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Monday 9 November 2026
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Amalgamated Financial Corp.
AMALAmalgamated Financial Corp.’s revenue for fiscal 2025 (year ended December 2025) was $453.2 million, up 4.29% from fiscal 2024.
- Revenue
- +12.5%
- EPS
- +37.0%
- Free cash flow
- −13.8%
- Total debt
- −20.7%
Quarter to September 2026, against a year earlier
49.56
0.20
+0.41%
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| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | Dec '17 | Dec '16 | |
|---|---|---|---|---|---|---|---|---|---|---|
Piotroski F-Score |
5 | 6 | 8 | 7 | 5 | — | — | — | — | — |
P/E ratio |
9.28 | 9.62 | 9.22 | 8.70 | 9.92 | 9.35 | 13.14 | 20.53 | 42.31 | 42.31 |
P/S ratio |
2.14 | 2.36 | 2.09 | 2.53 | 2.50 | 1.85 | 2.85 | 0.00 | 0.00 | 0.00 |
P/FCF ratio |
7.23 | 8.37 | 7.01 | 4.90 | 7.65 | 6.67 | 0.00 | 0.00 | 0.00 | 0.00 |
P/Operating CF |
26.15 | 35.30 | 52.96 | 13.44 | 30.44 | 9.22 | 20.00 | 0.00 | 0.00 | 0.00 |
P/B ratio |
1.22 | 1.45 | 1.39 | 1.40 | 0.93 | 0.80 | 1.25 | 0.00 | 0.00 | 0.00 |
Price to Tangible BV |
1.24 | 1.48 | 1.42 | 1.45 | 0.95 | 0.83 | 1.30 | 0.00 | 0.00 | 0.00 |
EV/Sales |
1.55 | 2.89 | 2.52 | 4.54 | 0.22 | 1.20 | 2.63 | 0.00 | 0.00 | 0.00 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
5.16 | 10.11 | 8.32 | 8.70 | 0.65 | 4.21 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/FCF |
5.22 | 10.25 | 8.43 | 8.80 | 0.67 | 4.32 | 0.00 | 0.00 | 0.00 | 0.00 |
Quick Ratio |
0.04 | 0.01 | 0.02 | 0.01 | 0.09 | 0.04 | 0.03 | — | — | — |
Current Ratio |
0.67 | 0.67 | 0.65 | 0.64 | 0.61 | 0.69 | 0.77 | — | — | — |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
0.78% | 3.81% | 3.82% | 8.39% | 1.18% | 0.72% | 1.41% | 0.00% | 18.78% | 16.67% |
Debt/Equity |
0.09 | 0.44 | 0.52 | 1.29 | 0.15 | 0.08 | 0.15 | 0.00 | 2.21 | 1.98 |
Asset Turnover |
0.05 | 0.05 | 0.05 | 0.04 | 0.03 | 0.04 | 0.05 | 0.10 | 0.04 | 0.03 |
Operating CF/Net income |
1.30 | 1.17 | 1.33 | 1.81 | 1.33 | 1.42 | 1.77 | 0.00 | 1.59 | 0.40 |
Capex/Depreciation |
(0.20) | (0.33) | (0.23) | (0.15) | (0.21) | (0.13) | (0.46) | 0.00 | — | — |
| 13.91% | 16.46% | 16.08% | 15.19% | 9.63% | 9.00% | 10.16% | 11.51% | 3.59% | 6.29% | |
| 1.22% | 1.31% | 1.11% | 1.09% | 0.81% | 0.82% | 1.01% | 2.21% | 0.30% | 0.52% | |
ROIC |
16.71% | 9.71% | 10.40% | 6.27% | 50.12% | 10.05% | 9.05% | 33.82% | 0.00% | 0.00% |
Return on Tangible Assets |
(3.96%) | (4.48%) | (3.58%) | (3.42%) | (2.14%) | (2.80%) | (4.54%) | 202.97% | 54.82% | 81.13% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
41.01% | 38.40% | 41.87% | 53.66% | 61.13% | 66.64% | 58.91% | 64.04% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Share Based Compensation of Revenue |
1.53% | 1.27% | 1.21% | 0.95% | 0.86% | 1.03% | 1.13% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(2.85) | (2.69) | (3.51) | (4.39) | (5.07) | (4.13) | (2.04) | 0.00 | 0.00 | 0.00 |
Graham Number |
45.09 | 42.56 | 35.23 | 31.44 | 26.26 | 23.86 | 22.76 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
10.77% | 10.40% | 10.85% | 11.49% | 10.08% | 10.70% | 7.61% | 4.87% | 2.36% | 2.36% |
Free Cash Flow Yield |
13.84% | 11.94% | 14.27% | 20.42% | 13.06% | 15.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Revenue per Share |
14.94 | 14.21 | 12.68 | 9.16 | 6.72 | 7.42 | 6.78 | 6.33 | 0.23 | 0.21 |
Operating CF per Share |
4.48 | 4.06 | 3.84 | 4.78 | 2.27 | 2.11 | 2.63 | 0.00 | 0.03 | 0.01 |
Capex per Share |
(0.05) | (0.06) | (0.05) | (0.05) | (0.08) | (0.05) | (0.02) | 0.00 | 0.00 | 0.00 |
Free Cash Flow per Share |
4.43 | 4.00 | 3.79 | 4.73 | 2.19 | 2.06 | 2.61 | 0.00 | 0.03 | 0.01 |
Cash per Share |
11.21 | 2.76 | 4.60 | 2.90 | 17.99 | 6.22 | 3.86 | 0.00 | 0.00 | 0.00 |
Shareholders Equity per Share |
26.20 | 23.14 | 19.16 | 16.51 | 18.13 | 17.21 | 15.46 | 0.00 | 0.54 | 0.54 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
26.20 | 23.14 | 19.16 | 16.51 | 18.13 | 17.21 | 15.46 | 0.00 | 0.54 | 0.54 |
Free Cash Flow |
134.40 | 122.29 | 115.75 | 145.65 | 68.14 | 64.16 | 82.71 | 0.00 | 19.20 | 8.36 |
Working Capital |
(2,641.73) | (2,384.51) | (2,468.49) | (2,395.39) | (2,488.29) | (1,662.71) | (1,058.26) | — | — | — |
Capital Expenditures |
(1.38) | (1.77) | (1.48) | (1.67) | (2.40) | (1.61) | (0.75) | 0.00 | (1.87) | (12.53) |
Net Current Asset Value |
(2,767.86) | (2,753.14) | (2,843.46) | (3,134.52) | (2,646.04) | (1,766.81) | (1,252.07) | 0.00 | (3,697.00) | (3,701.00) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.00 | 0.00 | 0.01 | 0.01 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Operating Income |
6.93 | 7.03 | 6.50 | 6.60 | 7.12 | 6.57 | 3.43 | 0.00 | 0.00 | 0.00 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
1.45 | 0.85 | 0.82 | 1.11 | 0.98 | 0.97 | 0.09 | 0.00 | 0.00 | 0.00 |
Cash ROIC |
11.16% | 11.05% | 11.23% | 11.60% | 5.64% | 8.31% | 12.02% | 0.00% | 1.74% | 0.82% |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
Average Days of Payables |
23,315.30 | 22,049.37 | 26,449.12 | 129,078.69 | 372,875.78 | 185,955.67 | 87,692.62 | 0.00 | — | — |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
Average Payables |
7,564.92 | 7,096.30 | 6,803.51 | 6,475.65 | 5,847.48 | 4,989.85 | — | — | — | — |
Average Assets |
8,563.36 | 8,114.61 | 7,907.72 | 7,460.50 | 6,528.25 | 5,651.98 | 4,683.17 | 2,020.50 | 4,041.50 | 4,041.50 |
Average Common Equity |
751.06 | 646.51 | 547.16 | 536.42 | 549.85 | 513.18 | 464.77 | 388.00 | 335.50 | 335.50 |
Columns are period end dates · fundamentals updated 5 Nov 2026