stockrowAmalgamated Financial Corp.
AMALAmalgamated Financial Corp.’s revenue for fiscal 2025 (year ended December 2025) was $453.2 million, up 4.29% from fiscal 2024.
- Revenue
- +12.5%
- EPS
- +37.0%
- Free cash flow
- −13.8%
- Total debt
- −20.7%
Quarter to September 2026, against a year earlier
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Amalgamated Financial Corp. (AMAL) Return on invested capital
Amalgamated Financial Corp.'s return on invested capital over the twelve months to 30 September 2026 was 18.0%, up 1.3 percentage points from fiscal 2025 (16.7%). Over the past ten years it has ranged from 0.00% (fiscal 2017) to 50.1% (fiscal 2021); the current reading is higher than 80% of that period. That is above the Banks Regional industry median of 8.54% and above the Financial sector median of 4.69%.
Return on invested capital, annual
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Annual newest first
| Period | Return on invested capital | Change (points) |
|---|---|---|
| FY2025 | 16.7% | 7.00 |
| FY2024 | 9.71% | (0.69) |
| FY2023 | 10.4% | 4.13 |
| FY2022 | 6.27% | (43.85) |
| FY2021 | 50.1% | 40.07 |
| FY2020 | 10.1% | 1.00 |
| FY2019 | 9.05% | (24.77) |
| FY2018 | 33.8% | 33.82 |
| FY2017 | 0.00% | 0.00 |
| FY2016 | 0.00% | — |
Against its own ten years
Return on invested capital against peers
| Company | Return on invested capital |
|---|---|
| ESQ Esquire Financial Holdings, Inc. compare | 61.2% |
| LOB Live Oak Bancshares, Inc. compare | 54.1% |
| AMAL Amalgamated Financial Corp. | 18.0% |
| WABC Westamerica Bancorporation compare | 15.4% |
| TMP Tompkins Financial Corporation compare | 14.2% |
| LKFN Lakeland Financial Corporation compare | 14.1% |
| PEBO Peoples Bancorp Inc. compare | 8.80% |
| BHRB Burke & Herbert Financial Services Corp. compare | 7.91% |
| TFIN Triumph Financial, Inc. compare | 0.00% |
| Banks Regional industry median | 8.54% |
| Financial sector median | 4.69% |
| Market median | 0.00% |
What Return on invested capital is
Return on Invested Capital shows how much after-tax operating profit a company earns on the money its lenders and shareholders have put in.
TTM: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) (latest quarter) + Long Term Debt (Total) (latest quarter) + Current Part of Debt (latest quarter) − Cash & Short Term Investments (latest quarter)); Annual: (Operating Income × 0.625) ÷ (Shareholders Equity (Total) + Long Term Debt (Total) + Current Part of Debt − Cash & Short Term Investments)