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Friday 6 November 2026
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Inter & Co. Inc.
INTR Financial Banks Regional
Inter & Co. Inc.’s revenue for fiscal 2025 (year ended December 2025) was $2.6 billion, up 43.0% from fiscal 2024.
- Revenue
- +45.5%
- EPS
- +46.2%
- Free cash flow
- −253.5%
- Total debt
- +62.9%
Quarter to June 2026, against a year earlier
3.98
0.20
+5.29%
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Target Price Range
Analyst price targets
Free accountTen years at a glance Fiscal years to December
| Ten-year view | Analyst estimates Powerpack | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Group | Line | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM Jun ’26 | Trend | 10 yrs | 2026e | 2027e | 2028e | Next 3/yr |
| Income, $m | ||||||||||||||||||
| Income, $m | Revenue | — | — | — | — | — | 512 | 1,072 | 1,530 | 1,801 | 2,575 | 3,132 | +49.7% | 3,437 | 4,127 | 4,823 | +23.3% | |
| Gross margin, % | — | — | — | — | — | 80.35 | 64.36 | 62.21 | 65.90 | 58.43 | 58.20 | (21.9) pt | ||||||
| EBT | — | — | — | — | — | (43) | (35) | 88 | 224 | 291 | 354 | n/m | ||||||
| EBT margin, % | — | — | — | — | — | (8.36) | (3.23) | 5.76 | 12.41 | 11.30 | 11.30 | +19.7 pt | ||||||
| Net income | — | — | — | — | — | (10) | (3) | 71 | 180 | 250 | 299 | n/m | ||||||
| Per share, $ | ||||||||||||||||||
| Per share, $ | Revenue | — | — | — | — | — | 0.20 | 2.67 | 3.81 | 4.13 | 5.85 | 7.09 | +132.1% | |||||
| Earnings | — | — | — | — | — | 0.00 | (0.01) | 0.15 | 0.39 | 0.53 | 0.66 | n/m | ||||||
| Cash flow | — | — | — | — | — | 0.01 | 1.02 | 3.76 | 1.60 | 3.14 | 0.76 | +365.5% | ||||||
| Capex | — | — | — | — | — | (0.02) | (0.13) | (0.14) | (0.22) | (0.23) | (0.24) | +82.3% | ||||||
| Free cash flow | — | — | — | — | — | (0.01) | 0.88 | 3.62 | 1.38 | 2.91 | 0.52 | n/m | ||||||
| Book value | — | — | — | — | — | 0.62 | 3.42 | 3.79 | 3.86 | 4.23 | 4.77 | +61.8% | ||||||
| Shares, m | — | — | — | — | — | 2,541 | 401 | 402 | 436 | 440 | 441 | (35.5%) | ||||||
| Valuation, × | ||||||||||||||||||
| Valuation, × | P/E | — | — | — | — | — | 306.67 | 306.67 | 33.63 | 10.82 | 15.70 | 5.79 | 134.7 | |||||
| P/S | — | — | — | — | — | 0.00 | 0.69 | 1.41 | 1.02 | 1.45 | 0.54 | 0.9 | ||||||
| P/B | — | — | — | — | — | 5.59 | 0.54 | 1.42 | 1.09 | 2.01 | 0.80 | 2.1 | ||||||
| EV/Sales | — | — | — | — | — | 0.00 | (0.06) | 0.52 | 0.38 | 0.70 | — | 0.3 | ||||||
| EV/FCF | — | — | — | — | — | 0.00 | (0.19) | 0.55 | 1.13 | 1.40 | — | 0.6 | ||||||
| Cash, $m | ||||||||||||||||||
| Cash, $m | Operating cash flow | — | — | — | — | — | 17 | 407 | 1,511 | 697 | 1,384 | 337 | +200.5% | |||||
| Capex | — | — | — | — | — | (53) | (54) | (55) | (94) | (102) | (106) | +17.7% | ||||||
| Free cash flow | — | — | — | — | — | (36) | 353 | 1,456 | 602 | 1,282 | 230 | n/m | ||||||
| Balance, $m | ||||||||||||||||||
| Balance, $m | Working capital | — | — | — | — | — | (405) | (334) | (727) | (1,522) | (1,424) | (1,402) | +36.9% | |||||
| Net debt | — | — | — | — | — | (533) | (804) | (1,365) | (1,162) | (1,944) | (2,130) | +38.2% | ||||||
| Shareholders’ equity | — | — | — | — | — | 1,566 | 1,373 | 1,522 | 1,682 | 1,861 | 2,104 | +4.4% | ||||||
| Returns, % | ||||||||||||||||||
| Returns, % | ROA | — | — | — | — | — | 0.00 | (0.03) | 0.57 | 1.28 | 1.48 | 1.64 | +1.5 pt | |||||
| ROIC | — | — | — | — | — | 4.09 | 19.24 | 158.71 | 66.90 | 0.00 | 0.00 | (4.1) pt | ||||||
| ROE | — | — | — | — | — | 0.00 | (0.15) | 4.18 | 10.50 | 13.27 | 15.36 | +13.3 pt | ||||||
| People | ||||||||||||||||||
| People | Employees | — | — | — | — | — | 3,898 | 4,030 | 3,235 | 4,333 | 4,124 | — | +1.4% | |||||
| Revenue/emp, $m | — | — | — | — | — | 0.13 | 0.27 | 0.47 | 0.42 | 0.62 | — | +47.6% | ||||||
Negative figures in brackets.
estimates
Fiscal years to Dec 2025 · latest quarter Jun 2026
Inter & Co. Inc. vs peers in Banks Regional (Q) = latest quarter vs a year earlier
| Company | Market cap | P/E | Fwd P/E | Revenue growth (Q) | EPS growth (Q) | FCF growth (Q) | Gross margin (Q) | EBIT margin (Q) | Compare |
|---|---|---|---|---|---|---|---|---|---|
| BLX Bladex Inc. | $2.3B | 8.1× | 7.6× | +12.12% (above 0%: growing) | +13.49% (above 0%: growing) | −117.11% (below 0%: shrinking) | 42.29% | 0.00% | Compare |
| BY Byline Bancorp, Inc. | $1.7B | 11.5× | 11.0× | +1.37% (above 0%: growing) | +36.36% (above 0%: growing) | −32.50% (below 0%: shrinking) | 73.03% | 0.00% | Compare |
| TCBK TriCo Bancshares | $1.7B | 12.5× | 11.9× | +4.33% (above 0%: growing) | +27.38% (above 0%: growing) | −17.30% (below 0%: shrinking) | 80.35% | 0.00% | Compare |
| OBK Origin Bancorp, Inc. | $1.7B | 16.8× | 12.3× | +11.11% (above 0%: growing) | +134.04% (above 0%: growing) | +57.26% (above 0%: growing) | 71.20% | 0.00% | Compare |
| HOPE Hope Bancorp, Inc. | $1.7B | 13.1× | 13.1× | +2.73% (above 0%: growing) | +218.18% (above 0%: growing) | +727.66% (above 0%: growing) | 58.92% | 0.00% | Compare |
| INTR Inter & Co. Inc. | $1.7B | 5.8× | 5.2× | +45.51% (above 0%: growing) | +46.15% (above 0%: growing) | −253.49% (below 0%: shrinking) | 59.27% | 0.00% | |
| QCRH QCR Holdings, Inc. | $1.7B | 11.9× | 11.6× | +5.68% (above 0%: growing) | +28.65% (above 0%: growing) | +1,791.78% (above 0%: growing) | 64.70% | 0.00% | Compare |
| NBHC National Bank Holdings Corporation | $1.6B | 29.6× | 20.5× | +18.27% (above 0%: growing) | n/m | +33.48% (above 0%: growing) | 69.90% | 0.00% | Compare |
| CNOB ConnectOne Bancorp, Inc. | $1.6B | 11.3× | 10.8× | −10.37% (below 0%: shrinking) | −24.36% (below 0%: shrinking) | +162.97% (above 0%: growing) | 55.38% | 0.00% | Compare |
| Median of peers | $1.7B | 12.2× | 11.8× | +5.01% | +28.65% | +45.37% | 67.30% | 0.00% |