Columbia Financial CLBK
- Market cap
- $3.0B
- P/E
- 45.3×
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Target Price Range
Analyst price targets
Free account| 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 | 2027 | 2028 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| — | — | 6.37 | 6.48 | 4.67 | 6.68 | 8.53 | 6.41 | 6.27 | 5.75 |
Analyst estimates 2026–2028 Powerpack |
Low Price
|
||
| — | — | 8.06 | 7.82 | 7.88 | 9.59 | 10.39 | 10.10 | 9.30 | 7.91 |
High Price
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| — | — | 663 | 698 | 628 | 714 | 815 | 774 | 755 | 796 |
Employees
|
|||
| 0 | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 1 | 1 |
Revenue/Emp
|
|||
| 144 | 201 | 248 | 293 | 327 | 309 | 340 | 422 | 453 | 508 |
Revenue
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|||
| 0.00% | 77.93% | 74.89% | 69.69% | 77.33% | 88.02% | 87.39% | 55.23% | 39.68% | 50.92% |
Gross Margin
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| (66) | 47 | 34 | 71 | 76 | 126 | 117 | 46 | (16) | 68 |
EBT
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| (46.17%) | 23.38% | 13.57% | 24.28% | 23.32% | 40.84% | 34.37% | 10.90% | (3.51%) | 13.38% |
EBT Margin
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|||
| (33) | 0 | 23 | 55 | 58 | 92 | 86 | 36 | (12) | 52 |
Net Income
|
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| (5) | 0 | 8 | 7 | 11 | 18 | 22 | 21 | 18 | 18 |
Depreciation
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|||
| 1.24 | 1.74 | 1.01 | 1.20 | 1.35 | 1.35 | 1.46 | 1.87 | 2.03 | 2.27 |
Revenue/Sh
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| 0.28 | 0.01 | 0.09 | 0.22 | 0.24 | 0.40 | 0.37 | 0.16 | (0.05) | 0.23 |
Earnings/Sh
|
|||
| (0.51) | 0.00 | 0.23 | 0.09 | 0.20 | 0.43 | 0.61 | 0.18 | 0.15 | 0.31 |
Cash Flow/Sh
|
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| 0.02 | 0.00 | (0.05) | (0.08) | (0.02) | (0.02) | (0.02) | (0.03) | (0.03) | (0.04) |
Capex/Sh
|
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| (0.49) | 0.00 | 0.18 | 0.01 | 0.18 | 0.42 | 0.59 | 0.15 | 0.12 | 0.26 |
Free CF/Sh
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| 0.00 | 4.07 | 3.97 | 4.02 | 4.19 | 4.71 | 4.54 | 4.61 | 4.83 | 5.18 |
Book Value/Sh
|
|||
| 116 | 116 | 245 | 244 | 241 | 229 | 232 | 226 | 224 | 224 |
Shares
|
|||
| 28.04 | 28.04 | 152.90 | 34.58 | 29.35 | 23.43 | 26.13 | 55.44 | 0.00 | 30.46 |
PE Ratio
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| 0.00 | 0.00 | 6.87 | 6.43 | 5.22 | 7.03 | 6.73 | 4.72 | 3.55 | 3.11 |
PS Ratio
|
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| 0.00 | 0.00 | 1.75 | 1.92 | 1.69 | 2.01 | 2.17 | 1.91 | 1.49 | 1.36 |
PB Ratio
|
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| (0.21) | (0.21) | 11.49 | 10.98 | 6.37 | 8.02 | 9.52 | 7.33 | 5.29 | 4.77 |
EV/Sales
|
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| 12.16 | 12.16 | 65.78 | 1,295.78 | 46.91 | 26.07 | 23.68 | 93.63 | 88.57 | 41.39 |
EV/FCF
|
|||
| (59) | 0 | 57 | 22 | 49 | 99 | 142 | 41 | 33 | 68 |
Op' Cash Flow
|
|||
| 3 | 0 | (13) | (19) | (5) | (4) | (5) | (8) | (6) | (10) |
Capex
|
|||
| (56) | 0 | 43 | 2 | 44 | 95 | 137 | 33 | 27 | 59 |
FCF
|
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| — | 142 | 488 | 470 | (392) | (1,334) | (344) | 249 | (82) | (22) |
Working Cap'
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| 505 | 929 | 1,189 | 1,407 | 799 | 377 | 1,127 | 1,529 | 1,081 | 1,183 |
Total Debt
|
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| 505 | 864 | 1,147 | 1,331 | 376 | 306 | 948 | 1,105 | 791 | 843 |
Net Debt
|
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| 0 | 472 | 972 | 983 | 1,011 | 1,079 | 1,054 | 1,040 | 1,080 | 1,161 |
Sh' Equity
|
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| 0.00% | 1.08% | 0.36% | 0.74% | 0.68% | 1.02% | 0.88% | 0.34% | (0.11%) | 0.48% |
ROA
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| (13.60%) | 2.20% | 0.99% | 1.99% | 3.52% | 5.73% | 3.74% | 1.36% | (0.48%) | 2.13% |
ROIC
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| 6.78% | 6.81% | 3.15% | 5.60% | 5.78% | 8.81% | 8.08% | 3.45% | (1.10%) | 4.62% |
ROE
|
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Columbia Financial peers in Banks Regional
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| FHB First Hawaiian, Inc. | $3.1B | 10.9× | Compare |
| BKU BankUnited, Inc. | $3.1B | 11.9× | Compare |
| PFS Provident Financial Services, Inc | $3.0B | 9.5× | Compare |
| SBCF Seacoast Banking Corporation of Florida | $3.2B | 20.8× | Compare |
| Company | Market cap | P/E | Compare |
|---|---|---|---|
| CBU Community Financial System, Inc. | $3.2B | 14.3× | Compare |
| PRK Park National Corporation | $3.3B | 16.2× | Compare |
| BANC Banc of California, Inc. | $2.8B | 0.0× | Compare |
| BOH Bank of Hawaii Corporation | $2.8B | 13.3× | Compare |
Columbia Financial (CLBK) key facts
- Columbia Financial (CLBK) is a Banks Regional company in the Financial sector, listed on Nasdaq.
- Columbia Financial’s revenue for fiscal 2025 (year ended December 2025) was $508.0 million, up 12.1% from fiscal 2024.
- As of September 25, 2026, CLBK traded at $11.33, a market capitalization of $3.0 billion.
- Return on equity was 4.62% and debt-to-equity 1.06.
Columbia Financial (CLBK) Latest News
13 Aug
Columbia Financial (CLBK) stock may rise on increasing earnings estimates. Rising earnings estimates can lift investor sentiment and valuation but rarely shift long-term company trajectory.
10 Aug
Columbia Financial (CLBK) is identified as the momentum stock suitable for long-term investors, while two other stocks face challenges. Momentum classification and noted challenges may influence CLBK investor sentiment and short-term trading without altering core operations.
31 Jul
Columbia Financial (CLBK) completed a merger, leading to assessment of whether its stock trades at a rich or reasonable valuation. Merger alters Columbia Financial's scale, operations and market positioning with lasting effects on performance.
Columbia Financial (CLBK) may see its narrative recast by an earnings beat, dividend and governance shifts. Earnings beat, dividend and governance shifts point to moderate effects on financial performance and investor sentiment without guaranteed trajectory change.
30 Jul
Columbia Financial (CLBK) exceeded Q2 earnings and revenue estimates. Beating quarterly estimates moderately lifts short-term stock sentiment and financial perception for Columbia Financial.
Columbia Financial reported Q2 2026 financial results and initiated a quarterly cash dividend. Quarterly results release plus new dividend payout signals stable finances with moderate positive effect on valuation and sentiment.
20 Jul
Columbia Financial completed its second step conversion via a $1.7 billion stock offering and acquired Northfield Bancorp. The $1.7 billion stock offering and Northfield Bancorp acquisition constitute a major strategic expansion and capital raise.
16 Jul
Columbia Financial announced results of its offering, final merger consideration, and anticipated closing date. Merger finalization and offering results represent major strategic restructuring with substantial effects on valuation and operations.
1 Jul
Columbia Financial received stockholder and depositor approvals for its pending second step conversion and announced updated subscription offering results. Second step conversion approvals represent major corporate restructuring with substantial effects on ownership and capital structure.
23 Jun
Columbia Financial released preliminary subscription offering results and raised maximum purchase limits for participants. Subscription offering results and purchase limit changes alter Columbia Financial's equity capital and ownership base.
9 Jun
Columbia Financial reported Q1 earnings, prompting buy, sell or hold analysis for CLBK stock. Q1 earnings and related investment stance can moderately shift near-term investor sentiment and trading activity.
3 Jun
Columbia Financial (CLBK) Q1 results are benchmarked against other thrifts and mortgage finance stocks. Q1 results benchmarking reveals company performance versus sector peers without indicating major strategic shifts.
11 May
Columbia Financial, Inc. commenced its second-step conversion offering and received regulatory approvals for the conversion and acquisition of Northfield Bancorp, Inc. Regulatory approvals and commencement of conversion offering plus Northfield Bancorp acquisition enable major strategic growth and structural transformation.
21 Apr
Columbia Financial (CLBK) missed earnings and revenue expectations, triggering a valuation review amid concerns over financial performance and market positioning. Earnings and revenue shortfalls directly impact financial metrics and investor sentiment, with moderate effects on stock trajectory.
20 Apr
Columbia Financial (CLBK) reported Q1 earnings, analyzing key metrics for performance insights. Q1 earnings reports deliver vital financial metrics that significantly affect stock performance and investor outlook.
Columbia Financial, Inc. announced financial results for the first quarter ended March 31, 2026. Quarterly earnings announcements typically drive significant short-term stock volatility and shape future market performance expectations.
Columbia Financial (CLBK) reported Q1 earnings and revenue below analyst estimates. Q1 earnings and revenue miss affects key financial metrics and investor sentiment but is limited to one quarter.
10 Apr
Columbia Financial (CLBK) could see stock gains driven by upward revisions in analyst earnings estimates. Rising earnings estimates signal improved financial outlook with moderate potential to boost stock performance and investor sentiment.
4 Feb
Columbia Financial (CLBK) is set to merge with another New Jersey bank in a deal valued at $597 million. This merger aims to enhance the combined entity's market presence and operational efficiency, potentially benefiting customers and shareholders alike. The transaction is expected to close in the coming months, pending regulatory approvals. The merger is a significant strategic move that could alter Columbia Financial's competitive positioning and market dynamics.
3 Feb
Columbia Financial and Northfield Bank have announced their merger, raising questions about the future of their New Jersey branches. The merger aims to enhance operational efficiencies and expand market presence, but concerns persist regarding potential branch closures and job losses in the region. The merger may moderately influence Columbia Financial's competitive positioning and operational dynamics in the New Jersey market.
2 Feb
Columbia Financial (CLBK) experienced a significant surge in stock price today, driven by positive market sentiment following the announcement of strong quarterly earnings. The company reported impressive growth in net income and an increase in loan origination, which exceeded analysts' expectations. Investors reacted favorably to the news, leading to a notable rise in trading volume and overall market interest in the stock. This performance reflects Columbia Financial's solid operational strategies and potential for continued growth in the competitive financial sector. Strong quarterly earnings and increased loan origination are likely to significantly impact future performance and investor sentiment.
Columbia Financial (NASDAQ:CLBK) reported better-than-expected sales for the fourth quarter of calendar year 2025, indicating strong performance and potential growth in its financial operations. The results surpassed analysts' forecasts, reflecting effective management strategies and market positioning. The better-than-expected sales suggest significant positive momentum that could influence future performance and investor sentiment.
Columbia Financial has announced a merger with Northfield Bancorp valued at $597 million, alongside a second-step conversion plan set for 2026. This strategic move aims to enhance the company's growth and market position. The merger and conversion plan are significant strategic initiatives that could substantially influence Columbia Financial's future performance and market dynamics.
Columbia Financial and Northfield Bancorp have announced a merger valued at $597 million in an all-stock deal. The transaction aims to enhance the combined entity's market presence and operational efficiencies. Shareholders of Northfield will receive 0.75 shares of Columbia for each share they own, resulting in Northfield shareholders owning approximately 37% of the merged company. The merger is expected to close in the second half of 2024, subject to regulatory approvals and customary closing conditions. The merger is a significant strategic move that could enhance market positioning and operational efficiencies for Columbia Financial.
Columbia Financial, Inc. and Northfield Bancorp, Inc. have announced plans to merge, aiming to create a larger financial institution that can enhance operational efficiencies and expand market presence. The merger is expected to provide significant benefits to both companies, including improved financial performance and increased shareholder value. Details regarding the merger timeline and financial terms have not been disclosed yet. The merger is likely to significantly impact future performance and market positioning for Columbia Financial.
Columbia Financial (CLBK) has been identified as one of the top midday gainers in the stock market, reflecting a positive shift in investor sentiment and market performance. The company's stock has shown notable upward movement, indicating potential interest from investors and analysts alike. This trend may suggest a favorable outlook for Columbia Financial amidst current market conditions. The stock's upward movement indicates moderate investor interest, which may influence market sentiment and financial performance.
Columbia Financial (CLBK) shares experienced an uptick today, driven by positive market sentiment and favorable financial indicators. Investors reacted to recent announcements regarding strategic initiatives aimed at enhancing operational efficiency and expanding market reach. Analysts noted that these developments could bolster the company's competitive positioning in the financial sector, leading to increased investor confidence. Recent strategic initiatives are expected to moderately influence Columbia Financial's competitive positioning and financial performance.
Columbia Financial (CLBK) reported its fourth-quarter earnings, matching analysts' estimates. The results reflect the company's stable financial performance amid current market conditions. Investors are closely monitoring CLBK's strategies and future growth potential as it navigates the competitive landscape. Earnings results matching estimates indicate stable performance but do not signal significant changes in trajectory.
Columbia Financial (CLBK) reported its Q4 earnings, showcasing a notable performance with increased revenues and improved net income compared to the previous quarter. The bank's strategic initiatives and focus on customer service contributed to its growth, while management expressed optimism about future prospects. Key metrics highlighted include loan growth and a stable net interest margin, indicating a solid operational foundation. Overall, the results reflect a positive trajectory for Columbia Financial as it navigates the current economic landscape. The earnings report indicates moderate growth and stability, which may influence investor sentiment and financial performance.
Northfield Bancorp, Inc. has announced a strategic transaction alongside its financial results for the fourth quarter and year-end 2025. The company reported significant developments that may influence its operational strategy and market positioning moving forward. The strategic transaction and financial results may moderately influence Northfield's competitive positioning and financial performance.