Banc of California, Inc. (BANC) vs Columbia Financial (CLBK)
Banc of California, Inc. and Columbia Financial are both Banks Regional companies. Banc of California, Inc. and Columbia Financial are of similar size ($3.0B and $2.8B). Banc of California, Inc. has negative trailing earnings, so its P/E is not meaningful; Columbia Financial trades at 45.3×. Columbia Financial grew revenue faster over the last twelve months: 12.0% against −12.9%. Columbia Financial has the higher net margin (10.9% vs −4.01%) and the higher return on invested capital (2.24% vs −2.54%). Across the 18 metrics below, Banc of California, Inc. leads on 10 and Columbia Financial on 8.
Valuation
Profitability
| Metric | BANC | CLBK | Banks Regional median |
|---|---|---|---|
| Gross margin | 57.08% | 52.06% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (4.01%) | 10.91% | 18.66% |
| Free cash flow margin | 23.51% | 12.53% | 21.18% |
| Return on equity | (2.13%) | 4.92% | 10.64% |
| Return on assets | (0.18%) | 0.52% | 1.13% |
| Return on invested capital | (2.54%) | 2.24% | 8.33% |
Growth
Health
Dividend
Size
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