BBVA Banco Frances S.A. BBAR

13.15 (0.34) (2.52%) as of 25 Sep
Market cap
$2.8B
P/E
9.6×

Insider Decisions

in millions of $
Nov 25 Feb 26 May 26 Aug 26
Buy — — — — — — — — — — — —
Sell — — — — — — — — — — — —
Insider Ownership 0.11%

Capital & Financial Ratios

Market Cap 2,760.00
Revenue 5,020.95
Net Income 209.19
Free Cash Flow 1,090.02
Net Debt (1,838.62)
Current Ratio 1.06
Debt/Equity 0.33
P/E ratio 9.59
P/S ratio 0.53
P/B ratio 0.89
Past 5Y EPS Growth 12.50%
This Y EPS Growth 144.53%
Next Y EPS Growth 34.83%
Next 5Y EPS Growth 67.10%
in millions of $

Dividends

Payout Ratio 0.09
Annual Dividend Rate 0.33
Annual Dividend Yield 4.90%
total individual payouts
2022 0.09
0.11
0.02
0.02
0.02
0.02
0.02
2019 0.26
0.26
2018 0.21
0.21
2017 0.25
0.00
0.25
2016 0.50
0.15
0.35
predictions in italic, special payouts not included in total or ratios

Assets vs Liabilities

2023 2024 2025 Q'26
Cash 4,380 3,117 3,833 2,841
Receivables — — — —
Inventory — — — —
Other — — — —
17,421 12,226 15,391 14,319
2023 2024 2025 Q'26
Payables 13,829 10,923 13,764 13,446
ST’ Debt — — — —
Other — — — —
13,936 11,144 14,800 13,446
in millions of $

Compound Annual Growth

10y 5y 3y
Sales 8.00% 18.03% (3.66%)
Cash Flow (8.81%) 0.00% (2.76%)
Earnings (4.79%) 12.05% (17.75%)
Book Value 6.63% 11.75% 0.62%

Revenue

Mar Jun Sep Dec Year
’26 1,204 1,243 — — —
’25 1,025 1,155 1,177 1,397 4,754
’24 1,672 1,169 1,008 1,795 5,645
’23 1,420 1,740 2,075 4,168 9,403
’22 571 745 1,210 2,791 5,317
’21 470 535 637 903 2,545
’20 404 392 380 900 2,076
in millions of $ · fiscal quarters ending in the months shown

Operating Cash Flow

Mar Jun Sep Dec Year
’26 (4) — — — —
’25 (469) 503 190 576 800
’24 508 489 1,777 74 2,848
’23 447 219 134 1,485 2,285
’22 (144) (40) 237 817 870
’21 521 74 181 402 1,177
’20 (230) (482) 322 246 (144)
in millions of $ · fiscal quarters ending in the months shown

Free Cash Flow

Mar Jun Sep Dec Year
’26 (22) — — — —
’25 (485) 473 153 486 627
’24 479 467 1,791 (69) 2,667
’23 437 207 117 1,363 2,125
’22 (154) (62) 239 721 744
’21 513 63 169 348 1,093
’20 (236) (488) 312 223 (189)
in millions of $ · fiscal quarters ending in the months shown

EPS

Mar Jun Sep Dec Year
’26 0.27 0.44 — — —
’25 0.28 0.24 0.13 0.53 1.00
’24 0.20 0.61 0.52 0.62 1.65
’23 0.38 0.64 0.15 1.74 2.93
’22 0.19 0.67 0.36 0.99 1.83
’21 0.17 0.38 0.17 (0.23) 0.48
’20 0.25 0.18 0.19 0.08 0.83
fiscal quarters ending in the months shown

Target Price Range

Analyst price targets

Recommendation Rating

2.5
1Buy 2 3Hold 4 5Sell
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 2028
16.20 14.55 7.11 3.04 2.10 2.47 2.03 3.67 4.63 7.76

Analyst estimates 2026–2028

Powerpack
Low Price
23.74 25.58 27.45 14.23 5.86 4.98 3.92 6.60 20.00 25.01
High Price
6,253 6,082 6,107 6,321 6,019 5,863 5,888 6,009 6,289 6,689
Employees
0 0 0 0 0 0 1 2 1 1
Revenue/Emp
1,828 1,825 2,266 2,786 2,076 2,545 5,317 9,403 5,645 4,754
Revenue
68.47% 69.23% 61.25% 63.91% 71.63% 62.29% 57.93% 37.09% 65.56% 56.61%
Gross Margin
413 371 98 375 257 147 427 1,191 485 416
EBT
22.57% 20.33% 4.33% 13.45% 12.38% 5.77% 8.03% 12.66% 8.60% 8.75%
EBT Margin
0 0 98 375 257 147 427 1,191 485 416
Net Income
— — 68 87 58 59 84 109 88 89
Depreciation
10.22 9.53 11.10 13.64 10.16 12.46 26.03 46.04 27.64 23.28
Revenue/Sh
1.61 1.14 (0.27) 1.62 0.83 0.48 1.83 2.93 1.65 1.00
Earnings/Sh
9.88 (4.71) 8.54 3.90 (0.70) 5.76 4.26 11.19 13.95 3.92
Cash Flow/Sh
(0.16) (0.24) (0.22) (0.30) (0.22) (0.41) (0.62) (0.78) (0.89) (0.85)
Capex/Sh
9.72 (4.96) 8.32 3.60 (0.92) 5.35 3.64 10.40 13.06 3.07
Free CF/Sh
6.23 8.21 7.92 8.55 7.96 8.38 13.63 26.32 14.09 13.88
Book Value/Sh
179 192 204 204 204 204 204 204 204 204
Shares
13.23 20.86 0.00 3.49 4.61 6.41 1.67 1.80 9.77 15.30
PE Ratio
1.78 2.69 1.02 0.41 0.32 0.25 0.14 0.11 0.69 0.78
PS Ratio
2.93 3.12 1.43 0.65 0.40 0.38 0.27 0.20 1.35 1.30
PB Ratio
0.11 1.59 (0.50) (0.72) (0.70) (0.61) (0.29) (0.35) 0.16 0.07
EV/Sales
0.11 (3.05) (0.67) (2.73) 7.72 (1.43) (2.07) (1.53) 0.34 0.56
EV/FCF
1,769 (903) 1,743 797 (144) 1,177 870 2,285 2,848 800
Op' Cash Flow
(28) (47) (44) (62) (45) (84) (126) (160) (181) (173)
Capex
1,740 (950) 1,699 735 (189) 1,093 744 2,125 2,667 627
FCF
1,271 1,870 355 1,124 227 684 (1,307) 3,484 1,082 592
Working Cap'
198 262 88 152 — — 154 49 127 492
Total Debt
(3,067) (2,013) (3,451) (3,146) (2,214) (2,321) (2,144) (4,331) (2,989) (3,341)
Net Debt
1,114 1,574 1,617 1,746 1,627 1,712 2,783 5,376 2,877 2,835
Sh' Equity
2.21% 1.96% (0.40%) 2.98% 1.48% 0.96% 3.50% 3.12% 2.01% 1.38%
ROA
0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 65.59% 101.61% 0.00% 0.00%
ROIC
18.93% 17.43% (3.32%) 19.73% 8.46% 5.91% 20.16% 14.61% 9.61% 8.83%
ROE
predictions in italic, sparklines do not include predictions

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

BBVA Banco Frances S.A. (BBAR) key facts

  • BBVA Banco Frances S.A. (BBAR) is a Banks Regional company in the Financial sector, traded in the US as an ADR.
  • BBVA Banco Frances S.A.’s revenue for fiscal 2025 (year ended December 2025) was ARS 4.8 billion, down 15.8% from fiscal 2024.
  • As of September 25, 2026, BBAR traded at $13.15, a market capitalization of $2.8 billion.
  • BBVA Banco Frances S.A. pays an annual dividend of $0.33 per share, a yield of 4.90%, with a payout ratio of 9.47%.
  • Return on equity was 8.83% and debt-to-equity 0.33.

Source: company filings (standardised) and stockrow calculations.

BBVA Banco Frances S.A. (BBAR) Latest News

News by impact score

Fine-tune

28 Aug

4 transcript

Banco BBVA Argentina SA posted a 44% net income increase in Q2 2026 earnings call highlights, reflecting stronger quarterly results. 44% net income growth represents major earnings improvement that can materially shift investor sentiment and company valuation.

3 transcript

BBVA Banco Frances S.A. released Q2 earnings call highlights detailing financial results, operational metrics, and management commentary on performance. Quarterly earnings data shapes near-term investor sentiment and valuation for the bank.

27 Aug

3

BBVA Argentina announces second quarter 2026 financial results. Quarterly earnings releases supply performance metrics that shape near-term investor views and valuation.

1 Jun

3

Banco BBVA Argentina SA (BBAR) reported strong net income growth during its Q1 2026 earnings call. Strong quarterly net income growth moderately influences stock trajectory and market perception.

27 May

3 transcript

BBVA Banco Frances S.A. released Q1 earnings call highlights covering financial results, operational metrics and strategic commentary. Q1 earnings metrics and outlook statements can moderately shift near-term investor sentiment and trading activity.

27 Apr

3

A hedge fund is significantly increasing its position in BBVA Banco Frances S.A. (BBAR), signaling strong confidence in the international bank's stock. Hedge fund accumulation indicates positive investor sentiment, likely causing moderate short-term uplift in BBAR's market performance.

11 Mar

4

Banco BBVA Argentina SA (BBAR) reported strong loan growth in Q4 2025 earnings call highlights amidst economic challenges. Strong loan growth in Q4 2025 demonstrates robust core operations for BBAR, likely enhancing financial performance and investor sentiment.

6 Mar

4

BBVA Banco Frances S.A. (BBAR) released Q4 earnings call highlights detailing financial performance, strategic updates, and outlook. Q4 earnings call highlights disclose financial results and guidance that significantly shape BBAR's investor sentiment and stock trajectory.

4 Mar

4

Banco BBVA (BBAR) released Q4 earnings snapshot highlighting key financial metrics for the quarter. Q4 earnings directly impact financial performance and investor sentiment toward BBAR's future trajectory.

4

BBVA Argentina announced fourth quarter and fiscal year 2025 financial results. Q4 and full-year financial results directly shape investor sentiment, stock price, and future performance expectations for BBAR.

2 Feb

3

BBVA Banco Frances S.A. has made a strategic move by selling a non-core asset for $4 million, aiming to streamline operations after a challenging year. This sale is part of the bank's efforts to right-size its business and improve financial stability amidst a tough economic environment. The decision reflects a focus on enhancing efficiency and positioning the bank for future growth. The asset sale is expected to moderately influence the bank's operational efficiency and financial performance.

19 Dec

4

Recent developments at BBVA Banco Frances S.A. highlight strategic initiatives aimed at enhancing its market position in Argentina. The bank is focusing on digital transformation and expanding its product offerings to meet evolving customer needs. Additionally, macroeconomic factors and regulatory changes are influencing the banking landscape, prompting BBVA to adapt its strategies accordingly. These efforts are expected to strengthen the bank's competitive edge and improve financial performance in the long term. Strategic initiatives and macroeconomic factors are likely to significantly impact the bank's future performance and market positioning.

3 Dec

3 transcript

BBVA Banco Frances S.A. reported its Q3 2025 earnings, highlighting challenges faced in the current economic environment. The bank emphasized its strategies to navigate these difficulties, focusing on maintaining operational efficiency and customer engagement. Key financial metrics were discussed, showcasing resilience despite external pressures. Management outlined future plans aimed at sustaining growth and adapting to market changes. Moderate challenges and strategic responses are expected to influence financial performance and market positioning.

25 Nov

4

BBVA Banco Frances S.A. reported its Q3 earnings, showcasing a notable increase in net income compared to the previous quarter. The bank attributed this growth to improved loan demand and effective cost management strategies. Additionally, the bank's asset quality remained stable, with a slight decrease in non-performing loans. Analysts expressed optimism regarding BBVA's strategic initiatives aimed at enhancing digital banking services, which are expected to drive future growth. Overall, the results reflect a positive trajectory for the bank amidst a challenging economic environment. The earnings report indicates significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.

4

BBVA Banco Frances S.A. reported its financial results for the third quarter of 2025, highlighting key metrics such as revenue growth, net income, and changes in loan portfolio quality. The bank demonstrated resilience amid economic challenges, with a focus on digital transformation and customer engagement strategies. Management expressed optimism about future growth prospects and outlined plans for continued investment in technology and service enhancements. The financial results indicate significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.

21 Nov

4

Recent developments at BBVA Banco Frances S.A. indicate a shift in the investment landscape for the bank. Factors such as changes in regulatory frameworks, economic conditions in Argentina, and strategic initiatives by the bank are influencing investor sentiment and market performance. The bank's focus on digital transformation and customer-centric services is expected to enhance its competitive positioning. Analysts are closely monitoring these changes as they could significantly impact the bank's future growth and profitability. Significant strategic initiatives and regulatory changes are likely to alter the company's trajectory and investor sentiment.

7 Nov

4

BBVA Banco Frances S.A. is experiencing a shift in narrative following recent elections in Argentina and subsequent analyst upgrades. The political landscape has changed, leading to increased optimism about the bank's future performance and market position. Analysts are revising their outlooks, reflecting a more favorable view of the bank's potential growth and stability in the evolving economic environment. Recent elections and analyst upgrades indicate significant changes in market dynamics that could positively impact BBVA's trajectory.

28 Oct

4

BBVA Banco Frances S.A. (BBAR) experienced a significant surge of 40.7% amid a rally in Argentine markets. This increase reflects positive investor sentiment and market dynamics, contributing to a notable rise in the bank's stock value. The substantial stock increase indicates a significant shift in market dynamics and investor sentiment towards BBVA Banco Frances.

27 Oct

3

BBVA Banco Frances S.A. (BBAR) is facing a challenging market environment with rising interest rates and inflation impacting consumer behavior. Analysts are closely monitoring the bank's performance as it navigates these economic pressures. Key indicators such as loan growth and deposit trends will be crucial in assessing the bank's resilience. Investors are advised to stay informed about upcoming earnings reports and market developments that could influence BBAR's stock performance. Economic pressures and market conditions are expected to moderately influence BBVA Banco Frances's financial performance and investor sentiment.

22 Oct

4

Analysts are increasingly optimistic about BBVA Banco Frances S.A. (BBAR), highlighting its strong market position and potential for growth in Argentina's evolving financial landscape. Recent evaluations suggest that the bank's strategic initiatives and adaptability to market changes could enhance its profitability and competitive edge. The positive sentiment among analysts reflects confidence in BBAR's ability to navigate economic challenges and capitalize on emerging opportunities, positioning it favorably for future performance. Analyst optimism indicates significant potential for strategic growth and improved market positioning.

9 Oct

3

HSBC has upgraded Banco BBVA Argentina (BBAR) to a 'Buy' rating while simultaneously reducing its price target. This change reflects HSBC's revised outlook on the bank's performance amid current market conditions. The upgrade to 'Buy' indicates a moderately noticeable influence on market sentiment and potential financial performance.

23 Sep

4

Argentina's markets are experiencing a strong rebound, driven by investor optimism ahead of a meeting between U.S. President Trump and Argentine President Javier Milei. This anticipated meeting is expected to foster improved relations and economic cooperation, further boosting market sentiment. BBVA Banco Frances S.A. (BBAR) is among the companies likely to benefit from this positive market environment as investors react to the potential for favorable economic policies. The expected meeting between Trump and Milei could significantly influence Argentina's economic policies and investor sentiment, impacting BBAR's market performance.

14 Sep

4

BBVA Banco Frances S.A. is facing increased uncertainty as analysts downgrade their outlook on the bank amid challenging economic conditions in Argentina. The shifting narrative reflects concerns over the bank's performance and the broader economic environment, which may impact investor sentiment and market positioning. Analysts are reevaluating their forecasts, indicating potential risks to the bank's future growth and stability. Analyst downgrades and rising uncertainty are likely to significantly impact investor sentiment and the bank's market performance.

20 Aug

4

BBVA Banco Frances S.A. reported its Q2 earnings, showcasing a notable increase in net income driven by higher interest rates and improved loan demand. The bank's performance reflects a strong recovery in the Argentine economy, with significant growth in both retail and corporate banking segments. Cost management strategies and a focus on digital transformation have also contributed positively to the financial results. Overall, the earnings report indicates a solid financial position and optimistic outlook for the upcoming quarters. The significant increase in net income and positive economic indicators suggest a major strategic shift that could enhance the bank's competitive position.

4

BBVA Argentina reported its financial results for the second quarter of 2025, highlighting key metrics such as revenue growth, net income, and changes in loan portfolio quality. The bank demonstrated resilience amid economic challenges, with a focus on digital transformation and customer engagement strategies. Management expressed optimism about future growth prospects and ongoing investments in technology to enhance service delivery. Significant growth in revenue and strategic investments in technology are likely to enhance the bank's competitive position and investor sentiment.

6 Aug

3

BBVA Banco Frances S.A. (BBAR) has announced the schedule for its financial results for the second quarter of 2025. The release is expected to provide insights into the bank's performance and financial health during this period, which may influence investor sentiment and market dynamics. The scheduled financial results could moderately influence investor perceptions and the bank's market performance.

4 Aug

4

Banco BBVA Argentina S.A. (BBAR) is positioned for growth due to its strong financial performance, strategic initiatives, and favorable market conditions. The bank has shown resilience in a challenging economic environment, leveraging digital transformation and expanding its customer base. Analysts highlight potential for increased profitability and market share, driven by innovative products and improved operational efficiency. The outlook remains positive as BBAR navigates regulatory changes and capitalizes on emerging opportunities in the Argentine banking sector. Significant strategic initiatives and favorable market conditions are expected to enhance BBAR's performance and investor sentiment.

21 May

3

BBVA Argentina reported its financial results for the first quarter of 2025, highlighting key metrics such as revenue growth, net income, and changes in loan portfolios. The bank's performance reflects its strategic initiatives and market conditions, indicating a positive outlook for the upcoming quarters. Management emphasized their commitment to innovation and customer service as drivers of future growth. The financial results indicate moderate growth and strategic initiatives that may influence the bank's competitive positioning.

4 Apr

3

Banco BBVA Argentina has submitted its Annual Report on Form 20-F for the fiscal year 2024, detailing its financial performance and operations over the past year. This filing is a regulatory requirement for foreign companies listed on U.S. exchanges, providing investors with comprehensive insights into the bank's activities and financial health. The filing of the Annual Report provides essential financial information that may influence investor sentiment and market perception.

5 Mar

4

Banco BBVA Argentina S.A. reported its financial results for the fourth quarter and fiscal year 2024, highlighting key performance metrics and strategic initiatives. The bank demonstrated growth in various segments, reflecting its resilience in a challenging economic environment. Management provided insights into future outlook and operational strategies aimed at enhancing customer experience and market positioning. The financial results indicate significant growth and strategic initiatives that could alter the company's trajectory and investor sentiment.

stockrow.com/BBAR · Data as of Jun 30, 2026 · For information only; not investment advice. · © 2026 stockrow.com