Amalgamated Financial Corp. (AMAL) vs Tompkins Financial Corporation (TMP)
Amalgamated Financial Corp. and Tompkins Financial Corporation are both Banks Regional companies. Amalgamated Financial Corp. and Tompkins Financial Corporation are of similar size ($1.4B and $1.4B). Tompkins Financial Corporation trades at the lower P/E: 8.1× against 12.6×. Tompkins Financial Corporation grew revenue faster over the last twelve months: 28.2% against 10.9%. Tompkins Financial Corporation has the higher net margin (30.1% vs 23.3%) and the lower return on invested capital (11.2% vs 13.9%). Both pay a dividend; Tompkins Financial Corporation yields more (4.97% vs 1.66%). Across the 20 metrics below, Tompkins Financial Corporation leads on 12 and Amalgamated Financial Corp. on 8.
Valuation
Profitability
| Metric | AMAL | TMP | Banks Regional median |
|---|---|---|---|
| Gross margin | 74.61% | 77.87% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | 23.34% | 30.13% | 18.66% |
| Free cash flow margin | 30.17% | 8.73% | 21.18% |
| Return on equity | 14.28% | 20.36% | 10.64% |
| Return on assets | 1.26% | 2.04% | 1.13% |
| Return on invested capital | 13.89% | 11.22% | 8.33% |
Growth
Health
Dividend
Size
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