'
665 1,868 1,693 1,368 796 750 867 937 942 953
Total Debt
225 1,480 1,302 995 575 522 (1,373) (4,441) (1,560) (1,355)
Net Debt
980 1,012 946 907 897 1,065 3,951 3,391 3,500 3,541
Sh' Equity
0.99% 0.34% 0.22% 0.03% (0.01%) 6.91% 1.60% (4.86%) 0.24% 0.55%
ROA
5.25% 0.82% 1.43% 1.06% 0.61% 32.74% 13.90% 0.00% 4.98% 8.95%
ROIC
16.29% 4.97% 3.14% 0.37% (0.15%) 70.92% 18.28% (61.12%) 2.96% 6.26%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Banc of California, Inc. peers in Banks Regional

All 325 Banks Regional stocks →

Banc of California, Inc. (BANC) key facts

  • Banc of California, Inc. (BANC) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
  • Banc of California, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, down 3.76% from fiscal 2024.
  • As of September 25, 2026, BANC traded at $17.94, a market capitalization of $2.8 billion.
  • Banc of California, Inc. pays an annual dividend of $0.36 per share, a yield of 3.15%, with a payout ratio of 22.7%.
  • Return on equity was 6.26% and debt-to-equity 0.17.

Source: company filings (standardised) and stockrow calculations.

Banc of California, Inc. (BANC) Latest News

News by impact score

Fine-tune

23 Sep

3

Banc of California (BANC) closed at $18.10 as shares show negative momentum over the past week, month, and quarter, despite a year-to-date and multi-year track record of returns. Simply Wall St notes the stock carries a fair value around $22.08, implying roughly 18% undervaluation relative to optimism on revenue and earnings. The bank’s post-merger integration with Pacific Western Bank is delivering cost synergies, cross-sell opportunities, and scale benefits that are expanding tangible book value and improving margins, with expectations for continued profitability gains. However, the valuation story faces headwinds from higher local deposit costs and heavier Southern California commercial real estate exposure, which could temper the upside. The piece flags mixed signals and invites readers to weigh potential rewards against warning signs. Undervaluation and merger synergies could lift shares, but higher deposit costs and CRE exposure cap upside.

17 Sep

4

Banc of California accepts short-term financial pressure through strategic moves aimed at longer-term positioning and performance gains. Strategic decisions introduce major short-term costs that can significantly shift company trajectory and investor views.

7 Aug

3 transcript

Banc of California (BANC) held its Q2 2026 earnings call discussing quarterly financial results and outlook. Earnings releases and calls deliver quarterly updates that moderately shape near-term sentiment and valuation.

4 Aug

4

Banc of California executed strategic balance sheet actions in Q2 that produced short-term losses while repositioning the bank for improved long-term margins. Strategic balance sheet actions represent major moves that can materially alter future margins and investor sentiment.

31 Jul

3

Banc of California reported a Q2 net loss, resulting in its stock potentially being 17% undervalued. Q2 net loss introduces moderate pressure on performance and sentiment via valuation reassessment.

29 Jul

4

Banc of California missed Q2 earnings and revenue estimates. Q2 earnings and revenue misses will likely lead to decreased stock value and negative market sentiment for Banc of California.

4

Banc of California reports surprise $251.3M loss. Unexpected $251.3M loss will sharply reduce investor confidence and pressure future earnings outlook.

4

Banc of California reported second quarter 2026 financial results and announced strategic balance sheet repositioning to enhance long-term earnings. Strategic balance sheet repositioning targets enhanced long-term earnings and alters company trajectory.

3 transcript

Banc of California, Inc. released Q2 2026 earnings call details covering financial results and outlook. Earnings releases deliver financial metrics and guidance that shape near-term stock movement.

3

Banc of California recorded a major second-quarter loss due to restructuring charges. Restructuring losses create short-term earnings pressure while potentially improving future efficiency and cost structure.

3

Banc of California Q2 earnings showed key metrics versus Wall Street estimates. Q2 earnings comparisons deliver performance updates likely to affect short-term market views without major strategic changes.

3

Banc of California missed Q2 CY2026 sales expectations. Missing sales targets typically pressures near-term stock performance and investor sentiment.

28 Jul

4

Banc of California reports Q2 results with key financial metrics and operational details ahead of the earnings release. Q2 earnings directly shape Banc of California financial outlook and investor positioning.

26 Jun

3

Banc of California faces three major problems that make the stock worth avoiding, with one alternative stock recommended for investors instead. Bearish analysis flagging avoidance of BANC can sway sentiment and exert short-term pressure on the stock.

22 May

3

Analysts are reassessing the investment story for Banc of California (BANC), signaling potential shifts in views on the company's outlook and stock performance. Analyst reassessments of BANC can sway investor sentiment and produce moderate effects on near-term stock movements without major strategic changes.

1 May

4

Banc of California reports stronger Q1 earnings and raises dividend, prompting questions on whether this shifts its investment case. Stronger Q1 earnings and higher dividend directly improve financial metrics and investor sentiment, likely boosting stock performance.

24 Apr

4

Banc of California, Inc. (BANC) Q1 results show margin expansion and deposit growth, driving a positive outlook. Margin expansion and deposit growth boost profitability and funding stability, significantly impacting BANC's trajectory and market performance.

4

Banc of California Inc (BANC) delivered strong EPS growth and strategic advancements in Q1 2026 earnings call highlights. Strong EPS growth and strategic initiatives signal major positive shifts in financial performance and market positioning.

23 Apr

4 transcript

Banc of California (BANC) released its Q1 2026 earnings call transcript, detailing quarterly financial results, management commentary, and forward-looking guidance. Q1 2026 earnings transcript discloses financial performance and strategic outlook, poised to significantly sway investor sentiment and stock trajectory.

4

Banc of California, Inc. issued Q1 2026 earnings call summary detailing quarterly financial results, strategic initiatives, and forward guidance. Q1 earnings summary provides critical financial data and outlook directly influencing investor sentiment and stock trajectory.

22 Apr

4 transcript

Banc of California (BANC) released its Q3 2025 earnings call transcript, detailing quarterly financial results, management commentary, and forward-looking guidance. Q3 2025 earnings transcript discloses financial performance and strategic insights that significantly influence stock trajectory and investor sentiment.

4

Banc of California (BANC) reported Q1 earnings, with key metrics indicating financial performance details. Q1 earnings reports deliver essential financial metrics that significantly influence BANC's stock price, investor sentiment, and future trajectory.

4

Banc of California, Inc. (BANC) reported Q1 earnings, analyzing key metrics for insights into financial performance. Q1 earnings reports reveal core financial metrics that significantly shape investor sentiment and stock trajectory.

4

Banc of California (BANC) beat Q1 earnings estimates, reporting stronger-than-expected results. Beating quarterly earnings estimates signals robust financial performance, likely driving positive stock momentum and investor sentiment.

4

Banc of California (NYSE:BANC) missed Q1 CY2026 sales expectations. Missing quarterly sales targets indicates revenue shortfalls that could significantly erode investor confidence and pressure stock performance.

4

Banc of California, Inc. (BANC) reported first-quarter diluted earnings per share of $0.39, up 50% year-over-year. Net interest margin expanded to 3.24%, with positive operating leverage continuing. Strong Q1 EPS growth of 50% YoY, NIM expansion to 3.24%, and positive operating leverage indicate significant improvements in financial performance and efficiency.

3

Banc of California (BANC) beat Q1 earnings estimates. Beating Q1 earnings provides moderately noticeable positive influence on financial performance and investor sentiment.

19 Apr

4

Banc of California (BANC) valuation assessed after mixed recent returns and merger progress. Merger progress signals major strategic shift with potential to significantly alter BANC's trajectory and investor sentiment.

6 Apr

4

Wall Street analysts expect Banc of California (BANC) stock to rally 31.48%, highlighting strong upside potential based on recent evaluations. Analyst projections of 31.48% upside indicate significant potential to alter BANC's market trajectory and investor sentiment.

4

Realberry and Proper Hospitality secured $298 million in financing led by Banc of California for the transformation of the historic Cal Neva Lodge & Casino into a luxury resort. Leading a $298 million financing deal for a major hospitality redevelopment significantly bolsters Banc of California's commercial real estate lending portfolio and revenue prospects.

stockrow.com/BANC · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com