Saturday 17 October 2026 Export BANC’s income statement to Excel — free account

Banc of California, Inc.

Banc of California, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, down 3.76% from fiscal 2024. In the quarter to June 2026, revenue fell 60.2%, EPS fell 1,441.7%, free cash flow grew 158.5% and total debt fell 39.6%, each against the same quarter a year earlier. Dividend growth for five consecutive years; insiders bought in the last twelve months.

17.18 0.06 −0.35%

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Market cap: $2.7B
P/E: 0.0×
Fwd P/E: 11.3×
Dividend yield: 2.68%
F-score: 8/9
Altman Z: n/a
Beneish M: n/a
Dividend safety: n/a

Overview Business Profile Financial Analysis Income Statement Balance Sheet Cash Flow Metrics & Ratios 10-Q 10-K

Insider Decisions trades per month

Total buys 0.30

Total sells 323.21

Totals in millions of $.

	Dec 25			Mar 26			Jun 26			Sep 26
Buy	—	—	—	1	—	—	—	—	—	—	—	—
Sell	—	—	—	2	—	1	1	—	—	1	1	—

Insider Ownership 0.00%

Capital & Financial Ratios $m

Market Cap 2,730.00

Revenue 1,548.62

Net Income (22.37)

Free Cash Flow 364.14

Net Debt (2,244.50)

Current Ratio 0.89

Debt/Equity 0.17

P/E ratio 0.00

Fwd P/E 11.30

P/S ratio 1.73

P/B ratio 0.92

Past 5Y EPS Growth —

This Y EPS Growth (123.08%)

Next Y EPS Growth 884.95%

Next Y revenue growth (35.89%)

Next 5Y EPS Growth 28.27%

Green and red mark values outside typical ranges. How we judge →

Valuation vs history

P/S against its own 10 years 53.52%

10-year low 10-year high

P/B against its own 10 years 27.42%

10-year low 10-year high

Dividends

Payout Ratio —

Annual Dividend Rate 0.46

Annual Dividend Yield 2.68%

	total	individual payouts
2028	Powerpack
2027	Powerpack
2026	0.46	0.12 0.12 0.12
2025	0.40	0.10 0.10 0.10 0.10
2024	0.40	0.10 0.10 0.10 0.10
2023	0.40	0.10 0.10 0.10 0.10
2022	0.24	0.06 0.06 0.06 0.06
2021	0.24	0.06 0.06 0.06 0.06
2020	0.24	0.06 0.06 0.06 0.06
2019	0.31	0.13 0.06 0.06 0.06
2018	0.52	0.13 0.13 0.13 0.13
2017	0.52	0.13 0.13 0.13 0.13
2016	0.49	0.12 0.12 0.12 0.13

predictions special payouts not included in total or ratios

Assets vs Liabilities $m

	2023	2024	2025	Q'26
Cash	5,378	2,502	2,308	2,818
Receivables	—	—	—	—
Inventory	—	—	—	—
Other	—	—	—	—
	30,708	26,071	27,278	27,701

	2023	2024	2025	Q'26
Payables	30,402	27,192	27,843	28,121
ST’ Debt	—	—	—	—
Other	—	—	—	—
	34,207	29,101	30,303	31,047

Compound Annual Growth %

	10y	5y	3y
Sales	18.63%	42.51%	3.69%
Cash Flow	0.00%	27.84%	(28.59%)
Earnings	13.73%	0.00%	(22.36%)
Book Value	18.43%	31.60%	(3.58%)

Revenue $m

	Mar	Jun	Sep	Dec	Year
’26	443	181	—	—	—
’25	440	453	467	459	1,819
’24	513	492	431	454	1,890
’23	554	412	490	67	1,523
’22	90	96	102	1,344	1,631
’21	73	73	77	1,129	1,353
’20	77	78	74	81	309

Fiscal quarters ending in the months shown.

Operating Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	49	161	—	—	—
’25	15	63	76	102	256
’24	(88)	39	47	80	77
’23	(37)	61	30	82	136
’22	5	70	35	591	702
’21	24	40	12	427	503
’20	7	(9)	41	36	75

Fiscal quarters ending in the months shown.

Free Cash Flow $m

	Mar	Jun	Sep	Dec	Year
’26	46	159	—	—	—
’25	14	61	75	84	235
’24	(90)	34	45	76	65
’23	(46)	61	36	78	130
’22	5	69	34	574	682
’21	23	39	11	412	486
’20	5	(10)	40	36	70

Fiscal quarters ending in the months shown.

EPS $

	Mar	Jun	Sep	Dec	Year
’26	0.39	(1.61)	—	—	—
’25	0.26	0.12	0.38	0.42	1.17
’24	0.17	0.12	(0.01)	0.28	0.52
’23	(15.43)	(2.54)	0.74	(4.55)	(22.71)
’22	0.69	0.43	0.40	3.88	5.48
’21	0.15	0.34	0.42	6.78	7.89
’20	(0.19)	(0.44)	0.24	0.35	(0.02)

Fiscal quarters ending in the months shown.

Group	Line	2016	2017	2018	2019	2020	2021	2022	2023	2024	2025	2026e
Price, $
Price, $	Low	10.93	14.40	12.22	13.10	6.44	14.51	14.86	9.72	11.88	11.52	Analyst estimates 2026–2028 Powerpack
	High	23.24	23.40	21.85	17.66	19.12	22.09	22.01	18.26	18.08	20.17
People
People	Employees	1,797	738	741	660	611	673	685	2,304	1,903	1,904
	Revenue/emp, $m	0.26	0.59	0.60	0.61	0.51	2.01	2.38	0.66	0.99	0.96
Income, $m
Income, $m	Revenue	468	434	447	403	309	1,353	1,631	1,523	1,890	1,819
	Gross margin, %	87.30	80.41	69.39	64.55	78.67	95.94	83.71	19.63	53.08	61.55
	EBT	100	27	47	28	14	822	568	(2,211)	169	313
	EBT margin, %	21.45	6.20	10.52	6.94	4.64	60.79	34.79	(145.22)	8.92	17.21
	Net income	115	58	45	24	13	607	424	(1,899)	127	229
	Depreciation	(18)	9	15	20	16	140	179	1,506	40	36
Per share, $
Per share, $	Revenue	10.00	8.63	8.91	8.04	6.17	17.59	21.11	17.83	11.22	11.38
	Earnings	1.97	0.72	0.45	0.05	(0.02)	7.89	5.48	(22.71)	0.52	1.18
	Cash flow	0.39	11.20	2.45	1.60	1.49	6.54	9.08	1.59	0.46	1.60
	Capex	(0.95)	(0.25)	(0.10)	(0.21)	(0.10)	(0.22)	(0.26)	(0.07)	(0.08)	(0.13)
	Free cash flow	(0.57)	10.95	2.36	1.39	1.39	6.32	8.82	1.52	0.38	1.47
	Book value	20.93	20.14	18.86	18.09	17.88	13.85	51.13	39.71	20.78	22.16
	Shares, m	47	50	50	50	50	77	77	85	168	160
Valuation, ×
Valuation, ×	P/E	8.85	28.75	29.58	429.50	0.00	2.55	2.93	0.00	27.61	16.21
	P/S	1.72	2.40	1.49	2.14	2.39	1.12	0.75	0.75	1.38	1.69
	P/B	1.14	1.40	0.93	1.20	1.04	1.56	0.35	0.39	0.87	1.01
	EV/Sales	2.20	5.81	4.41	4.60	4.24	1.50	(0.09)	(2.17)	0.55	0.95
	EV/FCF	(38.91)	4.58	16.66	26.61	18.83	4.18	(0.22)	(25.52)	16.18	7.36
Cash, $m
Cash, $m	Operating cash flow	18	563	123	80	75	503	702	136	77	256
	Capex	(45)	(13)	(5)	(10)	(5)	(17)	(20)	(6)	(13)	(21)
	Free cash flow	(27)	550	118	70	70	486	682	130	65	235
Balance, $m
Balance, $m	Working capital	(2,503)	(326)	52	772	(117)	(191)	(5,698)	(3,498)	(3,030)	(3,025)
	Total debt	665	1,868	1,693	1,368	796	750	867	937	942	953
	Net debt	225	1,480	1,302	995	575	522	(1,373)	(4,441)	(1,560)	(1,355)
	Shareholders’ equity	980	1,012	946	907	897	1,065	3,951	3,391	3,500	3,541
Returns, %
Returns, %	ROA	0.99	0.34	0.22	0.03	(0.01)	6.91	1.60	(4.86)	0.24	0.55
	ROIC	5.25	0.82	1.43	1.06	0.61	32.74	13.90	0.00	4.98	8.95
	ROE	16.29	4.97	3.14	0.37	(0.15)	70.92	18.28	(61.12)	2.96	6.26

Negative figures in brackets.

All 10 years →

Fiscal years to Dec 2025 · latest quarter Jun 2026

Charts ten years each

Company	Market cap	P/E	Fwd P/E	Revenue growth (Q)	EPS growth (Q)	FCF growth (Q)	Gross margin (Q)	EBIT margin (Q)	Compare
INTR Inter & Co. Inc.	$3.0B	10.2×	6.9×	+45.51% (above 0%: growing)	+46.15% (above 0%: growing)	−253.49% (below 0%: shrinking)	59.27%	0.00%	Compare
CLBK Columbia Financial	$2.9B	31.5×	39.7×	+5.07% (above 0%: growing)	+162.20% (above 0%: growing)	+34.28% (above 0%: growing)	55.42%	0.00%	Compare
PFS Provident Financial Services, Inc	$2.9B	9.3×	9.6×	+4.42% (above 0%: growing)	+9.09% (above 0%: growing)	−40.48% (below 0%: shrinking)	65.44%	0.00%	Compare
BANC Banc of California, Inc.	$2.7B	— (loss-making)	11.3×	−60.17% (below 0%: shrinking)	n/m	+158.46% (above 0%: growing)	9.09%	0.00%
BOH Bank of Hawaii Corporation	$2.7B	12.4×	13.0×	+2.31% (above 0%: growing)	+38.32% (above 0%: growing)	+16.90% (above 0%: growing)	73.09%	0.00%	Compare
BBAR BBVA Banco Frances S.A.	$2.6B	9.3×	—	+7.57% (above 0%: growing)	+83.33% (above 0%: growing)	−107.66% (below 0%: shrinking)	69.86%	0.00%	Compare
NBTB NBT Bancorp Inc.	$2.6B	12.4×	11.1×	+4.89% (above 0%: growing)	+126.67% (above 0%: growing)	+37.10% (above 0%: growing)	79.28%	0.00%	Compare
TRMK Trustmark Corporation	$2.6B	11.4×	11.3×	+0.97% (above 0%: growing)	+18.48% (above 0%: growing)	+48.33% (above 0%: growing)	74.36%	0.00%	Compare
CUBI Customers Bancorp, Inc	$2.5B	8.8×	8.7×	+5.90% (above 0%: growing)	+19.77% (above 0%: growing)	−34.56% (below 0%: shrinking)	60.05%	0.00%	Compare
Median of peers	$2.6B	10.8×	11.1×	+4.98%	+42.24%	−8.83%	67.65%	0.00%

All 323 Banks Regional stocks →

Banc of California, Inc. (BANC) key facts

Concern: Banc of California, Inc.’s revenue for fiscal 2025 (year ended December 2025) was $1.8 billion, down 3.76% from fiscal 2024.
Banc of California, Inc. (BANC) is a Banks Regional company in the Financial sector, listed on the New York Stock Exchange.
As of October 16, 2026, BANC traded at $17.18, a market capitalization of $2.7 billion.
Banc of California, Inc. pays an annual dividend of $0.46 per share, a yield of 2.68%.
Return on equity was 6.26% and debt-to-equity 0.17.
Its Piotroski F-score is 8 out of 9 for fiscal 2025.